In article ,
J. Clarke wrote:
Leon wrote:


"Mike Marlow" wrote in message
...

If that's the case, insurance companies would have mandated air bags in
cars, no smoking in homes, etc.


Well, there are discounts for both however insurance companies cannot
require you to do business with them. Air bags pay for themselves in
insurance premium discounts.

Why would an insurance company give a discount for a piece of equipment that
is required by law to be present?

--
--John
to email, dial "usenet" and validate
(was jclarke at eye bee em dot net)

It is still quite possible to buy a used car that is not equipped with
air bags, or even seat belts for that matter. AFAIK there is no
jurisdiction in the country that has required retrofitting either.

--

Larry Wasserman Baltimore, Maryland