1. see your doctor with a printout of this posting.
2. [in buffalo ny] call the adult protection department [all ages] of
county social services and ask them to visit you asap.
in buffalo ny they will come by within 3 days and help you get
organized and point you to all their resources.

buzz wrote:
I was tremendously disorganized and I guess depressed for a while and
I let my home insurance lapse, for several years now.

One company said they wouldn't sell me any becuase I didn't have any.
They consider those who let their insurance lapse to be a risk.

If I find a place with lower standards, will they insist on inspecting
my house? It's safe enough, but an incredible mess.

I want to clean up, and I will, but I need insurance now.

Any recommendations of what to do or what insurance company to call?


I live alone. Things piled everywhere, the middle of the living room,
the family room, and the bedrooms are full, and the sofas and spare
beds are loaded with stuff, the right half of the stairs is full of
stuff to go up or downstairs but there is no way to take the stuff to
the next floor until things there are put away, unwashed dishes, tv's
and stereos I intend to fix stacked up 2 tv's high.

I live alone, and don't even have company because I"m embarrassed. No
one to start a fire but me, and I won't.

The front sidewalk where the mailman has to come is has a little
unevenness where one sqare is a half-inch lower than the next, but the
bushes keep him from walking on that part. The bushes cover half the
width of the sidewalk for 8 feet. Is that a problem There's enough
room for one person but not two side-by-side. (I want to trim them,
but I want to go to a garden shop for advice on how to do a nice job.)

The area 4 inches around the furnace is clean. No flammables except
properly closed cans of turpentine, alcohol, and aerosol cans.

The broiler pan in the stove has grease in the bottom and could use
cleaning.

The rear deck is crumbling and I was going to put in a nice larger
one. But I could repair this one in 4 hours if there will be an
inspection.