Your best bet for homeowner's insurance is to contact an agent.
The agent has a profit motive for getting you a policy.

When I moved in 1984, my wife was startled by the viciousness of
my dumping. Until a year ago I had bank statements and checks
going back to 1968. We are planning to move in the next 1 to 3
years so I started dumping early. It took me three days to shred
1968 through 1995. I shoulda got a bigger shredder.

Dick