"$cott" writes:

[very useful, informative information snipped]

H. Scott Miller
National Commercial and Residential Lender/Broker
Carteret Mortgage
TOLL FREE PHONE#: 1.877.716.6495
TOLL FREE FAX#: 1.877.578.2041
EMAIL:

Real Estate Help Desk (www.RealEstate-IQ.com)
Virtual Loan Assistant (www.EZMortgageLoanz.com)

Other lenders, take note... THIS is how you participate in Usenet, and
perhaps pick up some business as a side effect to being a genuinely
helpful, reasonable participant in the newsgroup.

Kudos Scott.

--
Todd H.
http://www.toddh.net/