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Default Need help with choosing right central air conditioning

I have the Sears.ca sales agent coming over next week to check out our
place to see if they can install a central A/C unit. The sales
mentioned that the SEER rating doesn't mean much for someone who lives
in Western Canada. When he faxed over the specs of the Kenmore unit
that he is suggesting, I see it has a SEER rating of 10!

Based on the trane website, SEER rating helps to reduce your electrical
bill in teh long run and they suggest something along a SEER 15. The
more expensive ones are SEER 19. So this has me all worried about the
SEER 10 Kenmore unit.

Can anyone shed some light on this situation? Will the SEER 10 be
louder? Much more costly? Thoughts?