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Default Heat Pump Advise

Hi;

I need a new ac system. I am debating installing a heat pump. I live in
the Va -NC area. Our avg daily temp in the winter is 40f. I have heard
that the wind chill factor of heat pumps can be unpleasent. With a
typical 40 degree day out side temperature, can 75 degrees be
maintained indoors with out using the back up heat-strips? I would like
to maintain my house at 24c/75f. Should I consider a heat pump or a
furnace with a central air conditioner.

Thanks for any help

Bret