Electricity for most of the U.S. is still 50% or so more expensive than
N gas. My 25$ a month savings is junking a great electric tank and going
Ng tankless, whick now costs 4-6$ a month.

People who post of no payback with Ng tankless have no idea of the
facts.

Either way junk the electric unless you pay .06 kwh., but true
efficiency is the "Energy Factor" rating, not just burner efficiency %.
Shop with that figure, Energy Factor, and Ng tankless are the highest by
18-25 +%