DIYbanter - View Single Post

wrote:
Its sad that so many were hurt and I hope you get some additional help!

The US is big enough, perhapos we should have a nationwide disaster
insurance where in BIG cases the government picks up more of the cost
of repaiirs..

Certinally those in new orleans who lost everything from porely
maintained levees should be made whole. the government screwed up not
building them right from day one

So are you suggesting that this is such a BIG case? The guy is out
the deductible of $3200. The insurance company his claim of $11,500.
And now you think the govt should cover the rest? I'm sorry, but I
don't think to have an emergency repair of $3200 is something
unexpected, or uncommon for any homeowner anywhere, with or without a
disaster. This happens all the time. Replacing a furnace can cost
that much.

What I would do is pursue the insurance company for a couple thousand
more, since he now believs that is what it will actually take to get
the work done. If he can show that the original estimate for repair
was low, and submit 3 valid quotes for a higher amount, they may
reconsider. Hopefully he didn't sign anything waiving his rights when
he accepted payment.