"BigWallop" wrote in message
...

"Dave" wrote in message
...
Sorry if this is not the right group.
We are in the process of buying our first house a 4 bed semi built
1950's
we
have been given the option of three different types of survey, Standard
valuation, Homebuyers report, Full structural survey and I'm not sure
which
type we would be best having as this is all very new to us, can anyone
offer
any advise please?



Hi Dave,

The best, but most expensive, is the full structure report, but this is
best
left for properties that you really have your heart set on. So I'd say a
homebuyers report would suffice if your still just in the process of
looking.

The standard valuation is just a report of decorative condition and minor
faults that can be seen on the surface.

I think, but am not totally sure, the Home Buyers report is a bit more
in-depth than the valuation, and includes a more detailed survey of the
property itself and the area in which the property sits.

The Full Structural Report really speaks for itself and includes lifting
of
the corners of carpets and a lot of tapping on walls and such like. A
good
survey to have done, if the property is what you want to live in for a
good
few years, as it will also provide for a report on the future life
expectancy of the structure.

Also, from what I've seen of the Full Structural Reports definitions given
by surveyors is that it doesn't include a valuation - so you may find you'll
still need to pay your £150 or whatever to get them to do the required
valuation for the lender. Bizarre I think - but that's what I've found in
my experience. The Homebuyer Report does include a valuation in the price
though.

D