"1. Alex Jan 17, 4:42 pm

If my electric bill runs $200-$300 with NO A/C or Heat, what're folks
supposed to do? "

You didn't tell us what your electric rate is or how big your house is,
but this sounds very high for a typical house
without using electric for AC or heat. I second the idea previously
suggested of finding out exactly how much
power you are really using, where it's going and figuring out if the
meter is correct.