wrote in message
oups.com...
"Insulting" the seller is hogwash the realtor tells you. Try to assess
the value by looking at similar homes sales in the area, which your
agent should provide to you if she wants to earn her part of the
commission. Then take into account repairs/updates that need to be
done.

Couldn't agree more.
Offer what you think the house is worth, regardless of asking price. If the
realtor gives you a hard time deal with someone more cooperative.