I moved into my house a year or so ago, and the neighbors are starting
to notice the tools on the peg-board, tool chests, etc in the garage.

So one comes over a few days ago to borrow an 8mm wrench, the first one
I could find was a nice Kobalt (the kind made by a company owned by
Snap-On Williams?), now made by ????)...

Well, you know the story, he can't remember where he put it, yada,
yada, yada...

So my question is, what would be a half-way decent (non-dangerous,
don't want to get sued if the tool breaks) set of 'loaner' tools? Or
should I be a pri$k, and not loan out tools period?

My Dad is a 'Craftsman' man, and I will inherit a sweet set of
'40s-'50s Craftsman tools someday, but for the least amount of outlay,
what would be a safe and decent set of 'no-tears' tools if they get
borrowed or lost? Can I trust a Harbor Freight set, or should I snatch
up a Craftsman set on sale?

I will get a cheap tool chest to put them in, keep that ONE unlocked,
and pretty much let the neighbors help themselves when they ask to
borrow a tool...