"D. Gerasimatos" wrote...

What matters is what assets you are protecting and how much they are
worth. If you crash into a new Porsche and injure the driver in an
accident that is your fault then you will wish you had a lot of insurance
coverage.

....except that the first 2 liability numbers don't address property damage, so
the Porsche is not included. You need 100/300/50 or 200/500/100 (or similar) to
pay for the Porsche!