In article pqnof.631467$_o.295488@attbi_s71,
says...

"louie" wrote in message
oups.com...
I recently moved and it took about 3 months to sell the property. My
local agent was much more understanding and suggested, hypothetically,
that IF a person were to move and leave the property unattended, the
insurance company would drop the coverage, and the mortgage company
could then possibly call the mortgage due at that point. Her advice
was something along the lines of "no need to tell them about it until
you have closed on the property sale, just forward your mail"


Yeah, just try to collect on a claim when it burns! HA HA HA!!!

Unless the policy contains an exclusion for vacancy, the company
would have a hard time refusing to pay a claim if the policy was in
force on the date of the loss.

Again, rules vary by policy, by company, and by state, but as an
example, the policy I have handy has, in its Conditions, "The
residence premises may be vacant or unoccupied without limit of time,
except where this policy states otherwise."

Now, the company won't normally accept a currently-vacant house for
that policy, and they might decline to renew a policy if they know
the house is going to be vacant, but if they've already issued the
policy, and the policy is in force at the time of a loss, the policy
is still valid and they will still pay.

--
is Joshua Putnam
http://www.phred.org/~josh/
Updated Bicycle Touring Books List:
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