DIYbanter - View Single Post

In article ,
says...

This is a pretty much standard policy with most insurance companies. I got
around it by buying insurance for "vacant house under construction". Problem
with those policies is that you must prepay for the year and there is no
refund if you cancel three months down the road.

Again, that depends on the carrier.

Rules will be different in different states, but if you insure a
vacant home with Foremost here in WA, you don't have special
restrictions on billing or cancellations, you can put it on two pay
or four pay and you do get a refund for unearned premium if you
cancel.

I'd start by checking the details of the existing policy, there's a
good chance the house will remain insured until the current term
expires, with a temporary reduction in coverage while vacant.

--
is Joshua Putnam
http://www.phred.org/~josh/
Updated Bicycle Touring Books List:
http://www.phred.org/~josh/bike/tourbooks.html