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Posted to alt.home.repair
Bob
 
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Default Insuring a vacant house


wrote in message oups.com...
I'm in the process of moving across the country, am selling my present
home. Called my insurance agent today (Farmer's) to tell him of the
move, thinking some adjustment to the home owner's policy would be
required (on the one hand the house is vacant, so presumably more
vulnerable, on the other it's empty, so no content is there to be
harmed) he told me they will not insure an empty house & as far as he
knows no one will. I almost wish I had not mentioned it, but you can
be sure if I hadn't & the damn place had burned down, they wouldn't
have paid anyway if they found out it was vacant. Anyway, anyone have
any advice on insuring an empty house while it is on the market?


My neighbor re-insured her currently vacant and in-remodel rental as a
"vacation home" after being told the insurer would not pay if it was damaged
while vacant when considered a rental.

Bob