wrote in message
oups.com...
I'm in the process of moving across the country, am selling my present
home. Called my insurance agent today (Farmer's) to tell him of the
move, thinking some adjustment to the home owner's policy would be
required (on the one hand the house is vacant, so presumably more
vulnerable, on the other it's empty, so no content is there to be
harmed) he told me they will not insure an empty house & as far as he
knows no one will. I almost wish I had not mentioned it, but you can
be sure if I hadn't & the damn place had burned down, they wouldn't
have paid anyway if they found out it was vacant. Anyway, anyone have
any advice on insuring an empty house while it is on the market?

My cottage is empty 9 months a year, and much of the other 3 months as well.
Insurance company never said anything about it; the rates are pretty normal.

Try another company.
It is certainly best that you mentioned it; if there is a clause in your
policy about it, they would just deny the claim.