Tony Hwang wrote:

Legit contractor has insurance to cover such incidents. Material loss or
injury to worker is covered. First thing to check.

Last thing to utilize. You'd make a claim for a few hundred bucks, at
most, for a toilet? Good way to have your insurance premiums go up,
which would be passed on to all of your customers. The granite would
be a larger claim, perhaps, but we don't know the amount of granite and
what was paid for it. Same idea, though. Don't use the insurance
unless you have to.

Even small things should be in black and white just to be sure.

Absolutely.

Isn't this all common sense?

Rootin', tootin' right, it is.

Tony