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Posted to alt.home.repair
Doug Kanter
 
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Default Property damage from neighbors roofers - what is the roofer's rsponsibility?

Sounds to me like even if he is insured, he has a deductible that's higher
than the cost of your bird bath. I would've taken the check, cashed it
immediately, and let the asshole smash your old one in the street. Go sweep
it up and be done with it. And, be sure to report him to the BBB.