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woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....

more cash
 

In article , Jim GM4DHJ ...
writes
woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....
So you've got it!! First time in about 6 months I haven't had a prize.
--
bert

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On 07/04/2021 21:33, bert wrote:
In article , Jim GM4DHJ ...
writes
woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....
So you've got it!! First time in about 6 months I haven't had a prize.
yip...can eat tonight

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On 07/04/2021 21:33, bert wrote:
In article , Jim GM4DHJ ...
writes
woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....
So you've got it!! First time in about 6 months I haven't had a prize.

Got two prizes surely. All the tiddler prizes are normally £25

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On Thu, 8 Apr 2021 10:09:16 +0100, "Jim GM4DHJ ..."
wrote:
snip

yip...can eat tonight

Have the free food boxes stopped then?

Cheers, T i m

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On 07/04/2021 17:19, Jim GM4DHJ ... wrote:
woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....

So far this year I am up to 0.2% total return on my PB's
so I have doubled bank base rate and 20 times the rate on
a good many deposit accounts.

Now that we have started a new tax year some of it will be
shovelled off the share ISA fairly soon.

Will it be "Sell in May and come back on St Leger day" again
this year ?. (it was last year). April is a tricky month for
investing.

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On 08/04/2021 11:45, Andrew wrote:
On 07/04/2021 17:19, Jim GM4DHJ ... wrote:
woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....

So far this year I am up to 0.2% total return on my PB's
so I have doubled bank base rate and 20 times the rate on
a good many deposit accounts.

Now that we have started a new tax year some of it will be
shovelled off the share ISA fairly soon.

Shovelled off *into* the share ISA, not the reverse.

Will it be "Sell in May and come back on St Leger day" again
this year ?. (it was last year). April is a tricky month for
investing.

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On 08/04/2021 11:33, T i m wrote:
On Thu, 8 Apr 2021 10:09:16 +0100, "Jim GM4DHJ ..."
wrote:
snip

yip...can eat tonight

Have the free food boxes stopped then?

Cheers, T i m

yes the wee bitch never started them again at the latest lockdown......

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On 08/04/2021 11:06, Andrew wrote:
On 07/04/2021 21:33, bert wrote:
In article , Jim GM4DHJ ...
writes
woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....
So you've got it!! First time in about 6 months I haven't had a prize.

Got two prizes surely. All the tiddler prizes are normally £25

first was 25 this one was 50

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On 08/04/2021 11:45, Andrew wrote:
On 07/04/2021 17:19, Jim GM4DHJ ... wrote:
woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....

So far this year I am up to 0.2% total return on my PB's
so I have doubled bank base rate and 20 times the rate on
a good many deposit accounts.

Now that we have started a new tax year some of it will be
shovelled off the share ISA fairly soon.

Will it be "Sell in May and come back on St Leger day" again
this year ?. (it was last year). April is a tricky month for
investing.
I just like the fun of premium bonds....I'm not a gambler and I like to
keep my stake.....

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On Wed, 7 Apr 2021 17:19:54 +0100, "Jim GM4DHJ ..."
wrote:

woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day...
Had £15 of premium bonds for a birthday when I was about 10 years old.
63 years on and not a single win (and yes, they are "in the system", I
just installed the App - it might bring me luck!!)

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On 08/04/2021 17:18, Davidm wrote:
On Wed, 7 Apr 2021 17:19:54 +0100, "Jim GM4DHJ ..."
wrote:

woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day...
Had £15 of premium bonds for a birthday when I was about 10 years old.
63 years on and not a single win (and yes, they are "in the system", I
just installed the App - it might bring me luck!!)

a da poor shame

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On 08/04/2021 13:04, Jim GM4DHJ ... wrote:
On 08/04/2021 11:06, Andrew wrote:
On 07/04/2021 21:33, bert wrote:
In article , Jim GM4DHJ ...
writes
woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....
So you've got it!! First time in about 6 months I haven't had a prize.

Got two prizes surely. All the tiddler prizes are normally £25

first was 25 this one was 50

In two years time you will only £25 prizes if other peoples
experiences are anything to go by.

more cash
 

On 08/04/2021 17:18, Davidm wrote:
On Wed, 7 Apr 2021 17:19:54 +0100, "Jim GM4DHJ ..."
wrote:

woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day...
Had £15 of premium bonds for a birthday when I was about 10 years old.
63 years on and not a single win (and yes, they are "in the system", I
just installed the App - it might bring me luck!!)

Oh. My top performing fund* reached 114% annual return today. It wont
last of course - unique conditions of covid and extremely loose fiscal
policy.

But it's nice to have capital growth exceeding spending for a year or two.

*Baillie Gifford American B Acc

--
€œThere are two ways to be fooled. One is to believe what isnt true; the
other is to refuse to believe what is true.€�

€”Soren Kierkegaard

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On 09/04/2021 07:54, The Natural Philosopher wrote:
On 08/04/2021 17:18, Davidm wrote:
On Wed, 7 Apr 2021 17:19:54 +0100, "Jim GM4DHJ ..."
wrote:

woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day...
Had £15 of premium bonds for a birthday when I was about 10 years old.
63 years on and not a single win (and yes, they are "in the system", I
just installed the App - it might bring me luck!!)

Oh. My top performing fund* reached 114% annual return today. It wont
last of course - unique conditions of covid and extremely loose fiscal
policy.

But it's nice to have capital growth exceeding spending for a year or two.

*Baillie Gifford American B Acc


But crashed 40% between Feb 15th and March 22nd 2021 and as you
have already told us you didn't invest until November last year.

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On 08/04/2021 19:26, Andrew wrote:
On 08/04/2021 13:04, Jim GM4DHJ ... wrote:
On 08/04/2021 11:06, Andrew wrote:
On 07/04/2021 21:33, bert wrote:
In article , Jim GM4DHJ ...
writes
woo hoo second premium bond win since feb...woo hoo £50 this
time....better than my 0.01 % ISA any day....
So you've got it!! First time in about 6 months I haven't had a prize.

Got two prizes surely. All the tiddler prizes are normally £25

first was 25 this one was 50

In two years time you will only £25 prizes if other peoples
experiences are anything to go by.
well I will just cash them in