I last year had to get insurance for our "new" (18 years old) second car, a
Landrover, Searching the net I put the details into many different sites and
got quotes as high as 444 pounds(The AA) the Directlines of this world
weren't much better. however I got a quote in the end for 118 pounds fully
comp (age 45, NO no claims as it's a second vehicle, limited mileage).

It's very strange the huge diversity of figures when getting quotes!!

On Sat, 19 Jul 2003 19:45:49 +0100, "The Q"
wrote:

I last year had to get insurance for our "new" (18 years old) second car, a
Landrover, Searching the net I put the details into many different sites and
got quotes as high as 444 pounds(The AA) the Directlines of this world
weren't much better. however I got a quote in the end for 118 pounds fully
comp (age 45, NO no claims as it's a second vehicle, limited mileage).

Have you gone ahead yet? I heard NFU are good for Land Rovers.

Gareth

In article ,
The Q wrote:
I last year had to get insurance for our "new" (18 years old) second
car, a Landrover, Searching the net I put the details into many
different sites and got quotes as high as 444 pounds(The AA) the
Directlines of this world weren't much better. however I got a quote in
the end for 118 pounds fully comp (age 45, NO no claims as it's a second
vehicle, limited mileage).

I presume that's insured as a classic? Much cheaper than normal policies,
but there are disadvantages.

--
*Virtual reality is its own reward*

Dave Plowman London SW 12
RIP Acorn

On Sat, 19 Jul 2003 19:22:37 GMT, Gareth Attrill
wrote:

Have you gone ahead yet? I heard NFU are good for Land Rovers.

I recently renewed my Freelander insurance - Peoples Choice beat all
other insurance suppliers hands down - including NFU (who aren't too
good on the insurance front as far as my Land Rover marque was
concerned).

I'm 47, maxed out on no claims bonus, spotless license, max 10K miles
per year. The premium was a shade under 300 quid fully comp.

Other insurers that we looked at generally came into the 400-500
range.

I highly recommend Peoples Choice for anyone who might be looking:

http://www.peopleschoice.co.uk/

I guess a regular traction engine land rover might cost a bit less to
insure. Freelanders are perhaps a bit more up market and not typically
used by Farmer Giles to push cattle around

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

I'm 44 with a sporty car. Max no claims, one minor blemish on the
licence.

Previous years paid £400 ish, nearly £500 first year. Recent
quotes £400+ except www.esure.com which was sub £300.

W.



"Andrew McKay" wrote in message
...
On Sat, 19 Jul 2003 19:22:37 GMT, Gareth Attrill
wrote:

Have you gone ahead yet? I heard NFU are good for Land Rovers.

I recently renewed my Freelander insurance - Peoples Choice
beat all
other insurance suppliers hands down - including NFU (who
aren't too
good on the insurance front as far as my Land Rover marque was
concerned).

I'm 47, maxed out on no claims bonus, spotless license, max 10K
miles
per year. The premium was a shade under 300 quid fully comp.

Other insurers that we looked at generally came into the
400-500
range.

I highly recommend Peoples Choice for anyone who might be
looking:

http://www.peopleschoice.co.uk/

I guess a regular traction engine land rover might cost a bit
less to
insure. Freelanders are perhaps a bit more up market and not
typically
used by Farmer Giles to push cattle around

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

On Sat, 19 Jul 2003 20:26:21 +0100, Dave Plowman
wrote:

I presume that's insured as a classic? Much cheaper than normal policies,
but there are disadvantages.

Can you please elaborate on the disadvantages?

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

In article ,
Andrew McKay wrote:
I presume that's insured as a classic? Much cheaper than normal policies,
but there are disadvantages.

Can you please elaborate on the disadvantages?


It varies between companies, but in no particular order:-

Must be garaged or off road
Must be a second car
Restricted mileage
Can't be used for business - even travelling to and from normal place of
work
Doesn't earn a second no claim bonus.

--
*Always remember you're unique, just like everyone else.

Dave Plowman London SW 12
RIP Acorn

On Sat, 19 Jul 2003 19:45:49 +0100, "The Q"
wrote:

I last year had to get insurance for our "new" (18 years old) second car, a
Landrover,

Join the NFU and use their scheme. _Very_ cheap.

What amazes me is that we have to insure each person to drive a car. I used
to live in the Middle East (Sultanate of OMAN) in 2000. I bought a new car,
a MATIZ only £3000. I insured the 'car' for about £100 fully comp. That
insurance meant the car was insured. Anyone who had a valid licence and my
permission could drive it on that insurance. A UK licence was legally valid.
All insurance in the UK is a total rip off which is why so many people drive
with out it.
Steve R

---

On Sun, 20 Jul 2003 00:20:02 +0100, Dave Plowman
wrote:

Must be garaged or off road
Must be a second car
Restricted mileage
Can't be used for business - even travelling to and from normal place of
work

I didn't know that! I was wondering about saving some money by getting
an older vehicle, because I know they are exempt from the road fund
license, but clearly that's not an option with those options.

Doesn't earn a second no claim bonus.

That doesn't surprise me.

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

On Sun, 20 Jul 2003 02:21:25 +0000, parish parish_AT_ntlworld.com
wrote:

ISTR that when I first started driving (actually riding m/cycles) that
this was the case here. That would be 1974. Anyone confirm/deny this?

That would be when I was riding a mobi. Can't say as I recall that.

I do recall that when I got my first mobi, a Honda C50, my Mum got the
fully comp insurance from the broker when she went into town - a whole
year without any no-claims discount, 17 years old - and it cost a
fiver. That was in 1973.

Today there would be at least a couple of 0's tagged on the end.
Inflation hasn't gone up that much.

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

On Sun, 20 Jul 2003 00:21:22 +0000 (UTC), "Essjay001"
wrote:

All insurance in the UK is a total rip off which is why so many people drive
with out it.

You actually have to take other things into consideration. This
country has got wonderfully low inflation for example. Now isn't that
nice? But hang on.....

Naturally those who aren't asleep at the back realise that governments
still like to spend the money trying to convince the voters that their
party is worth keeping in power. And the money has to come from
somewhere (that's you and me, buster ). So they find inventive new
ways of adding tax thru stealth means which don't register on the
inflation index.

Just a couple of days ago the cost of acquiring a new passport went up
by 27% - 10 times the rate of inflation. Norman Lamont (sp.)
introduced a tax penalty for buying an airline ticket (can't remember
Gordon Brown removing that one). When I started driving 30 years ago
the cost of taxing a car was not a lot.

You realise that for each pound you buy at the pumps, 70%+ goes
directly to the government - not the oil companies. So it isn't the
entire fault of the oil companies that we are paying significant costs
to refill the tank.

And so on.

The one thing that Gordon Brown has excelled at is increasing company
taxation, and that affects us all. National Insurance contributions
for both employee and employer went up by 10% in April this year for
example. The insurance companies have to find that money from
somewhere, guess what - premiums have had to be increased. And that's
another "non-inflationary" increase not measured on the Richter scale.

So it isn't all the insurance companies fault, nice as it may be to
think it is. Blaming them is a standard feature of government spin of
course.

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

"Essjay001" wrote in message ...
What amazes me is that we have to insure each person to drive a car. I used
to live in the Middle East (Sultanate of OMAN) in 2000. I bought a new car,
a MATIZ only £3000. I insured the 'car' for about £100 fully comp. That
insurance meant the car was insured.

Sounds like a good place to start a touring holliday.

Andrew McKay wrote:

You realise that for each pound you buy at the pumps, 70%+ goes
directly to the government - not the oil companies. So it isn't the

Not to mention they have had half of the pound before you get the the
petrol station!



--
Cheers,

John.

/================================================== ===============\
| Internode Ltd - http://www.internode.co.uk |
|-----------------------------------------------------------------|
| John Rumm - john(at)internode(dot)co(dot)uk |
\================================================= ================/

Andy Dingley writes:
On Sat, 19 Jul 2003 19:45:49 +0100, "The Q"
wrote:

I last year had to get insurance for our "new" (18 years old) second car, a
Landrover,

Join the NFU and use their scheme. _Very_ cheap.

You don't actually have to "join" - it's all built into the insurance
scheme. Just call your local NFU Mutual. Not only cheap, but helpful, too.


--
"The road to Paradise is through Intercourse."
The uk.transport FAQ; http://www.huge.org.uk/transport/FAQ.html
[email me at huge [at] huge [dot] org [dot] uk]

parish parish_AT_ntlworld.com writes:
Essjay001 wrote:

What amazes me is that we have to insure each person to drive a car. I used
to live in the Middle East (Sultanate of OMAN) in 2000. I bought a new car,
a MATIZ only £3000. I insured the 'car' for about £100 fully comp. That
insurance meant the car was insured. Anyone who had a valid licence and my
permission could drive it on that insurance. A UK licence was legally valid.
All insurance in the UK is a total rip off which is why so many people drive
with out it.

ISTR that when I first started driving (actually riding m/cycles) that
this was the case here. That would be 1974. Anyone confirm/deny this?

Motorcycle insurance has a number of significant differences from car.
For example, if you own several bikes, it used to be the case that you
could insure all of them for the price of the most expensive, since the
companies acknowledged that you could only ride one at once. This
doesn't apply to cars.


--
"The road to Paradise is through Intercourse."
The uk.transport FAQ; http://www.huge.org.uk/transport/FAQ.html
[email me at huge [at] huge [dot] org [dot] uk]

In article ,
Andrew McKay wrote:
When I started driving 30 years ago the cost of taxing a car was not a
lot.

Most people think cash terms and forget inflation. Car tax has remained
fairly constant as a percentage of average income as has fuel tax,
although there will be odd blips both up and down.

About 40 years ago, car tax was 15 quid a year. But a reasonable weekly
wage was 10 pounds - 20 was good.

--
*Don't worry; it only seems kinky the first time.*

Dave Plowman London SW 12
RIP Acorn

In article ,
Andrew McKay wrote:
So it isn't all the insurance companies fault, nice as it may be to
think it is. Blaming them is a standard feature of government spin of
course.

Err, then I'll blame them. They are so desperate for business, they
insure poor risks - like large companies where the drivers don't care if
they damage their vehicles or others - then expect the private motorist to
bail them out. They could alleviate this by having larger no claims
bonuses to encourage the careful.

I was with the same company for about 40 years - although it had merged
with others in that time - with never a claim. Then one year they decided
to more than double my premium with no change in my circumstances. So I
changed companies after doing a search. I wrote to the old one telling
them of my decision and why, but got no reply. And the next year the new
company decided to increase my premium by much more than inflation, so I
changed again, and will do so if this happens with this one.

--
*If Barbie is so popular, why do you have to buy her friends? *

Dave Plowman London SW 12
RIP Acorn

On Sun, 20 Jul 2003 08:01:23 +0100, John Rumm
wrote:

Not to mention they have had half of the pound before you get the the
petrol station!

At least. The voters in this country really are very gullible when it
comes to swallowing government spin.

After all, National Insurance went up by less than half the rate of
inflation in April - moving from 10% to 11%. That 1% rise was very
well considered by Gordon.

But hang on a minute - if you were paying 10 pounds NI each month and
it increased to 11 pounds then it's gone up by 1 pounds - which is a
10% increase, or 4 times the rate of inflation.

Unemployment figures are another one that really annoy the hell out of
me (and I happen to have direct experience with this one in the last
12 months). Gordon keeps beating on about how unemployment is less
than 1m and the lowest for 40 years.

However he's not measuring unemployment at all - he's measuring the
number of people who are able to claim Job Seekers Allowance. Under
the New Deal a few years back he changed all those rules so that you
are only entitled to JSA by right for a maximum of 26 weeks, which is
different to the "dole" which was not limited by time. After that JSA
is means tested, and very, very few people get the means tested JSA
because of Gordons rules - if you attend a training course (which you
are required to do if the Job Centre ask you to) then you are moved
off JSA onto something different - and no longer considered to be
unemployed.

If we measured people actually looking for work then Gordon would be
looking extremely silly, because real unemployment is the highest it
has been since the 1930's (if memory serves me right). Week on week we
hear about another few hundred jobs being lost or transferred to
remote countries. We don't hear a comparable number of new jobs being
created.

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

Dave Plowman writes:

[12 lines snipped]

I was with the same company for about 40 years - although it had merged
with others in that time - with never a claim. Then one year they decided
to more than double my premium with no change in my circumstances. So I
changed companies after doing a search. I wrote to the old one telling
them of my decision and why, but got no reply. And the next year the new
company decided to increase my premium by much more than inflation, so I
changed again, and will do so if this happens with this one.

IME, car insurance is the top thing to make the effort to shop round. I
do so every year with both cars, and expect to see a 4:1 ratio in premiums
between most expensive (always the AA) and the cheapest.

And having found a cheaper quote, you can nearly always get your
present insurer to match it.

--
"The road to Paradise is through Intercourse."
The uk.transport FAQ; http://www.huge.org.uk/transport/FAQ.html
[email me at huge [at] huge [dot] org [dot] uk]

Andrew McKay wrote:

On Sun, 20 Jul 2003 00:21:22 +0000 (UTC), "Essjay001"
wrote:


All insurance in the UK is a total rip off which is why so many people drive
with out it.


You actually have to take other things into consideration. This
country has got wonderfully low inflation for example. Now isn't that
nice? But hang on.....


inedeed, here is another take on it.


You have an expensive overcrowded country with bugger all decent
transport and urban decay.

That mens everyone with any sense usese th eroads to ciommute from a
decent place to live. T4affic is imesne, and accidents frequent.

because that all puts up teh cost of living, getting repairs domne
(mainly labour) is even more expensive

because yiu have decided that being a wurkah is only somethig you use
for ploitical elvreage, not something that people are pprooud to be and
get training for, there are no skilleed panel beaters left, and teh half
trained monkets there are command a fortune.

Because you are a modern health and safety country, and because car
manufacturers insist on using highly attractive paints, the only repair
shop that is deemed to qualify for a pukka repair has an industrial
strength extraction suystem, and a ton of protetive gear.

Because we are also a blame cultire, and if little Johhny is allowed to
stumble across a busy street, and someone hits him at 30.1mph, instead
of 29.9mph, he is likley to face a civil suit for trauma, damages to
parents guilt and self esteem, hospital bills and re surfacing the
road, not to mention the 'sleepless nights' suffered by onlookers and
pedestrians, health workers and police called to sweep whats left of
little johhny into a bin liner, plus the cost of a state funeral to the
'latest martyr to speeding' or whatever, teh payouts keep going up...

Because its got so effing expensive anyway, teh temptayion to drive
without it, and bugger off leaving a false name and address is very
tempting, and so the few that DO have insurance pay even more...

Because the temptation to leave all those little dents in the car, until
slamming on the brakes to 'avoid that speeding rodent/rabbit/cat' and
collect an obviously well insured volvo/merc/jag up the backside and get
them all done at someone elses expense is getting just too tempting...

The days when you took your chances, and paid your own bills, and only
in teh very rare case that something went badly wrong and the car was a
write oiff did you get somethibng back, and insurance was cheap, are
long gomne...along with apprenticesd trained mechanics, panel beaters
and sprayers, and welders in every village.

"Andrew McKay" wrote
| I didn't know that! I was wondering about saving some money by getting
| an older vehicle, because I know they are exempt from the road fund
| license, but clearly that's not an option with those options.

AIUI some models of Land-Rover are London Congestion Charge exempt, because
they have more than a certain number of seats.

Owain

"Owain" wrote in message
...
"Andrew McKay" wrote
| I didn't know that! I was wondering about saving some money by getting
| an older vehicle, because I know they are exempt from the road fund
| license, but clearly that's not an option with those options.

AIUI some models of Land-Rover are London Congestion Charge exempt,
because
they have more than a certain number of seats.

Owain

From what I can see - it just says "Licensed buses with 9 or more seats"
(and usually these are excluding the driver's seat). I think the LWB
Discoveries with bench seats in the back could have 2x3 on the 2 benches
along the sides of the back. 1x3 on the seats behind the driver and 2 seats
next to the driver - plus the driver. So 11 seats + driver - however, I
think the "Licensed buses" part is the problem with using it as an exemption
to the fee. Remember - AFAIK - the exemptions must be registered prior to
entering the zone - so you'd need to provide proof of licensed-ness etc -
sure someone would notice that a Land Rover != Bus...

Plus - AFAIK, bench seats running along the sides of minibuses are now
banned. My old Cadet minibus got scrapped because of this. Too expensive
to modify and change the seats to be forward facing.

D

"parish" parish_AT_ntlworld.com wrote in message
...

ISTR that when I first started driving (actually riding m/cycles) that
this was the case here. That would be 1974. Anyone confirm/deny this?

Steve R

---

when I first got a bike (RD250LC Ahh takes you back) I had a rider policy,
this insured you upto a specific CC size for me at the time the group was
225cc-350cc from memory. The insurance certificate had no Reg number on it
just my name, and I was insured to ride any bike within the CC range as long
as you held the licence to do so, learners being restricted to 250cc back
then. This meant that as youngsters we could all just jump on each others
bikes and give them a blast, this was a Norwich union policy. By the way can
you not still get a policy for you car that insures "any driver" although it
is very expensive and you have to give the age of the youngest person likely
to drive and pay accordingly.

Andrew McKay wrote:
On Sun, 20 Jul 2003 02:21:25 +0000, parish parish_AT_ntlworld.com
wrote:

ISTR that when I first started driving (actually riding m/cycles) that
this was the case here. That would be 1974. Anyone confirm/deny this?

That would be when I was riding a mobi. Can't say as I recall that.

I do recall that when I got my first mobi, a Honda C50, my Mum got the
fully comp insurance from the broker when she went into town - a whole
year without any no-claims discount, 17 years old - and it cost a
fiver. That was in 1973.


The sounds about right. A year later my first insurance, on a "fizzy
fifty" was £6.10.

Today there would be at least a couple of 0's tagged on the end.

Tell me about it. My eldest daughter is coming up to 17 and SWMBO asked
the broker for some quotes (TP only, not even F&T) for the daughter
driving the wife's old Metro (998cc). He advised her to look on the 'net
as "it will be over £2000 from all the companied they deal with"! The
best we've found, so far, on the 'net is £936.

Inflation hasn't gone up that much.

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

Dave Plowman wrote:

In article ,
Andrew McKay wrote:
When I started driving 30 years ago the cost of taxing a car was not a
lot.

Most people think cash terms and forget inflation. Car tax has remained
fairly constant as a percentage of average income as has fuel tax,
although there will be odd blips both up and down.

About 40 years ago, car tax was 15 quid a year. But a reasonable weekly
wage was 10 pounds - 20 was good.


But we're talking about insurance. As I said in another post, at 16 my
moped cost £6.10 to insure fully comp and I was an apprentice bringing
home just over a tenner a week. Can a 16-year-old insure a moped for
fully comp for ~60% of their take home pay these days? I think not
(unless there are some 16-year-olds on ~£1000 a week).

David Hearn wrote:

"Owain" wrote in message
...

"Andrew McKay" wrote
| I didn't know that! I was wondering about saving some money by getting
| an older vehicle, because I know they are exempt from the road fund
| license, but clearly that's not an option with those options.

AIUI some models of Land-Rover are London Congestion Charge exempt,

because

they have more than a certain number of seats.

Owain


From what I can see - it just says "Licensed buses with 9 or more seats"
(and usually these are excluding the driver's seat). I think the LWB
Discoveries with bench seats in the back could have 2x3 on the 2 benches
along the sides of the back. 1x3 on the seats behind the driver and 2 seats
next to the driver - plus the driver. So 11 seats + driver - however, I
think the "Licensed buses" part is the problem with using it as an exemption
to the fee. Remember - AFAIK - the exemptions must be registered prior to
entering the zone - so you'd need to provide proof of licensed-ness etc -
sure someone would notice that a Land Rover != Bus...

Plus - AFAIK, bench seats running along the sides of minibuses are now
banned. My old Cadet minibus got scrapped because of this. Too expensive
to modify and change the seats to be forward facing.



I think not. My LWB defender is a 12 seater, I know they have scrapped
the center front seat, but I think the rest are still there in the
back/back.


D

On Sun, 20 Jul 2003 18:58:05 +0100, "Capitol"
wrote:


Andrew McKay wrote in message ...
On Sun, 20 Jul 2003 00:21:22 +0000 (UTC), "Essjay001"
wrote:

All insurance in the UK is a total rip off which is why so many people
drive
with out it.

You actually have to take other things into consideration. This
country has got wonderfully low inflation for example. Now isn't that
nice? But hang on.....
snip
I don't call 3% wonderfully low inflation.

That's odd, because I do, the economy is constructed such that
deflation would be very, very bad, so you need to pick a rate which is
not too low, as the EU people have done.

I believe the US inflation figure is in the 1% region, but they just reduced
taxes!

Yes, because they need to get it up.

Jim.

On Sun, 20 Jul 2003 19:16:43 +0100, "Capitol"
wrote:

But the dollar is still at least temporarily, strong and the economy is
growing again. Their government bond rates also have risen over the past
few weeks IIRC.

The US dollar has dropped 30% against the Euro and other currencies in
the last few months, the 4% recent rise isn't relevant...

Jim.

parish wrote in message . ..
Capitol wrote:

Andrew McKay wrote in message ...
On Sun, 20 Jul 2003 00:21:22 +0000 (UTC), "Essjay001"
wrote:

All insurance in the UK is a total rip off which is why so many people
drive
with out it.

You actually have to take other things into consideration. This
country has got wonderfully low inflation for example. Now isn't that
nice? But hang on.....
snip
I don't call 3% wonderfully low inflation. From memory, I think we had a
100 year period with no inflation a couple of centuries back!
I believe the US inflation figure is in the 1% region, but they just
reduced
taxes!

And the Federal Reserve(?) recently reduced their base rate to 1%

But the dollar is still at least temporarily, strong and the economy is
growing again. Their government bond rates also have risen over the past
few weeks IIRC.
Regards
Capitol

Capitol wrote:

You missed the point, that, for all government employees, the pensions
contributions ( paid by the taxpayer) went up by IIRC 7%. So for every
government employee, the costs rose by 8%. This represents a 70%
increase(approx) in employers( taxpayers) costs! This is why there is no
improvement in the NHS, why we are sacking teachers and cutting back on
other government services, except legal aid for asylum seekers. I understand
that 7M people now work for the state! Horrifying, how many BCO's can we get
rid of?!!

Well said! I am out of work (got a job starting 18th Aug :-) ) and
whilst job hunting noticed that Civil Service posts were the only ones
offering final salary pensions, at a time when even the largest company
schemes are struggling and have, or are considering, abolishing final
salary schemes.

Is it any wonder that Council Tax bills rise 10+% per year yet Local
Authorities still cut services.

This appears to be a government out of control of the nations finances.

Better put another 1p, make that 2p, on income tax - just in case GWB
needs us to go and invade some other country with them.

Capitol wrote:

Andrew McKay wrote in message ...
On Sun, 20 Jul 2003 00:21:22 +0000 (UTC), "Essjay001"
wrote:

All insurance in the UK is a total rip off which is why so many people
drive
with out it.

You actually have to take other things into consideration. This
country has got wonderfully low inflation for example. Now isn't that
nice? But hang on.....
snip
I don't call 3% wonderfully low inflation. From memory, I think we had a
100 year period with no inflation a couple of centuries back!
I believe the US inflation figure is in the 1% region, but they just reduced
taxes!

And the Federal Reserve(?) recently reduced their base rate to 1%

Regards
Capitol

On Sun, 20 Jul 2003 16:45:16 +0000, parish parish_AT_ntlworld.com
wrote:

The sounds about right. A year later my first insurance, on a "fizzy
fifty" was £6.10.

Ah, the dear old Yammy FS1E - I remember riding a friends around the
block one day.

Tell me about it. My eldest daughter is coming up to 17 and SWMBO asked
the broker for some quotes (TP only, not even F&T) for the daughter
driving the wife's old Metro (998cc). He advised her to look on the 'net
as "it will be over £2000 from all the companied they deal with"! The
best we've found, so far, on the 'net is £936.

Unbelievable isn't it? My daughter is 15 so we've got a couple of
years to go, but I'm not looking forward to her getting her first
vehicle.

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

On Sun, 20 Jul 2003 19:05:13 +0000, parish parish_AT_ntlworld.com
wrote:

Better put another 1p, make that 2p, on income tax - just in case GWB
needs us to go and invade some other country with them.

And the rest. I noticed this story appear earlier today:

http://news.bbc.co.uk/2/hi/business/3078171.stm

The Ernst and Young Item Club uses the treasuries own figures to make
its predictions, and they've just announced (not the first time this
has happened in recent months) that Gordons forecast is unlikely to be
met.

Another shortfall, he'll be looking for other places to tax which
won't appear on the inflation figures. Stamp duty anyone?

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

Andrew McKay wrote:

On Sun, 20 Jul 2003 16:45:16 +0000, parish parish_AT_ntlworld.com
wrote:

The sounds about right. A year later my first insurance, on a "fizzy
fifty" was £6.10.

Ah, the dear old Yammy FS1E - I remember riding a friends around the
block one day.

Tell me about it. My eldest daughter is coming up to 17 and SWMBO asked
the broker for some quotes (TP only, not even F&T) for the daughter
driving the wife's old Metro (998cc). He advised her to look on the 'net
as "it will be over £2000 from all the companied they deal with"! The
best we've found, so far, on the 'net is £936.

Unbelievable isn't it? My daughter is 15 so we've got a couple of
years to go, but I'm not looking forward to her getting her first
vehicle.


I tried to put this into perspective for my daughter. It costs ~£5 each
way for a taxi into town and pointed out that £2000 would buy 200
two-way taxi trips per year, about 4 per week.

Andrew

Do you need a handyman service? Check out our
web site at http://www.handymac.co.uk

In message , Capitol
writes
NO!!!!
Regards
Capitol


So (assuming you can drive), if you go to the continent, you also say
"**** this, I'm driving on the left hand side" and spend your time
swerving to avoid the foreign *******s driving on the wrong side of the
road ?

Ignorant **** !


Huge wrote in message ...
"Capitol" writes:
You missed the point, that, for all government employees, the pensions

Do you think you could give consideration to not top-posting,
please?


--
geoff

parish wrote:

Tell me about it. My eldest daughter is coming up to 17 and SWMBO asked
the broker for some quotes (TP only, not even F&T) for the daughter
driving the wife's old Metro (998cc). He advised her to look on the 'net
as "it will be over £2000 from all the companied they deal with"! The
best we've found, so far, on the 'net is £936.

IIRC I was quoted over 1500 to get my own insurance on a (old) group 5
car when I started driving 18 years ago!

It the end the only way we get a sensible price, was my mum insured it
in her name, but had me added to the policy as a named driver and as the
main user. It that way I was able to acquire some no claims and get a
bit older so as to bring the prices out of the stratospheare!

--
Cheers,

John.

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On Sun, 20 Jul 2003 20:49:48 +0100, "Capitol"
wrote:


Jim Ley wrote in message ...
On Sun, 20 Jul 2003 19:16:43 +0100, "Capitol"
wrote:

But the dollar is still at least temporarily, strong and the economy is
growing again. Their government bond rates also have risen over the past
few weeks IIRC.

The US dollar has dropped 30% against the Euro and other currencies in
the last few months, the 4% recent rise isn't relevant...

Jim.
The Dollar is where it was about a year or so ago relative to the Pound
and the euro.

No it's not.... My 10 day old economist (I'm in vancouver and it
seems I get it way late here unfortunately) has EU-$ at 88 now and 101
a year ago, pound is 61 now and 65 a year ago.

So it's reasonably similar to the pound yes, it's way different on the
Euro.

This I am told is the view of the City who are now
forecasting increases in all interest rates.

Right, "the city" bond prices don't have an awful lot of upward
suggestiveness in them. Looking at what people actually do with their
money, rather than what the pundits say is often a little more useful,
it's certainly at least as useful.

Jim.

Capitol wrote:


The pensions problem was known about many years ago( I believe even
during the Thatcher era). Frank Field was sacked for pointing out the truth

And that was before someone helped himself to 36bn and rising of our
money out of the funds!

--
Cheers,

John.

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No, I think, I'd rather you retained your vital delusions of self
importance in telling other people what do! So don't bother to open your
mind to a different viewpoint.
Regards
Capitol

Huge wrote in message ...
"Capitol" writes:

[40 lines snipped]


please?
Do you think you could give consideration to not top-posting,

You missed the point, that, for all government employees, the pensions
"Capitol" writes:
Huge wrote in message ...

Capitol
Regards
NO!!!!

Not a problem. Unless you wanted me to see your postings, that is.


--
"The road to Paradise is through Intercourse."
The uk.transport FAQ; http://www.huge.org.uk/transport/FAQ.html
[email me at huge [at] huge [dot] org [dot] uk]