OT New tax coming.
"Dave Plowman (News)" wrote in message ... In article , Roland Perry wrote: Doesn't the government have a scheme for failed employer pension schemes nowadays? Although I was thinking about personal pensions with a life insurance company, and the only person plundering those was Gordon Brown (oh, and the House of Lords on behalf of certain of the members, in the case of Equitable Life). And you can be sure they'd have been fine without that tax? If so, why didn't all pension funds fail? The reason funds fail is poor management and excessive charges for that. Not a tax. EL failed because it made a contractual promise that it couldn't afford to keep. In fact most pensions funds of the era made the same claims, except that they didn't put it in the contact, they just thought that they were going to be able to do it, so could weasel out. As an example the expected value of my fund when I retire was going to be 400K, with 10 years to go I shall be lucky if it is 80. Am I entitled to the government making up the difference? tim |
OT New tax coming.
In message , at 10:58:20 on Tue, 13 Nov
2012, "Dave Plowman (News)" remarked: Doesn't the government have a scheme for failed employer pension schemes nowadays? Although I was thinking about personal pensions with a life insurance company, and the only person plundering those was Gordon Brown (oh, and the House of Lords on behalf of certain of the members, in the case of Equitable Life). And you can be sure they'd have been fine without that tax? They'd have been better. If so, why didn't all pension funds fail? Equitable Life failed because of the HoL ruling, not because of GB's tax. The reason funds fail is poor management and excessive charges for that. Not a tax. Can you list any personal pension schemes that have failed (other than EL)? -- Roland Perry |
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In message , at 12:24:19 on Tue, 13
Nov 2012, tim..... remarked: As an example the expected value of my fund when I retire was going to be 400K, with 10 years to go I shall be lucky if it is 80. Am I entitled to the government making up the difference? No, but if it's an employer scheme and goes bust, you might well get bailed out. -- Roland Perry |
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On 12/11/2012 23:32, Dave Plowman (News) wrote:
In article , Tim Watts wrote: When I was a civil servant (ie I worked in the dole office because there was nothing else much going on in 1991) the pension contribution was something like 0% with a 1% surcharge to cover spouse (even if you didn't have one - no I never understood this fine point). Anyway, the words "civil service pension" could get a pensions salesman off your doorstep faster than **** off a shovel. But how did your actual salary compare? I'd guess it was rather lower than a comparable job in industry. My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. Now the the greedy expect good pay and good pensions. |
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In message m, at
14:20:54 on Tue, 13 Nov 2012, "dennis@home" remarked: My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. And teachers aren't poorly paid anyway. From education.gov.uk: "At £23,010, the average starting salary in teaching is high compared to the average graduate starting salary. Experienced teachers can earn up to £64,000 in London and £56,000 outside London, while head teachers can reach a salary of between £42,379 and £112,000." -- Roland Perry |
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In article m,
dennis@home wrote: My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. Still poorly paid. Now the the greedy expect good pay and good pensions. Sounds like sour grapes... -- *'Progress' and 'Change' are not synonyms. Dave Plowman London SW To e-mail, change noise into sound. |
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In article ,
Roland Perry wrote: In message m, at 14:20:54 on Tue, 13 Nov 2012, "dennis@home" remarked: My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. And teachers aren't poorly paid anyway. From education.gov.uk: "At £23,010, the average starting salary in teaching is high compared to the average graduate starting salary. Experienced teachers can earn up to £64,000 in London and £56,000 outside London, while head teachers can reach a salary of between £42,379 and £112,000." That is now. He was poorly paid throughout most of his working life. And teachers' pensions will be very different in the future anyway. BTW, just how many teachers do you think become head teachers? -- *Where there's a will, I want to be in it. Dave Plowman London SW To e-mail, change noise into sound. |
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Roland Perry wrote:
[[snip] And teachers aren't poorly paid anyway. From education.gov.uk: "At £23,010, the average starting salary in teaching is high compared to the average graduate starting salary. Experienced teachers can earn up to £64,000 in London and £56,000 outside London, while head teachers can reach a salary of between £42,379 and £112,000." Teachers have been reasonably well paid for as long as I can recall. They have also been convinced that they are underpaid for the same length of time. I recall a friend who became a teacher complaining about his "miserable" Starting salary of £3300. I found it hard to be sympathetic because as a research scientist after three years of work I was getting £2600. Which at the time was close to the average wage. It looks like the wage differential is about the same today. -- €¢DarWin| _/ _/ |
OT New tax coming.
In article
, Steve Firth wrote: Teachers have been reasonably well paid for as long as I can recall. They have also been convinced that they are underpaid for the same length of time. I recall a friend who became a teacher complaining about his "miserable" Starting salary of £3300. I found it hard to be sympathetic because as a research scientist after three years of work I was getting £2600. Which at the time was close to the average wage. The big difference is expectation of a better salary. Plenty will put up with a low starting wage with the near certain knowledge things will improve drastically with time. Many teachers neither want or seek promotion. They wish to continue teaching - not to become an administrator. They do of course get length of service increments, but nothing like the sort many would expect. But that was some time ago - present teachers pay is rather better compared to the average. It looks like the wage differential is about the same today. I think you'll find not. -- *He who laughs last, thinks slowest. Dave Plowman London SW To e-mail, change noise into sound. |
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On Nov 13, 10:43*am, Roland Perry wrote:
In message , at 09:48:13 on Mon, 12 Nov 2012, harry remarked: Many LA pensions, on the other hand, are funded, with conventional investments. You are correct. That is the one's Cameron wants to nick/have nicked and use for affordable houses. There is nothing inherently wrong in pension funds being invested in infrastructure. *The new(ish) shopping mall in Cambridge was built largely with funds from the [national] Universities Superannuation Scheme. -- Roland Perry So long as some pension is left for them as paid in. |
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On Nov 13, 2:20*pm, "dennis@home"
wrote: On 12/11/2012 23:32, Dave Plowman (News) wrote: In article , * * Tim Watts wrote: When I was a civil servant (ie I worked in the dole office because there was nothing else much going on in 1991) the pension contribution was something like 0% with a 1% surcharge to cover spouse (even if you didn't have one - no I never understood this fine point). Anyway, the words "civil service pension" could get a pensions salesman off your doorstep faster than **** off a shovel. But how did your actual salary compare? I'd guess it was rather lower than a comparable job in industry. My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. Now the the greedy expect good pay and good pensions. True. NHS staff were /are in the same boat. |
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On Nov 13, 2:38*pm, Roland Perry wrote:
In message m, at 14:20:54 on Tue, 13 Nov 2012, "dennis@home" remarked: My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. And teachers aren't poorly paid anyway. *From education.gov.uk: * * * * "At £23,010, the average starting salary in teaching is high * * * * compared to the average graduate starting salary. Experienced * * * * teachers can earn up to £64,000 in London and £56,000 outside * * * * London, while head teachers can reach a salary of between * * * * £42,379 and £112,000." -- Roland Perry In the past they were poorly paid. They did their jobs because they believed is was worthwhile. No longer the case these days. |
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In message , at 15:24:31 on Tue, 13 Nov
2012, "Dave Plowman (News)" remarked: My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. And teachers aren't poorly paid anyway. From education.gov.uk: "At £23,010, the average starting salary in teaching is high compared to the average graduate starting salary. Experienced teachers can earn up to £64,000 in London and £56,000 outside London, while head teachers can reach a salary of between £42,379 and £112,000." That is now. He was poorly paid throughout most of his working life. My impression is that teachers are paid worse now (relatively) than a generation ago, when it was a highly prestigious occupation. And teachers' pensions will be very different in the future anyway. Does that affect your brother? BTW, just how many teachers do you think become head teachers? If you count "Head of Year"/"Head of Science"/"Head of 6th Form", then a lot will one day get such an appointment. -- Roland Perry |
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On Monday, November 12, 2012 7:39:48 PM UTC, dennis@home wrote:
On 12/11/2012 19:32, polygonum wrote: On 12/11/2012 19:15, dennis@home wrote: On 12/11/2012 12:45, polygonum wrote: There are many on-line pharmacies these days - so a considerable proportion of prescriptions could drop through letter-boxes, if desired. not legally they couldn't. you can't just put drugs through letter boxes. Well please go and report Boots to your nearest copper: "Online prescriptions: NHS or private prescriptions Because we know it's not always easy or convenient to come into a pharmacy to get your medicine, the Boots online prescription service lets you order a one-off prescription online. After you've ordered, simply post us your NHS or private prescription and we will then send your medicine to any UK address or post office, usually within two days of receiving your prescription." It doesn't say they will post it through your letter box. I'd second that, as they do have to hand it to someone, as I commonley take in drugs for the old lady next door as she can't hear the door bell. If they don't get an answer they drive off. If they do and the kids or pets get killed they will soon stop as its hard to run a pharmacy from prison. I wouldn't be surprised if the post office forbid sending any dangerous (ie. all medicens) stuff through the post. Not sure how that works perhaps they use an alternative service or recorded delivery. |
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In message
, at 08:28:44 on Tue, 13 Nov 2012, harry remarked: There is nothing inherently wrong in pension funds being invested in infrastructure. *The new(ish) shopping mall in Cambridge was built largely with funds from the [national] Universities Superannuation Scheme. So long as some pension is left for them as paid in. I share your concern that one day the University lecturers might find that their pension has become less than liquid, and rather than their monthly £1000 they'll get a token saying "you now own 1% of the third shopping unit on the left, that's been unlettable the last ten years". But the commercial decisions about where to invest money is a matter for the funds, and for their members to scrutinise. -- Roland Perry |
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On 13/11/12 10:35, Roland Perry wrote:
In message , at 09:48:13 on Mon, 12 Nov 2012, harry remarked: Many LA pensions, on the other hand, are funded, with conventional investments. You are correct. That is the one's Cameron wants to nick/have nicked and use for affordable houses. There is nothing inherently wrong in pension funds being invested in infrastructure. The new(ish) shopping mall in Cambridge was built largely with funds from the [national] Universities Superannuation Scheme. There is nothing wrong with pension funds making profitable investments. That, after all, is what they are supposed to do. I would expect those managing pension funds to recognise a profitable and secure investment without the government's assistance. If the investment is only made because of a nudge from the government, is it really a good investment? The USS is short of money, I am not expecting much from my ten years contribution. -- djc |
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On 13/11/2012 10:58, Dave Plowman (News) wrote:
In article , Roland Perry wrote: Doesn't the government have a scheme for failed employer pension schemes nowadays? Although I was thinking about personal pensions with a life insurance company, and the only person plundering those was Gordon Brown (oh, and the House of Lords on behalf of certain of the members, in the case of Equitable Life). And you can be sure they'd have been fine without that tax? If so, why didn't all pension funds fail? The reason funds fail is poor management and excessive charges for that. Not a tax. Straw, camel's back. Andy |
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On Sun, 11 Nov 2012 22:19:35 +0000 (GMT), "Dave Liquorice"
wrote: That makes another assumption that the people live within the online grocery stores delivery area. Until about 6 months ago only Asda delivered to our area, Sainsburys, in theory, started 6 months ago but I've never seen the Sainsburys van. Tesco have delivered to the town 2 miles away for years but not to us. None of the other grocers deliver to here. All these deliver even if you live in the arse end of nowhere :) http://www.fortnumandmason.com/t-shipping.aspx http://www.valvonacrolla-online.co.uk http://www.harrods.com/content/shopp...ivery-returns/ -- |
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On Mon, 12 Nov 2012 11:22:57 +0000, The Natural Philosopher
wrote: Towns like Bradford simply have no purpose anymore. They should be demolilshed Firstly it is a city and secondly they have already demolished a huge bit of it in the city centre. -- |
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In article ,
Roland Perry wrote: In message , at 15:24:31 on Tue, 13 Nov 2012, "Dave Plowman (News)" remarked: My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. And teachers aren't poorly paid anyway. From education.gov.uk: "At £23,010, the average starting salary in teaching is high compared to the average graduate starting salary. Experienced teachers can earn up to £64,000 in London and £56,000 outside London, while head teachers can reach a salary of between £42,379 and £112,000." That is now. He was poorly paid throughout most of his working life. My impression is that teachers are paid worse now (relatively) than a generation ago, when it was a highly prestigious occupation. My brother is retired, so I'm talking more about his pay rates during most of his working life. And teachers' pensions will be very different in the future anyway. Does that affect your brother? It doesn't. But you gave today's pay figures. They have to be correlated to future pesions when calculating the overall package. BTW, just how many teachers do you think become head teachers? If you count "Head of Year"/"Head of Science"/"Head of 6th Form", then a lot will one day get such an appointment. But they don't get the 100 plus grand you mentioned. -- *Do infants enjoy infancy as much as adults enjoy adultery? * Dave Plowman London SW To e-mail, change noise into sound. |
OT New tax coming.
In article om,
dennis@home wrote: BTW, just how many teachers do you think become head teachers? I would say too many. Why do they have to be teachers to manage a school in the first place? They don't - and no longer actually are. -- *Middle age is when it takes longer to rest than to get tired. Dave Plowman London SW To e-mail, change noise into sound. |
OT New tax coming.
"Dave Plowman (News)" wrote:
[snip] It looks like the wage differential is about the same today. I think you'll find not. Please feel free to provide some figures. And to amaze me with details of research scientists who earn more than teachers. The only rich scientists I knew made their money in other ways. The figure quoted for teacher starting salaries is higher than the average wage. The starting salary for scientists remains lower. And of course teachers get those nice long holidays, getting paid a full wage for a stressful 30 week year. And no I don't believe they work during holidays. Teachers I know spend every holiday... On holiday. Oh and of course INSETT days are treated as holidays as well. I tend to agree with a friend - if you want education for your children take them out of school. Don't leave them in the hands of useless bored and hence boring ****s. -- €¢DarWin| _/ _/ |
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In article , Roland Perry
scribeth thus In message m, at 14:20:54 on Tue, 13 Nov 2012, "dennis@home" remarked: My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. And teachers aren't poorly paid anyway. From education.gov.uk: "At £23,010, the average starting salary in teaching is high compared to the average graduate starting salary. Experienced teachers can earn up to £64,000 in London and £56,000 outside London, while head teachers can reach a salary of between £42,379 and £112,000." As long as you don't top yourself with the stresses involved;(... -- Tony Sayer |
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In article -
september.org, Steve Firth scribeth thus "Dave Plowman (News)" wrote: [snip] It looks like the wage differential is about the same today. I think you'll find not. Please feel free to provide some figures. And to amaze me with details of research scientists who earn more than teachers. The only rich scientists I knew made their money in other ways. The figure quoted for teacher starting salaries is higher than the average wage. The starting salary for scientists remains lower. And of course teachers get those nice long holidays, getting paid a full wage for a stressful 30 week year. Do you know any as friends at all?.. I doubt you do.. And no I don't believe they work during holidays. Teachers I know spend every holiday... On holiday. Oh and of course INSETT days are treated as holidays as well. They need the holidays .. I tend to agree with a friend - if you want education for your children take them out of school. Don't leave them in the hands of useless bored and hence boring ****s. So what establishment did you spend you time at then?.. -- Tony Sayer |
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In article
, Steve Firth wrote: I tend to agree with a friend - if you want education for your children take them out of school. Don't leave them in the hands of useless bored and hence boring ****s. Good to know your friends are equally as stupid as you. -- *There are two sides to every divorce: Yours and **** head's* Dave Plowman London SW To e-mail, change noise into sound. |
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"Dave Plowman (News)" wrote:
In article , Steve Firth wrote: I tend to agree with a friend - if you want education for your children take them out of school. Don't leave them in the hands of useless bored and hence boring ****s. Good to know your friends are equally as stupid as you. Aww bless, the chap in question is regarded as astonishingly clever and is the leader in his profession nationally. Good to see that you feel qualified to declare someone with a first class honours degree as "stupid". You tend to have these fits every time one of your shibboleths is challenged. Have you considered just relaxing a little instead of getting angry? -- €¢DarWin| _/ _/ |
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tony sayer wrote:
And of course teachers get those nice long holidays, getting paid a full wage for a stressful 30 week year. Do you know any as friends at all?.. Yes and as relatives. I doubt you do.. How nice for you. And no I don't believe they work during holidays. Teachers I know spend every holiday... On holiday. Oh and of course INSETT days are treated as holidays as well. They need the holidays .. Bwhahahahahahahahahahahahahahahahahahahahahahahaha hahahahahahhshahahahahahahahahahahahahahahaha I tend to agree with a friend - if you want education for your children take them out of school. Don't leave them in the hands of useless bored and hence boring ****s. So what establishment did you spend you time at then?.. What has that to do with anything? BTW are you outing yourself as an overpaid leadswinger? -- €¢DarWin| _/ _/ |
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On Mon, 12 Nov 2012 23:11:35 +0000, Mike Barnes
wrote: Many years ago I sent a mate at the other end of the country a quarter oz, prominently labelled, "Medical Supplies, Handle With Care" and it got to him, no problem. Why not just come out with it and just say "Drugs, Handle With Care". That was on the cards, but I thought 'medical supplies', while being accurate enough, was also vague enough. |
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On Nov 13, 5:00*pm, Roland Perry wrote:
In message , at 08:28:44 on Tue, 13 Nov 2012, harry remarked: There is nothing inherently wrong in pension funds being invested in infrastructure. *The new(ish) shopping mall in Cambridge was built largely with funds from the [national] Universities Superannuation Scheme. So long as some pension is left for them as paid in. I share your concern that one day the University lecturers might find that their pension has become less than liquid, and rather than their monthly £1000 they'll get a token saying "you now own 1% of the third shopping unit on the left, that's been unlettable the last ten years". But the commercial decisions about where to invest money is a matter for the funds, and for their members to scrutinise. -- Roland Perry That decision has been taken from them. Cameron wants to spend it on affordable housing. Affordable=uneconomic in my book. Uneconomic= losing money=no pension left. Politicians just love spending other people's money. I thought it was a socialist thing but apparently not. |
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On Nov 13, 5:06*pm, djc wrote:
On 13/11/12 10:35, Roland Perry wrote: In message , at 09:48:13 on Mon, 12 Nov 2012, harry remarked: Many LA pensions, on the other hand, are funded, with conventional investments. You are correct. That is the one's Cameron wants to nick/have nicked and use for affordable houses. There is nothing inherently wrong in pension funds being invested in infrastructure. *The new(ish) shopping mall in Cambridge was built largely with funds from the [national] Universities Superannuation Scheme. There is nothing wrong with pension funds making profitable investments. That, after all, is what they are supposed to do. I would expect those managing pension funds to recognise a profitable and secure investment without the government's assistance. If the investment is only made because of a nudge from the government, is it really a good investment? You are exactly correct. |
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On Nov 13, 7:22*pm, "dennis@home"
wrote: On 13/11/2012 15:24, Dave Plowman (News) wrote: In article , * * Roland Perry wrote: In message m, at 14:20:54 on Tue, 13 Nov 2012, "dennis@home" remarked: My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. And teachers aren't poorly paid anyway. *From education.gov.uk: * * * * *"At £23,010, the average starting salary in teaching is high * * * * *compared to the average graduate starting salary. Experienced * * * * *teachers can earn up to £64,000 in London and £56,000 outside * * * * *London, while head teachers can reach a salary of between * * * * *£42,379 and £112,000." That is now. He was poorly paid throughout most of his working life. And teachers' pensions will be very different in the future anyway. BTW, just how many teachers do you think become head teachers? I would say too many. Why do they have to be teachers to manage a school in the first place? Having none experts managing specialist orgamisations is a recipe for disaster. Worst of al is to get a bean counter in. |
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On Nov 13, 7:43*pm, Roland Perry wrote:
In message om, at 19:22:41 on Tue, 13 Nov 2012, "dennis@home" remarked: BTW, just how many teachers do you think become head teachers? I would say too many. Why do they have to be teachers to manage a school in the first place? Because teachers claim that only teachers can understand the challenges involved. Although having "lay" accountants running the business side seems to work quite well. -- Accountants ruin industry. Take our car industry. Ruined by accountants. They would ruin schools too. Accountants should never be put in charge of anything. |
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On Nov 13, 9:32*pm, The Other Mike
wrote: On Sun, 11 Nov 2012 22:19:35 +0000 (GMT), "Dave Liquorice" wrote: That makes another assumption that the people live within the online grocery stores delivery area. Until about 6 months ago only Asda delivered to our area, Sainsburys, in theory, started 6 months ago but I've never seen the Sainsburys van. Tesco have delivered to the town 2 miles away for years but not to us. None of the other grocers deliver to here. All these deliver even if you live in the arse end of nowhere :) http://www.fortnumandmason.com/t-shipping.aspx http://www.valvonacrolla-online.co.uk http://www.harrods.com/content/shopp...ivery-returns/ -- You are clearly very ignorant. I expect you think a long driveay =the arse end of nowhere. None would have delivered to my last house. |
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On Nov 13, 11:12*pm, "Dave Plowman (News)"
wrote: In article , * *Roland Perry wrote: In message , at 15:24:31 on Tue, 13 Nov 2012, "Dave Plowman (News)" remarked: My brother taught all his life, and was poorly paid for a job which required those sort of qualifications. The compensation for that poor pay was a half decent pension. He wasn't poorly paid, some of his pay was his pension. And teachers aren't poorly paid anyway. *From education.gov.uk: * * * * "At £23,010, the average starting salary in teaching is high * * * * compared to the average graduate starting salary. Experienced * * * * teachers can earn up to £64,000 in London and £56,000 outside * * * * London, while head teachers can reach a salary of between * * * * £42,379 and £112,000." That is now. He was poorly paid throughout most of his working life. My impression is that teachers are paid worse now (relatively) than a generation ago, when it was a highly prestigious occupation. My brother is retired, so I'm talking more about his pay rates during most of his working life. And teachers' pensions will be very different in the future anyway. Does that affect your brother? It doesn't. But you gave today's pay figures. They have to be correlated to future pesions when calculating the overall package. BTW, just how many teachers do you think become head teachers? If you count "Head of Year"/"Head of Science"/"Head of 6th Form", then a lot will one day get such an appointment. But they don't get the 100 plus grand you mentioned. Everyone will be poorer in the immediate future. Especially people on pensions. See what is happening in Greece. Could happen here thanks to New Labour. |
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In message , at 23:12:44 on Tue, 13 Nov
2012, "Dave Plowman (News)" remarked: If you count "Head of Year"/"Head of Science"/"Head of 6th Form", then a lot will one day get such an appointment. But they don't get the 100 plus grand you mentioned. However, they probably come into the "experienced teacher" category. -- Roland Perry |
OT New tax coming.
In message
, at 23:15:56 on Tue, 13 Nov 2012, harry remarked: BTW, just how many teachers do you think become head teachers? I would say too many. Why do they have to be teachers to manage a school in the first place? Because teachers claim that only teachers can understand the challenges involved. Although having "lay" accountants running the business side seems to work quite well. Accountants ruin industry. Take our car industry. Ruined by accountants. They would ruin schools too. Accountants should never be put in charge of anything. The only accountants who fit that description are working in whatever the Department of Education is called this week. The ones working in schools have a valuable job claiming all the allowances the school is entitled to, and eking out the meagre funds left after you've paid the wages bill. -- Roland Perry |
OT New tax coming.
In message
, at 23:10:47 on Tue, 13 Nov 2012, harry remarked: Affordable=uneconomic in my book. "Affordable" is jargon for "run by a housing association". I agree that any loans to such organisations to build more housing stock should be done at a commercial rate. If they subsequently make a loss on the rental income, there are various grants they can fall back on. -- Roland Perry |
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On Tue, 13 Nov 2012 21:32:52 +0000, The Other Mike wrote:
All these deliver even if you live in the arse end of nowhere :) http://www.fortnumandmason.com/t-shipping.aspx Website broken, needs javascript to function. the JS on that site crashes my browser. http://www.valvonacrolla-online.co.uk Interesting selction fo cheeses but if I want a nice cheese I can get that from the wholefood store in town at at least 1/2 their price. None of the biscuits we normall have are listed, neither is there a sensible range of fresh vegetable or bog standard bread. So even if they do deliver to here, they don't have anything we actauly want to buy. http://www.harrods.com/content/shopp...ivery-returns/ Javascript bound again. So much "accesibilty". Life is to short to jump through hoops. -- Cheers Dave. |
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In article -
september.org, Steve Firth scribeth thus tony sayer wrote: And of course teachers get those nice long holidays, getting paid a full wage for a stressful 30 week year. Do you know any as friends at all?.. Yes and as relatives. Then you should know better... I doubt you do.. How nice for you. And no I don't believe they work during holidays. Teachers I know spend every holiday... On holiday. Oh and of course INSETT days are treated as holidays as well. They need the holidays .. Well I do know a few. One of them is a head of year at a boarding school. He's off to work at 7:30 and comes back most days at 21:00 Mon to Sat, tho admittedly some exeat Saturdays that might be around 3 PM. Sunday is spent lesson preparation and marking. Another is a headmaster at a state secondary school. Similar if not worse life rather existence style. He does seem to be occupied in the holidays with school related matters... Other half does much the same. I wonder how many jobs your expected to work 9 to half five then spend most evenings marking, lesson prep and doing all the other paperwork dreamt up by the powers that be.. I tend to agree with a friend - if you want education for your children take them out of school. Don't leave them in the hands of useless bored and hence boring ****s. So what establishment did you spend you time at then?.. What has that to do with anything? Well what educational establishment, one I presume that wasn't run by "boring ****s" I expect?.. Who's educating your children?. You DIY it then?.. BTW are you outing yourself as an overpaid leadswinger? Nope, self employed/company director for the last 28 years. Never once been on the dole or claimed unemployment benefits. Or most any other benefit either.. And you?... -- Tony Sayer |
OT New tax coming.
In article
, Steve Firth wrote: "Dave Plowman (News)" wrote: In article , Steve Firth wrote: I tend to agree with a friend - if you want education for your children take them out of school. Don't leave them in the hands of useless bored and hence boring ****s. Good to know your friends are equally as stupid as you. Aww bless, the chap in question is regarded as astonishingly clever and is the leader in his profession nationally. Good to see that you feel qualified to declare someone with a first class honours degree as "stupid". Plenty of teachers have first class honours degrees too - including my brother. So someone who describes him as 'useless bored and hence boring ****s' - especially without knowing him - can rightly be described as stupid, regardless of any paper qualifications. And you for agreeing with him. You tend to have these fits every time one of your shibboleths is challenged. Have you considered just relaxing a little instead of getting angry? Many of your posts make me sad - not angry. That one with apparent intelligence has so little knowledge of his fellow men that he feels the need to classify them in such a way. -- *Stable Relationships Are For Horses. * Dave Plowman London SW To e-mail, change noise into sound. |
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