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#82
Posted to alt.home.repair
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Annoying tic-toc clock.
"Cindy Hamilton" wrote in message ... On Saturday, August 8, 2020 at 3:26:49 PM UTC-4, Rod Speed wrote: wrote in message ... On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Between banks? Yep, any bank account in the country in my case. We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically Then you need a better bank, stupid. ? since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Then you need a better bank, stupid. "Dodd Frank" is a law limiting... collusion (I guess you could call it) between banks. Things you can do are probably illegal here. Moving money between bank accounts owned by different people isnt collusion. Its what is done with electronic transfers of the dividends and what checks are about too. |
#83
Posted to alt.home.repair
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Lonely Obnoxious Cantankerous Auto-contradicting Senile Ozzie Troll Alert!
On Sun, 9 Aug 2020 05:26:38 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH the trolling senile asshole's latest troll**** unread -- Sqwertz to Rodent Speed: "This is just a hunch, but I'm betting you're kinda an argumentative asshole. MID: |
#84
Posted to alt.home.repair
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Lonely Obnoxious Cantankerous Auto-contradicting Senile Ozzie Troll Alert!
On Sun, 9 Aug 2020 06:39:58 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH the trolling senile asshole's latest troll**** unread -- JimK addressing senile Rodent Speed: "I really feel the quality of your trolling has dropped in the last few months..." MID: |
#85
Posted to alt.home.repair
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Annoying tic-toc clock.
On Sat, 8 Aug 2020 12:20:09 -0700 (PDT), Cindy Hamilton
wrote: On Saturday, August 8, 2020 at 1:37:45 PM UTC-4, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Cindy Hamilton Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Our financial situation is much simpler. One bank, one credit union, a checking and savings account in each. I was planning to close the bank accounts about the time the lockdown started and just go with the credit union. Cindy Hamilton I just evolved into this situation but it is what it is. I don't mind having several banks. Call it diversification. It is handy traveling tho. I can find a free ATM just about anywhere. |
#86
Posted to alt.home.repair
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Annoying tic-toc clock.
On Sun, 9 Aug 2020 05:26:38 +1000, "Rod Speed"
wrote: wrote in message .. . On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Between banks? Yep, any bank account in the country in my case. We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically Then you need a better bank, stupid. ? since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Then you need a better bank, stupid. Stick with what you know asshole. Retail banks and brokers are separated by federal law. Dodd/Frank |
#87
Posted to alt.home.repair
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Annoying tic-toc clock.
On Sat, 8 Aug 2020 13:09:21 -0700 (PDT), Cindy Hamilton
wrote: On Saturday, August 8, 2020 at 3:26:49 PM UTC-4, Rod Speed wrote: wrote in message ... On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Between banks? Yep, any bank account in the country in my case. We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically Then you need a better bank, stupid. ? since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Then you need a better bank, stupid. "Dodd Frank" is a law limiting... collusion (I guess you could call it) between banks. Things you can do are probably illegal here. Cindy Hamilton It is not between banks it is between banks and their brokerage firm. After the Clinton law Gramm€“Leach€“Bliley that overturned Glass Steagall, banks and brokerages merged. During the 2008 melt down the fear was retail banking money could be lost if the brokerage went belly up so they were split apart again. |
#88
Posted to alt.home.repair
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Annoying tic-toc clock.
On Sat, 08 Aug 2020 15:18:19 -0500, Jim Joyce
wrote: On Sat, 08 Aug 2020 13:36:35 -0400, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Exactly what my wife and I do all the time. We have multiple credit union accounts and multiple brokerage accounts. With a few mouse clicks, we can move money from any of them to any of them. Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Actually, I bet you can do it very easily. You may need someone to show you how if you can't figure it out on your own, but you can do it because virtually every financial institution uses ACH, Automated Clearinghouse, to move funds around. There shouldn't be any fees involved, but the transfers aren't instantaneous. When I initiate a transfer, it doesn't actually happen until just after midnight. Moving money to Fidelity is a partial exception to the rule above. When I initiate a transfer to Fidelity, the money shows up there within a few seconds and is immediately available to use. Later that night, just after midnight, it gets debited from my CU account. I don't think you are doing it on your phone. I can move money around but it usually involves paper. I don't do it much but before D/F I could do it from my brokerage account. Now I can't. It would be the same transaction if I was moving from the bank to it's sister broker or the broker to my Credit Union from what I understand. For the most part it is a non issue. They are separate pots of money and I don't co mingle them. Same with my other bank accounts. Different sources of revenue, different disbursements. |
#89
Posted to alt.home.repair
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Annoying tic-toc clock.
wrote in message ... On Sat, 8 Aug 2020 12:20:09 -0700 (PDT), Cindy Hamilton wrote: On Saturday, August 8, 2020 at 1:37:45 PM UTC-4, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Cindy Hamilton Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Our financial situation is much simpler. One bank, one credit union, a checking and savings account in each. I was planning to close the bank accounts about the time the lockdown started and just go with the credit union. Cindy Hamilton I just evolved into this situation but it is what it is. I don't mind having several banks. Call it diversification. It is handy traveling tho. I can find a free ATM just about anywhere. The best of our banks allow you to use any ATM in the country for free and all the supermarkets and most shops allow you to get cash at the checkout for free too. |
#90
Posted to alt.home.repair
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Annoying tic-toc clock.
wrote in message ... On Sun, 9 Aug 2020 05:26:38 +1000, "Rod Speed" wrote: wrote in message . .. On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Between banks? Yep, any bank account in the country in my case. We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically Then you need a better bank, stupid. ? since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Then you need a better bank, stupid. Stick with what you know asshole. We'll see... ? Retail banks and brokers are separated by federal law. Dodd/Frank Irrelevant to which you can move funds between, ****wit. Even you should have noticed that that's what check are for. Nothing illegal about that. |
#91
Posted to alt.home.repair
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Annoying tic-toc clock.
wrote in message news On Sat, 8 Aug 2020 13:09:21 -0700 (PDT), Cindy Hamilton wrote: On Saturday, August 8, 2020 at 3:26:49 PM UTC-4, Rod Speed wrote: wrote in message ... On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Between banks? Yep, any bank account in the country in my case. We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically Then you need a better bank, stupid. ? since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Then you need a better bank, stupid. "Dodd Frank" is a law limiting... collusion (I guess you could call it) between banks. Things you can do are probably illegal here. It is not between banks it is between banks and their brokerage firm. After the Clinton law Gramm€“Leach€“Bliley that overturned Glass Steagall, banks and brokerages merged. During the 2008 melt down the fear was retail banking money could be lost if the brokerage went belly up so they were split apart again. Irrelevant to what is legal with the transfer of money between accounts. Even you should have noticed that you can do that with a check. No reason why it cant be done electronically instead. |
#92
Posted to alt.home.repair
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Annoying tic-toc clock.
wrote in message ... On Sat, 08 Aug 2020 15:18:19 -0500, Jim Joyce wrote: On Sat, 08 Aug 2020 13:36:35 -0400, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Exactly what my wife and I do all the time. We have multiple credit union accounts and multiple brokerage accounts. With a few mouse clicks, we can move money from any of them to any of them. Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Actually, I bet you can do it very easily. You may need someone to show you how if you can't figure it out on your own, but you can do it because virtually every financial institution uses ACH, Automated Clearinghouse, to move funds around. There shouldn't be any fees involved, but the transfers aren't instantaneous. When I initiate a transfer, it doesn't actually happen until just after midnight. Ours are now done instantly. Moving money to Fidelity is a partial exception to the rule above. When I initiate a transfer to Fidelity, the money shows up there within a few seconds and is immediately available to use. Later that night, just after midnight, it gets debited from my CU account. I don't think you are doing it on your phone. You'd be wrong, as always. I can move money around but it usually involves paper. Because your bank is completely ****ing hopeless if that's the only way it can be done. I don't do it much but before D/F I could do it from my brokerage account. Now I can't. That's because your bank is completely ****ing hopeless. It would be the same transaction if I was moving from the bank to it's sister broker or the broker to my Credit Union from what I understand. You never do understand. For the most part it is a non issue. They are separate pots of money and I don't co mingle them. No one is talking about co mingling, What is being discussed is moving money between accounts, stupid. Same with my other bank accounts. Different sources of revenue, different disbursements. You can obviously move money between accounts with a check and so can electronically too, stupid. |
#93
Posted to alt.home.repair
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Annoying tic-toc clock.
On Sun, 9 Aug 2020 09:02:22 +1000, "Rod Speed"
wrote: wrote in message .. . On Sat, 8 Aug 2020 12:20:09 -0700 (PDT), Cindy Hamilton wrote: On Saturday, August 8, 2020 at 1:37:45 PM UTC-4, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Cindy Hamilton Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Our financial situation is much simpler. One bank, one credit union, a checking and savings account in each. I was planning to close the bank accounts about the time the lockdown started and just go with the credit union. Cindy Hamilton I just evolved into this situation but it is what it is. I don't mind having several banks. Call it diversification. It is handy traveling tho. I can find a free ATM just about anywhere. The best of our banks allow you to use any ATM in the country for free and all the supermarkets and most shops allow you to get cash at the checkout for free too. A "foreign" (not your bank) ATM transaction is $3-5. I agree you can usually buy a pack of gum and get $50 back for free with a debit card if that is all you need |
#94
Posted to alt.home.repair
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Annoying tic-toc clock.
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#95
Posted to alt.home.repair
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Annoying tic-toc clock.
wrote in message ... On Sun, 9 Aug 2020 09:02:22 +1000, "Rod Speed" wrote: wrote in message . .. On Sat, 8 Aug 2020 12:20:09 -0700 (PDT), Cindy Hamilton wrote: On Saturday, August 8, 2020 at 1:37:45 PM UTC-4, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Cindy Hamilton Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Our financial situation is much simpler. One bank, one credit union, a checking and savings account in each. I was planning to close the bank accounts about the time the lockdown started and just go with the credit union. Cindy Hamilton I just evolved into this situation but it is what it is. I don't mind having several banks. Call it diversification. It is handy traveling tho. I can find a free ATM just about anywhere. The best of our banks allow you to use any ATM in the country for free and all the supermarkets and most shops allow you to get cash at the checkout for free too. A "foreign" (not your bank) ATM transaction is $3-5. No here it isnt. I agree you can usually buy a pack of gum and get $50 back for free with a debit card if that is all you need You don't have to buy anything here. The self checkout at the biggest supermarket chain has cashout as one of the two entgrys on the initial screen of the self checkouts. |
#96
Posted to alt.home.repair
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Annoying tic-toc clock.
On Sun, 9 Aug 2020 14:04:17 +1000, "Rod Speed"
wrote: wrote in message .. . On Sun, 9 Aug 2020 09:02:22 +1000, "Rod Speed" wrote: wrote in message ... On Sat, 8 Aug 2020 12:20:09 -0700 (PDT), Cindy Hamilton wrote: On Saturday, August 8, 2020 at 1:37:45 PM UTC-4, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Cindy Hamilton Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Our financial situation is much simpler. One bank, one credit union, a checking and savings account in each. I was planning to close the bank accounts about the time the lockdown started and just go with the credit union. Cindy Hamilton I just evolved into this situation but it is what it is. I don't mind having several banks. Call it diversification. It is handy traveling tho. I can find a free ATM just about anywhere. The best of our banks allow you to use any ATM in the country for free and all the supermarkets and most shops allow you to get cash at the checkout for free too. A "foreign" (not your bank) ATM transaction is $3-5. No here it isnt. I agree you can usually buy a pack of gum and get $50 back for free with a debit card if that is all you need You don't have to buy anything here. The self checkout at the biggest supermarket chain has cashout as one of the two entgrys on the initial screen of the self checkouts. OK then, if I need $50 I will just fly to Australia, quarantine for 2 weeks go get my $50, minus the exchange fee and fly home. We ain't in Australia. |
#97
Posted to alt.home.repair
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Annoying tic-toc clock.
On Sat, 08 Aug 2020 18:01:10 -0400, wrote:
On Sun, 9 Aug 2020 05:26:38 +1000, "Rod Speed" wrote: wrote in message . .. On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Between banks? Yep, any bank account in the country in my case. We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically Then you need a better bank, stupid. ? since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Then you need a better bank, stupid. Stick with what you know asshole. Retail banks and brokers are separated by federal law. Dodd/Frank From a money transfer perspective, that's not true. Everything is connected. |
#98
Posted to alt.home.repair
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Annoying tic-toc clock.
wrote in message ... On Sun, 9 Aug 2020 14:04:17 +1000, "Rod Speed" wrote: wrote in message . .. On Sun, 9 Aug 2020 09:02:22 +1000, "Rod Speed" wrote: wrote in message m... On Sat, 8 Aug 2020 12:20:09 -0700 (PDT), Cindy Hamilton wrote: On Saturday, August 8, 2020 at 1:37:45 PM UTC-4, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Cindy Hamilton Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Our financial situation is much simpler. One bank, one credit union, a checking and savings account in each. I was planning to close the bank accounts about the time the lockdown started and just go with the credit union. Cindy Hamilton I just evolved into this situation but it is what it is. I don't mind having several banks. Call it diversification. It is handy traveling tho. I can find a free ATM just about anywhere. The best of our banks allow you to use any ATM in the country for free and all the supermarkets and most shops allow you to get cash at the checkout for free too. A "foreign" (not your bank) ATM transaction is $3-5. No here it isnt. I agree you can usually buy a pack of gum and get $50 back for free with a debit card if that is all you need You don't have to buy anything here. The self checkout at the biggest supermarket chain has cashout as one of the two entgrys on the initial screen of the self checkouts. OK then, if I need $50 I will just fly to Australia, quarantine for 2 weeks go get my $50, minus the exchange fee and fly home. Or get a clue, stop using cash, pay using a card and get a stick of gum or something if you really do need cash. But you are too stupid to manage that. And too stupid to avoid eating out with so much virus around too. |
#99
Posted to alt.home.repair
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"Who or What is Rod Speed?"
"Who or What is Rod Speed?
Rod Speed is an entirely modern phenomenon. Essentially, Rod Speed is an insecure and worthless individual who has discovered he can enhance his own self-esteem in his own eyes by playing "the big, hard man" on the InterNet." https://www.pcreview.co.uk/threads/r...d-faq.2973853/ -- Bod addressing senile Rot: "Rod, you have a sick twisted mind. I suggest you stop your mindless and totally irresponsible talk. Your mouth could get you into a lot of trouble." Message-ID: |
#100
Posted to alt.home.repair
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Lonely Obnoxious Cantankerous Auto-contradicting Senile Ozzie Troll Alert!
On Sun, 9 Aug 2020 14:04:17 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH the trolling senile asshole's latest troll**** unread |
#101
Posted to alt.home.repair
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Annoying Lonely Obnoxious Cantankerous Auto-contradicting Senile Ozzie Troll Alert!
On Sun, 9 Aug 2020 16:42:17 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH the trolling senile asshole's latest troll**** unread -- Richard about senile Rodent: "Rod Speed, a bare faced pig and ignorant ****." MID: |
#102
Posted to alt.home.repair
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Annoying Lonely Obnoxious Cantankerous Auto-contradicting Senile Ozzie Troll Alert!
On Sun, 9 Aug 2020 09:07:46 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH the trolling senile asshole's latest troll**** unread -- Bill Wright addressing senile Ozzie cretin Rodent Speed: "Well you make up a lot of stuff and it's total ******** most of it." MID: |
#103
Posted to alt.home.repair
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lowbrowwoman, Birdbrain's eternal senile whore!
On Sat, 8 Aug 2020 21:38:39 -0600, lowbrowwoman, the endlessly driveling,
troll-feeding, senile idiot, blabbered again: And they keep trying to get back together. "We promise we won't do anything stupid this time. Honest!" YOU still need to make such a promise, senile blabbermouth! BG |
#104
Posted to alt.home.repair
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Annoying Lonely Obnoxious Cantankerous Auto-contradicting Senile Ozzie Troll Alert!
On Sun, 9 Aug 2020 09:04:55 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH the trolling senile asshole's latest troll**** unread -- Norman Wells addressing trolling senile Rodent: "Ah, the voice of scum speaks." MID: |
#105
Posted to alt.home.repair
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Annoying Lonely Obnoxious Cantankerous Auto-contradicting Senile Ozzie Troll Alert!
On Sun, 9 Aug 2020 09:15:53 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again: FLUSH the trolling senile asshole's latest troll**** unread -- Bill Wright to Rodent Speed: "That confirms my opinion that you are a despicable little ****." MID: |
#106
Posted to alt.home.repair
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Annoying tic-toc clock.
On Saturday, August 8, 2020 at 6:01:04 PM UTC-4, wrote:
On Sat, 8 Aug 2020 12:20:09 -0700 (PDT), Cindy Hamilton wrote: On Saturday, August 8, 2020 at 1:37:45 PM UTC-4, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what? Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network. I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account. No more worries about the check getting lost or stolen in the mail. No misplacing/losing it at home. No more needing to make a trip to an ATM or the bank. And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other. Another check is not required. Cindy Hamilton Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Our financial situation is much simpler. One bank, one credit union, a checking and savings account in each. I was planning to close the bank accounts about the time the lockdown started and just go with the credit union. Cindy Hamilton I just evolved into this situation but it is what it is. I don't mind having several banks. Call it diversification. It is handy traveling tho. I can find a free ATM just about anywhere. As I said, my situation is much simpler. I haven't been out of Michigan since 2016 and I have been on a plane since 1997. Cindy Hamilton |
#107
Posted to alt.home.repair
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Annoying tic-toc clock.
On 8/8/2020 7:02 PM, Rod Speed wrote:
wrote in message ... On Sat, 8 Aug 2020 12:20:09 -0700 (PDT), Cindy Hamilton wrote: On Saturday, August 8, 2020 at 1:37:45 PM UTC-4, wrote: On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton wrote: On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote: On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed" wrote: wrote in message .. . On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed" wrote: wrote in message ... On Wed, 5 Aug 2020 14:17:36 -0400, Peter wrote: On 8/5/2020 12:50 PM, wrote: On Wed, 05 Aug 2020 05:03:33 -0400, micky wrote: In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy Hamilton wrote: Connected to what?* Apart from its use as a timepiece, my phone mainly services the two-factor authentication required by my employer's network.* I don't use it for e-mail and if it rings once a week it's a miracle. Cindy Hamilton Smartl phones are really good for depositing checks to the bank. Now I don't have to be afraid the guard will shoot me by mistake. You must really have an off brand bank if you don't drive by a branch every time you are out and the ATM is really easy to use if the Covid has the lobby closed. I assume if I internet banked I could drop a check on my scanner and deposit it tho. The reality is I only cash about a dozen checks a year and most come quarterly (dividends). Four trips a year to the bank is not a burden Make it real easy for yourself; have your dividends ACH deposited to your checking account.* No more worries about the check getting lost or stolen in the mail.* No misplacing/losing it at home.* No more needing to make a trip to an ATM or the bank.* And, you have access to your money sooner. Since they might sit in the drawer for a month I doubt I really care how soon I have access to the money. I don't float with my mouth so close to being underwater. I like seeing the checks and sometimes I just give them to my wife. She likes that. You folks act like I make a special trip to the ATM, I drive by it 3 or 4 times a week. Still makes more sense to have it show up in the checking account completely automatically, dinosaur. Most of my dividends go to the brokerage account but I still have some shares I am holding personally. Those are the ones I get checks for. Still makes more sense to have those show up in the checking account completely automatically, dinosaur. Maybe I am not sure where I want it. Trivial to move it once it shows up. Like I said, sometime I give them to my wife. Trivial to move it once it shows up. Not really, without writing another check. With online banking, I can transfer money from any one of my bank accounts to any other.* Another check is not required. Cindy Hamilton Between banks? We have 5 plus a brokerage account. I can't even move money from my bank to my brokerage account electronically since Dodd Frank and they are the essentially same people. DF built a wall between them. (two web sites that do not talk directly with each other). Our financial situation is much simpler.* One bank, one credit union, a checking and savings account in each.* I was planning to close the bank accounts about the time the lockdown started and just go with the credit union. Cindy Hamilton I just evolved into this situation but it is what it is. I don't mind having several banks. Call it diversification. It is handy traveling tho. I can find a free ATM just about anywhere. The best of our banks allow you to use any ATM in the country for free and all the supermarkets and most shops allow you to get cash at the checkout for free too. ....and the interest you earn is greater, the loans you may need are offered at a lower rate, and I find the customer service is much better at credit unions vs. banks if you can find a credit union you qualify to join. NCUA guarantees your savings and money market savings accounts to the same limits as does the FDIC for banks. |
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