Loan for roof job
Just made a deal for 4200 bucks, rip and tech shingles.
Im really good with that. The house is ranch 1000 sq. My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc. Is it wise to borrow 8 grand and matress it? My credit score is 840 plus. since i **** away everything it makes sense to me. The extra would not be ****ed away, kinda a saving plan. |
Loan for roof job
On Sat, 19 Aug 2017 10:36:45 -0700 (PDT), Thomas
wrote: Just made a deal for 4200 bucks, rip and tech shingles. Im really good with that. The house is ranch 1000 sq. My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc. Is it wise to borrow 8 grand and matress it? My credit score is 840 plus. since i **** away everything it makes sense to me. The extra would not be ****ed away, kinda a saving plan. I can't give you financial advice. If you do borrow money, look into a line of credit. Interest may OR may not be deduct able on taxes. YMMV http://www.investopedia.com/ask/answers/102814/interest-home-equity-line-credit-heloc-tax-deductible.asp |
Loan for roof job
On 8/19/2017 1:36 PM, Thomas wrote:
Just made a deal for 4200 bucks, rip and tech shingles. Im really good with that. The house is ranch 1000 sq. My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc. Is it wise to borrow 8 grand and matress it? My credit score is 840 plus. since i **** away everything it makes sense to me. The extra would not be ****ed away, kinda a saving plan. I don't think it wise to pay interest if you don't have to. Put a few bucks away every payday and you'll have the cash when needed. Many years ago I was in debt and could really use another $50 until payday the following week. My credit card bill came in the mail an hour later and when I looked, the interest for the month was $50. Duh! The bank got what I needed. I put the CC away, put every penny I could towards paying it off and was never fiscally happier once I paid it off. If you have a 401k or IRA put money into that too and you will have a happy retirement. My income is the same now as when I was working so retirement is easy. Your money, your choice. I'm not authorized ot qualified to recommend investments. |
Loan for roof job
On Saturday, August 19, 2017 at 1:36:52 PM UTC-4, Thomas wrote:
Just made a deal for 4200 bucks, rip and tech shingles. Im really good with that. The house is ranch 1000 sq. My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc. Is it wise to borrow 8 grand and matress it? My credit score is 840 plus. since i **** away everything it makes sense to me. The extra would not be ****ed away, kinda a saving plan. How could borrowing, where you have to pay interest, and putting the money under a mattress, where it earns nothing, be wise? It;'s certainly the reverse of saving. If you want to save, just take whatever the monthly payment would be and put that under the mattress. Or even better, into something that earns money. |
Loan for roof job
Trader. I have a wife. Lol.
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Loan for roof job
On Sat, 19 Aug 2017 12:49:20 -0700 (PDT), Thomas
wrote: Trader. I have a wife. Lol. Q: If the job costs $4,200, why does she want/need $8,000? A: She wears the pants. |
Loan for roof job
Bingo
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Loan for roof job
On Sat, 19 Aug 2017 14:14:16 -0700 (PDT), Thomas
wrote: Bingo Bunco |
Loan for roof job
On 08/19/2017 01:36 PM, Thomas wrote:
My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc. Start investing yesterday, open a 401k, payroll deduction, even if it's only $50/week...unless you want to be handing out shopping carts at Walmart when you're 80. |
Loan for roof job
Oren posted for all of us...
On Sat, 19 Aug 2017 12:49:20 -0700 (PDT), Thomas wrote: Trader. I have a wife. Lol. Q: If the job costs $4,200, why does she want/need $8,000? A: She wears the pants. $3800 bux worth of pants? They must be frilly ones or space pants because the price is out of this world. -- Tekkie |
Loan for roof job
On Mon, 21 Aug 2017 15:13:31 -0400, Tekkie®
wrote: Oren posted for all of us... On Sat, 19 Aug 2017 12:49:20 -0700 (PDT), Thomas wrote: Trader. I have a wife. Lol. Q: If the job costs $4,200, why does she want/need $8,000? A: She wears the pants. $3800 bux worth of pants? They must be frilly ones or space pants because the price is out of this world. Those are 'come **** me pants.". |
Loan for roof job
On Monday, August 21, 2017 at 4:14:29 PM UTC-4, Oren wrote:
On Mon, 21 Aug 2017 15:13:31 -0400, Tekkie® wrote: Oren posted for all of us... On Sat, 19 Aug 2017 12:49:20 -0700 (PDT), Thomas wrote: Trader. I have a wife. Lol. Q: If the job costs $4,200, why does she want/need $8,000? A: She wears the pants. $3800 bux worth of pants? They must be frilly ones or space pants because the price is out of this world. Those are 'come **** me pants.". They go good with the **** Me shoes. |
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