DIYbanter

DIYbanter (https://www.diybanter.com/)
-   Home Repair (https://www.diybanter.com/home-repair/)
-   -   Loan for roof job (https://www.diybanter.com/home-repair/595417-loan-roof-job.html)

Thomas August 19th 17 06:36 PM

Loan for roof job
 
Just made a deal for 4200 bucks, rip and tech shingles.

Im really good with that. The house is ranch 1000 sq.

My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc. Is it wise to borrow 8 grand and matress it? My credit score is 840 plus. since i **** away everything it makes sense to me. The extra would not be ****ed away, kinda a saving plan.

Oren[_2_] August 19th 17 07:25 PM

Loan for roof job
 
On Sat, 19 Aug 2017 10:36:45 -0700 (PDT), Thomas
wrote:

Just made a deal for 4200 bucks, rip and tech shingles.

Im really good with that. The house is ranch 1000 sq.

My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc. Is it wise to borrow 8 grand and matress it? My credit score is 840 plus. since i **** away everything it makes sense to me. The extra would not be ****ed away, kinda a saving plan.


I can't give you financial advice. If you do borrow money, look into
a line of credit. Interest may OR may not be deduct able on taxes.
YMMV

http://www.investopedia.com/ask/answers/102814/interest-home-equity-line-credit-heloc-tax-deductible.asp

Ed Pawlowski August 19th 17 08:03 PM

Loan for roof job
 
On 8/19/2017 1:36 PM, Thomas wrote:
Just made a deal for 4200 bucks, rip and tech shingles.

Im really good with that. The house is ranch 1000 sq.

My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc. Is it wise to borrow 8 grand and matress it? My credit score is 840 plus. since i **** away everything it makes sense to me. The extra would not be ****ed away, kinda a saving plan.


I don't think it wise to pay interest if you don't have to. Put a few
bucks away every payday and you'll have the cash when needed.

Many years ago I was in debt and could really use another $50 until
payday the following week. My credit card bill came in the mail an hour
later and when I looked, the interest for the month was $50. Duh! The
bank got what I needed. I put the CC away, put every penny I could
towards paying it off and was never fiscally happier once I paid it off.

If you have a 401k or IRA put money into that too and you will have a
happy retirement. My income is the same now as when I was working so
retirement is easy.

Your money, your choice. I'm not authorized ot qualified to recommend
investments.



trader_4 August 19th 17 08:06 PM

Loan for roof job
 
On Saturday, August 19, 2017 at 1:36:52 PM UTC-4, Thomas wrote:
Just made a deal for 4200 bucks, rip and tech shingles.

Im really good with that. The house is ranch 1000 sq.

My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc. Is it wise to borrow 8 grand and matress it? My credit score is 840 plus. since i **** away everything it makes sense to me. The extra would not be ****ed away, kinda a saving plan.


How could borrowing, where you have to pay interest, and putting the money
under a mattress, where it earns nothing, be wise? It;'s certainly the
reverse of saving. If you want to save, just take whatever the monthly
payment would be and put that under the mattress. Or even better, into
something that earns money.

Thomas August 19th 17 08:49 PM

Loan for roof job
 
Trader. I have a wife. Lol.

Oren[_2_] August 19th 17 09:30 PM

Loan for roof job
 
On Sat, 19 Aug 2017 12:49:20 -0700 (PDT), Thomas
wrote:

Trader. I have a wife. Lol.


Q: If the job costs $4,200, why does she want/need $8,000?

A: She wears the pants.

Thomas August 19th 17 10:14 PM

Loan for roof job
 
Bingo

Oren[_2_] August 19th 17 10:26 PM

Loan for roof job
 
On Sat, 19 Aug 2017 14:14:16 -0700 (PDT), Thomas
wrote:

Bingo


Bunco

$ August 19th 17 11:28 PM

Loan for roof job
 
On 08/19/2017 01:36 PM, Thomas wrote:
My q is financial. I never save any money. I spend what i get paid, paycheck to paycheck. I own everything i have, no mortgage etc.



Start investing yesterday, open a 401k, payroll deduction, even if it's only $50/week...unless you want to be handing out shopping carts at Walmart when you're 80.


=?iso-8859-15?Q?Tekkie=AE?= August 21st 17 08:13 PM

Loan for roof job
 
Oren posted for all of us...



On Sat, 19 Aug 2017 12:49:20 -0700 (PDT), Thomas
wrote:

Trader. I have a wife. Lol.


Q: If the job costs $4,200, why does she want/need $8,000?

A: She wears the pants.


$3800 bux worth of pants? They must be frilly ones or space pants because
the price is out of this world.

--
Tekkie

Oren[_2_] August 21st 17 09:14 PM

Loan for roof job
 
On Mon, 21 Aug 2017 15:13:31 -0400, Tekkie®
wrote:

Oren posted for all of us...



On Sat, 19 Aug 2017 12:49:20 -0700 (PDT), Thomas
wrote:

Trader. I have a wife. Lol.


Q: If the job costs $4,200, why does she want/need $8,000?

A: She wears the pants.


$3800 bux worth of pants? They must be frilly ones or space pants because
the price is out of this world.


Those are 'come **** me pants.".

Thomas August 23rd 17 01:27 PM

Loan for roof job
 
On Monday, August 21, 2017 at 4:14:29 PM UTC-4, Oren wrote:
On Mon, 21 Aug 2017 15:13:31 -0400, Tekkie®
wrote:

Oren posted for all of us...



On Sat, 19 Aug 2017 12:49:20 -0700 (PDT), Thomas
wrote:

Trader. I have a wife. Lol.

Q: If the job costs $4,200, why does she want/need $8,000?

A: She wears the pants.


$3800 bux worth of pants? They must be frilly ones or space pants because
the price is out of this world.


Those are 'come **** me pants.".


They go good with the **** Me shoes.


All times are GMT +1. The time now is 05:46 PM.

Powered by vBulletin® Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Copyright ©2004 - 2014 DIYbanter