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Home owner insurance... ?
I have State Farm here in Alabama... I believe theres a problem with my
breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? |
Home owner insurance... ?
"Brian Fisher" wrote in message ... I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? I feel I am being hooked by a troll, but..here goes.. No..you are supposed to be diligent enough to call a damn electrician BEFORE you have a problem....like a fire. |
Home owner insurance... ?
"Brian Fisher" wrote in message ... I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? I feel I am being hooked by a troll, but..here goes.. No..you are supposed to be diligent enough to call a damn electrician BEFORE you have a problem....like a fire. |
Home owner insurance... ?
Brian Fisher wrote:
I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" SNIP Call the electric utility. They may be very helpful. Jim |
Home owner insurance... ?
Brian Fisher wrote:
I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" SNIP Call the electric utility. They may be very helpful. Jim |
Home owner insurance... ?
Doesn't anybody read their policy any more? Mitigate your damages dumb ass.
"Brian Fisher" wrote in message ... I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? |
Home owner insurance... ?
Doesn't anybody read their policy any more? Mitigate your damages dumb ass.
"Brian Fisher" wrote in message ... I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? |
Home owner insurance... ?
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Home owner insurance... ?
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Home owner insurance... ?
On Sat, 10 Jan 2004 05:29:24 -0600 (CST), (Brian
Fisher) wrote: I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? Call the power company, you probably have a bad neutral. ...Jim Thompson -- | James E.Thompson, P.E. | mens | | Analog Innovations, Inc. | et | | Analog/Mixed-Signal ASIC's and Discrete Systems | manus | | Phoenix, Arizona Voice:(480)460-2350 | | | E-mail Address at Website Fax:(480)460-2142 | Brass Rat | | http://www.analog-innovations.com | 1962 | I love to cook with wine. Sometimes I even put it in the food. |
Home owner insurance... ?
I have had a electrician here before.. The main breaker on the panel
burnt out. They used another un-used breaker and made that the main breaker. |
Home owner insurance... ?
I have had a electrician here before.. The main breaker on the panel
burnt out. They used another un-used breaker and made that the main breaker. |
Home owner insurance... ?
|
Home owner insurance... ?
|
Home owner insurance... ?
"Brian Fisher" wrote in message ... I have had a electrician here before.. The main breaker on the panel burnt out. They used another un-used breaker and made that the main breaker. Call somebody quickly; the electric company or the insurance company can both recommend qualified electricians. All of the stuff you mentioned might just be coincidence, but they are certainly bad signs. I also am unsure what you mean by a main breaker burning out, and using an unused breaker as a main. You couldn't have had an extra 100a breaker sitting there unused, it would have had to be a new replacement. You you mean that part of the box was damaged beyond use, the electrician just used another place for the main breaker? You might need a new panel. Without seeing (or at least getting a meaningful description) I don't know what you have there, but I would be inclinded to shut off the main breaker until you get someone in to see it. |
Home owner insurance... ?
"Brian Fisher" wrote in message ... I have had a electrician here before.. The main breaker on the panel burnt out. They used another un-used breaker and made that the main breaker. Call somebody quickly; the electric company or the insurance company can both recommend qualified electricians. All of the stuff you mentioned might just be coincidence, but they are certainly bad signs. I also am unsure what you mean by a main breaker burning out, and using an unused breaker as a main. You couldn't have had an extra 100a breaker sitting there unused, it would have had to be a new replacement. You you mean that part of the box was damaged beyond use, the electrician just used another place for the main breaker? You might need a new panel. Without seeing (or at least getting a meaningful description) I don't know what you have there, but I would be inclinded to shut off the main breaker until you get someone in to see it. |
Home owner insurance... ?
An insurance policy helps recover from a mishap or disaster, not for
maintenance issues or potential hazards. You really need to contact a qualified electrician and explain your situation. A smell at the breaker box is a red flag that something is wrong. On Sat, 10 Jan 2004 05:29:24 -0600 (CST), (Brian Fisher) wrote: I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? |
Home owner insurance... ?
An insurance policy helps recover from a mishap or disaster, not for
maintenance issues or potential hazards. You really need to contact a qualified electrician and explain your situation. A smell at the breaker box is a red flag that something is wrong. On Sat, 10 Jan 2004 05:29:24 -0600 (CST), (Brian Fisher) wrote: I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? |
Home owner insurance... ?
Brian Fisher wrote:
I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? Well, if you contact your insurance agent, be prepared to immediately place a call to an electrician. If not, and you do have a fire, then your insurance company can refuse to pay because you knew there was a problem, yet did nothing to fix it. Your insurance has no coverage to repair things like that. The entire cost will be out of your pocket. If you noticed it right after you moved into the house, how come you didn't go back on the previous owners to repair it? |
Home owner insurance... ?
Brian Fisher wrote:
I have State Farm here in Alabama... I believe theres a problem with my breaker box or something.... my lights have always "flickered" since I bought this house 11yrs ago but never really had no trouble. I would say within the last few months weird things have happened ie vcrs eats' tapes as if the machine was broke! I notice a burning electrical smell around the breaker box but the breakers are not hot to the touch. But yet I have shot about 3 light bulbs just within 24hrs, Question is... should I contact my insurance agent now that I feel that my house may be in danger of a fire hazard? or do I wait until it may eventually catch on fire. Do most insurances help us homeowners with possible hazards? should I put in a claim for what I think is a problem or should I wait for a fire? Well, if you contact your insurance agent, be prepared to immediately place a call to an electrician. If not, and you do have a fire, then your insurance company can refuse to pay because you knew there was a problem, yet did nothing to fix it. Your insurance has no coverage to repair things like that. The entire cost will be out of your pocket. If you noticed it right after you moved into the house, how come you didn't go back on the previous owners to repair it? |
Home owner insurance... ?
Brian Fisher wrote:
I have had a electrician here before.. The main breaker on the panel burnt out. They used another un-used breaker and made that the main breaker. What?? Usually there is only one breaker in the panel large enough to be the main. They had to have put a different one in there, or else you are seriously overloading it now. |
Home owner insurance... ?
Brian Fisher wrote:
I have had a electrician here before.. The main breaker on the panel burnt out. They used another un-used breaker and made that the main breaker. What?? Usually there is only one breaker in the panel large enough to be the main. They had to have put a different one in there, or else you are seriously overloading it now. |
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