Hi all. In early August I posted here about bricks that fell from the
front of my house. It's 100 yrs. old, 2 story brick home.

I thank you posters! Even with a few wise-cracks, I did get some ideas
and terms that help. I had no clue.

The insurance adjuster finally came to see the damage.
He asked if I had any 'bids'. I told him no that I had contacted some
guys, but no appts./ bids yet. The adjuster said he would send couple
guys over.

So he calls ...tells me it IS covered and say as above about my bids &
his sending guy. Tell me is cutting a check with X amt..
I asked how he got that amount and was told some mostly vague words
about the calculation.

I asked where were guys he was sending..... they've been 'swamped' he
says.

Now that there is an amount on the check. One guy is all of a sudden
unswamped. He says he will do th job...no mntion of money... I betcha
adjuster told him. Whaddya think?

Something fishy? How does this bidding/insurance thing usually go?

TIA,
D

"Jrg Dmg" wrote in message
...
Hi all. In early August I posted here about bricks that fell from the
front of my house. It's 100 yrs. old, 2 story brick home.

I thank you posters! Even with a few wise-cracks, I did get some ideas
and terms that help. I had no clue.

The insurance adjuster finally came to see the damage.
He asked if I had any 'bids'. I told him no that I had contacted some
guys, but no appts./ bids yet. The adjuster said he would send couple
guys over.

So he calls ...tells me it IS covered and say as above about my bids &
his sending guy. Tell me is cutting a check with X amt..
I asked how he got that amount and was told some mostly vague words
about the calculation.

I asked where were guys he was sending..... they've been 'swamped' he
says.

Now that there is an amount on the check. One guy is all of a sudden
unswamped. He says he will do th job...no mntion of money... I betcha
adjuster told him. Whaddya think?

Something fishy? How does this bidding/insurance thing usually go?

TIA,
D


I think they may belong to the same golf or bowling league. This sort of
thing seems to happen often. Your main concern is getting a job done right
and the building made safe. Use care when shaking hands as there may be
some greasy palms.

"Jrg Dmg" wrote in message
...
Hi all. In early August I posted here about bricks that fell from the
front of my house. It's 100 yrs. old, 2 story brick home.

I thank you posters! Even with a few wise-cracks, I did get some ideas
and terms that help. I had no clue.

The insurance adjuster finally came to see the damage.
He asked if I had any 'bids'. I told him no that I had contacted some
guys, but no appts./ bids yet. The adjuster said he would send couple
guys over.

So he calls ...tells me it IS covered and say as above about my bids &
his sending guy. Tell me is cutting a check with X amt..
I asked how he got that amount and was told some mostly vague words
about the calculation.

I asked where were guys he was sending..... they've been 'swamped' he
says.

Now that there is an amount on the check. One guy is all of a sudden
unswamped. He says he will do th job...no mntion of money... I betcha
adjuster told him. Whaddya think?

Something fishy? How does this bidding/insurance thing usually go?

TIA,
D


Don't cash the or deposit the check until you have some bids in hand that
the check plus your deductible will pay.

The scam is you are settling the claim when you cash the check.

Colbyt

"Jrg Dmg" wrote in message
...
Hi all. In early August I posted here about bricks that fell from the
front of my house. It's 100 yrs. old, 2 story brick home.

I thank you posters! Even with a few wise-cracks, I did get some ideas
and terms that help. I had no clue.

The insurance adjuster finally came to see the damage.
He asked if I had any 'bids'. I told him no that I had contacted some
guys, but no appts./ bids yet. The adjuster said he would send couple
guys over.

So he calls ...tells me it IS covered and say as above about my bids &
his sending guy. Tell me is cutting a check with X amt..
I asked how he got that amount and was told some mostly vague words
about the calculation.

I asked where were guys he was sending..... they've been 'swamped' he
says.

Now that there is an amount on the check. One guy is all of a sudden
unswamped. He says he will do th job...no mntion of money... I betcha
adjuster told him. Whaddya think?

Something fishy? How does this bidding/insurance thing usually go?


Never, EVER, let a guy do a job for "whatever the insurer will pay". You get
what you pay for. MAKE the insurer pay for a "good" /"proper" job.

On Sep 23, 12:29*pm, (Jrg Dmg) wrote:
Hi all. * In early August I posted here about bricks that fell from the
front of my house. *It's 100 yrs. old, 2 story *brick home.

I thank you posters! * Even with a few wise-cracks, I did get some ideas
and terms that help. *I had no clue.

The insurance adjuster finally came to see the damage. *
He asked if I had any 'bids'. * I told him no that *I had contacted some
guys, but no appts./ bids yet. *The adjuster said he would send *couple
guys over.

*So he calls ...tells me it IS covered and say as above about my bids &
his sending guy. * Tell me is cutting a check with X amt..
*I asked how he got that amount and was told some mostly vague words
about the calculation. * * *

I asked where were guys he was sending..... they've been 'swamped' he
says.

Now that there is an amount on the check. One guy is all of a sudden
unswamped. * He says he will do th job...no mntion of money... I betcha
adjuster told him. *Whaddya think?

Something fishy? * How does this bidding/insurance *thing usually go?

TIA,
D

Get bids you have no idea if the amount is enough to do the job right,
kickbacks happen every day. get bids to really learn whats up, extra
money is yours, if this guys co found out what happened he would be
fired.

Something fishy? How does this bidding/insurance thing usually go?

I recently found out out that a quote or check issued for a automobile
claim is an "offer", not the final settlement. I don;t know if that's
true for homeowner's insurence.

-Zz

Jrg Dmg wrote:
....

Something fishy? How does this bidding/insurance thing usually go?


Don't know about your carrier; mine makes adjustment to determine
coverage and then pays actuals minus deductible on invoicing.

As someone else noted, don't cash the check until the work is complete
as it undoubtedly has on it the indemnification clause that will close
the books entirely on the claim when endorsed.

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