Sam's club doesn't take Visa? I wanted to join and buy some things but
they don't take Visa the lady said. I get 1% back and they end up paying
me 15 or more dollars a month, so I'm not changing to a sam's master
card.

Went cross the street to walmart and they take everything. I mentioned
it to the cashier and she said, no wonder people are buying 500 dollar
sam's gift cards..
C

"Who are you going to believe, me or your lying eyes?" -Groucho Marrx

On 03/05/08 01:49 pm N O wrote:

Sam's club doesn't take Visa? I wanted to join and buy some things but
they don't take Visa the lady said. I get 1% back and they end up paying
me 15 or more dollars a month, so I'm not changing to a sam's master
card.

Went cross the street to walmart and they take everything. I mentioned
it to the cashier and she said, no wonder people are buying 500 dollar
sam's gift cards..


Sam's has recently started taking MasterCard. The only plastic Costco
accepts, I think, is Discover (and maybe AE).

You know why card issuers give you cash-back bonuses? To encourage you
to spend more than you can pay back, so they can earn far more in
interest than the 1% or 2% bonus. Sam with stores offering extra
discounts on sale items if you use their plastic.

Perce

N O wrote:
Sam's club doesn't take Visa? I wanted to join and buy some things but
they don't take Visa the lady said. I get 1% back and they end up paying
me 15 or more dollars a month, so I'm not changing to a sam's master
card.

Went cross the street to walmart and they take everything. I mentioned
it to the cashier and she said, no wonder people are buying 500 dollar
sam's gift cards..
C

"Who are you going to believe, me or your lying eyes?" -Groucho Marrx

I am no fan of Sams but I applaud their refusal to accept "rewards"
cards. I have no interest in paying more for merchandise to cover the
cost of someone's "rewards". I also think cash discounts are a great
idea but the banks prevent that but banning it in their merchant
agreements.

On 03/05/08 02:44 pm George wrote:

N O wrote:
Sam's club doesn't take Visa? I wanted to join and buy some things but
they don't take Visa the lady said. I get 1% back and they end up paying
me 15 or more dollars a month, so I'm not changing to a sam's master
card.

Went cross the street to walmart and they take everything. I mentioned
it to the cashier and she said, no wonder people are buying 500 dollar
sam's gift cards..

I am no fan of Sams but I applaud their refusal to accept "rewards"
cards. I have no interest in paying more for merchandise to cover the
cost of someone's "rewards". I also think cash discounts are a great
idea but the banks prevent that but banning it in their merchant
agreements.


I think that was the intention of the card-issuers' agreements, but it
doesn't seem to work in practice. AIUI, the card issuers prohibited
merchants from charging more for using plastic, but they could *not*
prevent them from giving discounts for cash. I've seen gas stations
advertising a "cash only" price, and I've been to computer and ham radio
"flea markets" where vendors will advertise separate "cash" and "credit"
prices or will say, "If you pay cash, we'll pay the sales tax, but if
you want to use plastic, you'll have to pay the tax."

Perce

N O wrote:
Sam's club doesn't take Visa? I wanted to join and buy some things but
they don't take Visa the lady said. I get 1% back and they end up
paying me 15 or more dollars a month, so I'm not changing to a sam's
master card.


Pay cash. I realize that's not the American way, but you could...

On Mar 5, 2:17*pm, "Walter R." wrote:
Besides, it costs them nothing because they are not going to remit sales tax
to the state on their cash sales anyway. (Neither are they going to pay
income tax on cash sales.) That's the beauty of cash transactions.

--
Walterwww.rationality.net
-
"Percival P. Cassidy" wrote in ...



On 03/05/08 02:44 pm George wrote:

N O wrote:
Sam's club doesn't take Visa? I wanted to join and buy some things but
they don't take Visa the lady said. I get 1% back and they end up paying
me 15 or more dollars a month, so I'm not changing to a sam's master
card.

Went cross the street to walmart and they take everything. I mentioned
it to the cashier and she said, no wonder people are buying 500 dollar
sam's gift cards..

I am no fan of Sams but I applaud their refusal to accept "rewards"
cards. I have no interest in paying more for merchandise to cover the
cost of someone's "rewards". I also think cash discounts are a great idea
but the banks prevent that but banning it in their merchant agreements.

I think that was the intention of the card-issuers' agreements, but it
doesn't seem to work in practice. AIUI, the card issuers prohibited
merchants from charging more for using plastic, but they could *not*
prevent them from giving discounts for cash. I've seen gas stations
advertising a "cash only" price, and I've been to computer and ham radio
"flea markets" where vendors will advertise separate "cash" and "credit"
prices or will say, "If you pay cash, we'll pay the sales tax, but if you
want to use plastic, you'll have to pay the tax."

Perce- Hide quoted text -

- Show quoted text -

Don't know where you got that information but in the future, don't
listen to them. You pay sales tax and income taxes rather its a cash
sale or credit card sale. Sams is not a flea-market and the states
monitor their sales based on purchases.

The cash only price discounts are given because every retailer who
accepts a credit-card must pay a fee to the credit card company. (Or
should I say, they accept a reduced payment since the credit card
company extrats the fee from their payment.)
A retailer who offers a cash discount does so for two reasons, the
first is rather obvious to avoid the fee and their cash discount will
almost always be less than the fee by the way. The second and less
obvious reason is to get their money sooner. That cash sale is
immediate cash flow, the credit card may take a few days to a few
weeks before payment is received.

On Wed, 5 Mar 2008 15:25:21 -0600, "HeyBub" wrote:

N O wrote:
Sam's club doesn't take Visa? I wanted to join and buy some things but
they don't take Visa the lady said. I get 1% back and they end up
paying me 15 or more dollars a month, so I'm not changing to a sam's
master card.


Pay cash. I realize that's not the American way, but you could...



Why pay $1.00 when you can get something for $ .99? [or the $.97 I
pay for gas or Amazon purchases- 2 different cards.]

Credit card companies have paid me nearly $1000 in the past year. I
have paid them nothing.

Jim
[not the OP- but another happy 'rewards' customer]

Walter R. wrote:
Besides, it costs them nothing because they are not going to remit sales tax
to the state on their cash sales anyway. (Neither are they going to pay
income tax on cash sales.) That's the beauty of cash transactions.


It would be next to impossible for most merchants to do as you describe
because of the extensive use of computerized systems.

BobR wrote:
On Mar 5, 2:17 pm, "Walter R." wrote:
Besides, it costs them nothing because they are not going to remit sales tax
to the state on their cash sales anyway. (Neither are they going to pay
income tax on cash sales.) That's the beauty of cash transactions.

--
Walterwww.rationality.net
-
"Percival P. Cassidy" wrote in ...



On 03/05/08 02:44 pm George wrote:
N O wrote:
Sam's club doesn't take Visa? I wanted to join and buy some things but
they don't take Visa the lady said. I get 1% back and they end up paying
me 15 or more dollars a month, so I'm not changing to a sam's master
card.
Went cross the street to walmart and they take everything. I mentioned
it to the cashier and she said, no wonder people are buying 500 dollar
sam's gift cards..
I am no fan of Sams but I applaud their refusal to accept "rewards"
cards. I have no interest in paying more for merchandise to cover the
cost of someone's "rewards". I also think cash discounts are a great idea
but the banks prevent that but banning it in their merchant agreements.
I think that was the intention of the card-issuers' agreements, but it
doesn't seem to work in practice. AIUI, the card issuers prohibited
merchants from charging more for using plastic, but they could *not*
prevent them from giving discounts for cash. I've seen gas stations
advertising a "cash only" price, and I've been to computer and ham radio
"flea markets" where vendors will advertise separate "cash" and "credit"
prices or will say, "If you pay cash, we'll pay the sales tax, but if you
want to use plastic, you'll have to pay the tax."
Perce- Hide quoted text -
- Show quoted text -

Don't know where you got that information but in the future, don't
listen to them. You pay sales tax and income taxes rather its a cash
sale or credit card sale. Sams is not a flea-market and the states
monitor their sales based on purchases.

The cash only price discounts are given because every retailer who
accepts a credit-card must pay a fee to the credit card company. (Or
should I say, they accept a reduced payment since the credit card
company extrats the fee from their payment.)
A retailer who offers a cash discount does so for two reasons, the
first is rather obvious to avoid the fee and their cash discount will
almost always be less than the fee by the way. The second and less
obvious reason is to get their money sooner. That cash sale is
immediate cash flow, the credit card may take a few days to a few
weeks before payment is received.


It is pretty unusual to see a cash discount offered by a merchant that
accepts plastic because the merchant is bound by the merchant agreement
between them and the CC that doesn't allow cash discounts.

Jim Elbrecht wrote:
On Wed, 5 Mar 2008 15:25:21 -0600, "HeyBub" wrote:

N O wrote:
Sam's club doesn't take Visa? I wanted to join and buy some things but
they don't take Visa the lady said. I get 1% back and they end up
paying me 15 or more dollars a month, so I'm not changing to a sam's
master card.

Pay cash. I realize that's not the American way, but you could...



Why pay $1.00 when you can get something for $ .99? [or the $.97 I
pay for gas or Amazon purchases- 2 different cards.]

Credit card companies have paid me nearly $1000 in the past year. I
have paid them nothing.

Jim
[not the OP- but another happy 'rewards' customer]

Sure you have and so has every other customer because the merchant has
to charge you and everyone else more to pay your "rewards".

George wrote:
....
It is pretty unusual to see a cash discount offered by a merchant that
accepts plastic because the merchant is bound by the merchant agreement
between them and the CC that doesn't allow cash discounts.

I don't know your definition of "pretty unusual" but I find it "pretty
common", most particularly at the gas pump.

Having never used CC except on the user end, not merchant, I've never
seen an actual merchant agreement to comment, but my experience
indicates it must not be a prohibited practice universally.

--

On Mar 5, 4:06*pm, George wrote:
Walter R. wrote:
Besides, it costs them nothing because they are not going to remit sales tax
to the state on their cash sales anyway. (Neither are they going to pay
income tax on cash sales.) That's the beauty of cash transactions.

It would be next to impossible for most merchants to do as you describe
because of the extensive use of computerized systems.

Only small mom and pop operations would even try. Any other company
is well aware that the penalty for getting caught shorting the state
on sales tax receipts would be more costly than paying them, by a
substantial margin. If they encounter such under the counter selling
they will hit the company with fines and back taxes that could easily
put them out of business. Worse yet, they can yank their sales tax
permit and shut them down. I know one company that got hit with a
huge penalty because they weren't charging city sales tax because they
thought their location was outside the city limits. They were just 50
feet inside the limits and they paid penalties and interest.

Jim Elbrecht wrote:

Pay cash. I realize that's not the American way, but you could...



Why pay $1.00 when you can get something for $ .99? [or the $.97 I
pay for gas or Amazon purchases- 2 different cards.]

Credit card companies have paid me nearly $1000 in the past year. I
have paid them nothing.

Jim
[not the OP- but another happy 'rewards' customer]

Sure, customer rewards programs are a common and accepted method of doing
business.

dpb wrote:
George wrote:
...
It is pretty unusual to see a cash discount offered by a merchant that
accepts plastic because the merchant is bound by the merchant
agreement between them and the CC that doesn't allow cash discounts.

I don't know your definition of "pretty unusual" but I find it "pretty
common", most particularly at the gas pump.


I am in the northeast and haven't seen cash discounts at retailers that
also take plastic in years. A number of "cash only" gas stations have
sprung up in the area I travel.


Having never used CC except on the user end, not merchant, I've never
seen an actual merchant agreement to comment, but my experience
indicates it must not be a prohibited practice universally.

--

I have seen merchant agreements. I don't doubt what you say but perhaps
it is in a different region since obviously they can write the agreement
with whatever terms they want.

The last place I know that had a cash discount and also took plastic was
a large local family owned store. You simply walked up to the register
and said cash and they discounted what you would be charged for the
rewards programs and bank fees. I know one of the family members and he
said the CC companies muscled them into complying with the agreement.

BobR wrote:
On Mar 5, 4:06 pm, George wrote:
Walter R. wrote:
Besides, it costs them nothing because they are not going to remit sales tax
to the state on their cash sales anyway. (Neither are they going to pay
income tax on cash sales.) That's the beauty of cash transactions.
It would be next to impossible for most merchants to do as you describe
because of the extensive use of computerized systems.

Only small mom and pop operations would even try. Any other company
is well aware that the penalty for getting caught shorting the state
on sales tax receipts would be more costly than paying them, by a
substantial margin. If they encounter such under the counter selling
they will hit the company with fines and back taxes that could easily
put them out of business. Worse yet, they can yank their sales tax
permit and shut them down. I know one company that got hit with a
huge penalty because they weren't charging city sales tax because they
thought their location was outside the city limits. They were just 50
feet inside the limits and they paid penalties and interest.


That just happened to a small local restaurant. They were paying their
suppliers significant amounts of cash. The revenue department obtained
all of the supplier records and assessed them on the real amount of
business that was possible with the actual quantity of supplies plus
penalties and interest which put them out of business.

On Mar 5, 7:21*pm, "Walter R." wrote:
I was not responding to the original post but to the last post which said:
I've seen gas stations
advertising a "cash only" price, and I've been to computer and ham radio
"flea markets" where vendors will advertise separate "cash" and "credit"
prices or will say, "If you pay cash, we'll pay the sales tax, but if
you want to use plastic, you'll have to pay the tax.


Most if not all of your flea market vendors are commercial vendors
that have tax identification numbers and pay sales tax on their
sales. They would prefer cash not because they want to avoid paying
sales tax but want to avoid having to file all the paperwork on the
credit sale and pay a fee to the credit card company which often is
larger than the sales tax. It is worth it to them to get their money
right away. Its not really a method of avoiding paying the sales tax,
after all you are the one paying it and they are just the tax
collectors. They also receive a small amount for collecting the sales
tax.

"BobR" wrote in message
I've been to computer and ham radio
"flea markets" where vendors will advertise separate "cash" and "credit"
prices or will say, "If you pay cash, we'll pay the sales tax, but if
you
want to use plastic, you'll have to pay the tax."


Don't know where you got that information but in the future, don't
listen to them. You pay sales tax and income taxes rather its a cash
sale or credit card sale. Sams is not a flea-market and the states
monitor their sales based on purchases.

*************************************

I think he is talking about the flea market sellers, not Sam's. Big stores
are audited and could not take the risk.

"George" wrote in message
I am in the northeast and haven't seen cash discounts at retailers that
also take plastic in years. A number of "cash only" gas stations have
sprung up in the area I travel.



The last place I know that had a cash discount and also took plastic was a
large local family owned store. You simply walked up to the register and
said cash and they discounted what you would be charged for the rewards
programs and bank fees. I know one of the family members and he said the
CC companies muscled them into complying with the agreement.

I know of two stores that still discount, both small owner operated. I use
my debit card a lot, but if I can get 5% discount, I peel off the cash.

Walter R. wrote:
Besides, it costs them nothing because they are not going to remit sales tax
to the state on their cash sales anyway. (Neither are they going to pay
income tax on cash sales.) That's the beauty of cash transactions.


Texas loves to send tax agents thru any flea markets they
can find to sign up those that do not already have a sales
tax permit ;-) Some flea markets also use their permit to
handle collected sales tax at their flea market.

Does the Sams gift card tack on the non-member 10%? It is
fairly easy to find one-day passes around here, but it
clearly indicates the additional 10% charge, unless you
become a member that day.

-- larry / dallas

"RobertPatrick" wrote in message

And why would anyone shop at a store where you have to pay to join?
Forget that.

I used to feel the same way, but then I found out why. Big savings. Butter
at my local super market is $4+a pound for name brand. At BJ's (similar to
Costco & Sam's) it is $1.88 for state brand, $2.29 for LoL. Cabot sharp
cheddar cheese is about $2 a pound cheaper. Filling a propane tank saves me
$5 or more each time. And the list goes on. Not to mention that the meat
quality is better than most supermarkets also.

For a long time I figured screw them, but that $50 membership is paid for in
a trip or two a year. Most of the club stores have one day passes so you
can check them out. Before you go, note the price of some things you buy on
a regular basis and then go compare. You won't replace the local market
100%, but you can go once in a while, stock up, save a bundle, then fill in
the blanks as needed.

Most items are larger sizes or in two packs. Some items are not as big a
savings. Everything is good quality though, event he store brands. Go with
an open mind and a bit of price knowledge and you can easily save that
membership cost in the first trip.

George writes:

I also think cash discounts are a great
idea but the banks prevent that but banning it in their merchant
agreements.

The banking industry has actually gotten this written into law in many
states, not just the agreements.

Edwin Pawlowski wrote:
"RobertPatrick" wrote in message
And why would anyone shop at a store where you have to pay to join?
Forget that.

I used to feel the same way, but then I found out why. Big savings. Butter
at my local super market is $4+a pound for name brand. At BJ's (similar to
Costco & Sam's) it is $1.88 for state brand, $2.29 for LoL. Cabot sharp
cheddar cheese is about $2 a pound cheaper. Filling a propane tank saves me
$5 or more each time. And the list goes on. Not to mention that the meat
quality is better than most supermarkets also.

For a long time I figured screw them, but that $50 membership is paid for in
a trip or two a year. Most of the club stores have one day passes so you
can check them out. Before you go, note the price of some things you buy on
a regular basis and then go compare. You won't replace the local market
100%, but you can go once in a while, stock up, save a bundle, then fill in
the blanks as needed.

Most items are larger sizes or in two packs. Some items are not as big a
savings. Everything is good quality though, event he store brands. Go with
an open mind and a bit of price knowledge and you can easily save that
membership cost in the first trip.


We don't bother because we found minimal value. We buy at a large local
family owned market that has its own meat cutting department. They have
good quality fresh meat in reasonable package sizes (or any size you
want) at good prices and a large well stocked produce department where I
can select any quantity I want at good prices. There are at least 3
conveniently located local places that will fill a propane tank for ~$8.
I can buy tires at local place for less etc. It just doesn't make sense
for us.

In article , Edwin Pawlowski
says...


"RobertPatrick" wrote in message

And why would anyone shop at a store where you have to pay to join?
Forget that.

I used to feel the same way, but then I found out why. Big savings. Butter
at my local super market is $4+a pound for name brand. At BJ's (similar to
Costco & Sam's) it is $1.88 for state brand, $2.29 for LoL. Cabot sharp
cheddar cheese is about $2 a pound cheaper. Filling a propane tank saves me
$5 or more each time. And the list goes on. Not to mention that the meat
quality is better than most supermarkets also.

For a long time I figured screw them, but that $50 membership is paid for in
a trip or two a year. Most of the club stores have one day passes so you
can check them out. Before you go, note the price of some things you buy on
a regular basis and then go compare. You won't replace the local market
100%, but you can go once in a while, stock up, save a bundle, then fill in
the blanks as needed.

Most items are larger sizes or in two packs. Some items are not as big a
savings. Everything is good quality though, event he store brands. Go with
an open mind and a bit of price knowledge and you can easily save that
membership cost in the first trip.



Yep. There are quality compromises in some items (clothes are crappy even if
they carry a brand; I don't care for Sam's Club prepared foods, some other kinds
of items are only available in one variety or in weird variety packs), but for
foods in bulk for freezing or storing, toiletries and OTC drugs, batteries,
paper goods, select CD's and DVD's, printer ink - many many huge discounts that
account for the membership fee in a trip or two. I make about four to six trips
a year.

Banty

Richard J Kinch wrote:
George writes:

I also think cash discounts are a great
idea but the banks prevent that but banning it in their merchant
agreements.

The banking industry has actually gotten this written into law in many
states, not just the agreements.

Maybe that why I never see cash discounts in the 5 states where I
normally travel. I guess you can buy anything you want if you distribute
envelopes to the right politicians.

RobertPatrick wrote:



And why would anyone shop at a store where you have to pay to join?
Forget that.

I save almost $300 every time I buy a 50-pound container of jalapeno
peppers. At the super market, peppers come in 4 oz containers for $3.xx.

In the course of a year, this can really add up.

On Mar 6, 8:41*am, George wrote:
Richard J Kinch wrote:
George writes:

I also think cash discounts are a great
idea but the banks prevent that but banning it in their merchant
agreements.

The banking industry has actually gotten this written into law in many
states, not just the agreements.

Maybe that why I never see cash discounts in the 5 states where I
normally travel. I guess you can buy anything you want if you distribute
envelopes to the right politicians.

Isn't it great that our hard working politicians are doing so much to
ensure that each and every one of us consumers gets screwed equally?
Got to love em.

On Mar 6, 6:56*am, George wrote:
Edwin Pawlowski wrote:
"RobertPatrick" wrote in message
And why would anyone shop at a store where you have to pay to join?
Forget that.

I used to feel the same way, but then I found out why. *Big savings. *Butter
at my local super market is $4+a pound for name brand. *At BJ's (similar to
Costco & Sam's) it is $1.88 for state brand, $2.29 for LoL. *Cabot sharp
cheddar cheese is about $2 a pound cheaper. *Filling a propane tank saves me
$5 or more each time. *And the list goes on. *Not to mention that the meat
quality is better than most supermarkets also.

For a long time I figured screw them, but that $50 membership is paid for in
a trip or two a year. *Most of the club stores have one day passes so you
can check them out. *Before you go, note the price of some things you buy on
a regular basis and then go compare. *You won't replace the local market
100%, but you can go once in a while, stock up, save a bundle, then fill in
the blanks as needed.

Most items are larger sizes or in two packs. Some items are not as big a
savings. *Everything is good quality though, event he store brands. *Go with
an open mind and a bit of price knowledge and you can easily save that
membership cost in the first trip.

We don't bother because we found minimal value. We buy at a large local
family owned market that has its own meat cutting department. They have
good quality fresh meat in reasonable package sizes (or any size you
want) at good prices and a large well stocked produce department where I
can select any quantity I want at good prices. There are at least 3
conveniently located local places that will fill a propane tank for ~$8.
I can buy tires at local place for less etc. It just doesn't make sense
for us.- Hide quoted text -

- Show quoted text -

It is really like everything else, if you take care to shop wisely you
can make the $50 membership look like a real bargain. Sams and the
other membership clubs offer some real bargains for the smart
shopper. They also are what they are, a discount outlet and as such
they buy in bulk, sell in bulk, and sometimes quality is not there.

In article , George says...

Edwin Pawlowski wrote:
"RobertPatrick" wrote in message
And why would anyone shop at a store where you have to pay to join?
Forget that.

I used to feel the same way, but then I found out why. Big savings. Butter
at my local super market is $4+a pound for name brand. At BJ's (similar to
Costco & Sam's) it is $1.88 for state brand, $2.29 for LoL. Cabot sharp
cheddar cheese is about $2 a pound cheaper. Filling a propane tank saves me
$5 or more each time. And the list goes on. Not to mention that the meat
quality is better than most supermarkets also.

For a long time I figured screw them, but that $50 membership is paid for in
a trip or two a year. Most of the club stores have one day passes so you
can check them out. Before you go, note the price of some things you buy on
a regular basis and then go compare. You won't replace the local market
100%, but you can go once in a while, stock up, save a bundle, then fill in
the blanks as needed.

Most items are larger sizes or in two packs. Some items are not as big a
savings. Everything is good quality though, event he store brands. Go with
an open mind and a bit of price knowledge and you can easily save that
membership cost in the first trip.


We don't bother because we found minimal value. We buy at a large local
family owned market that has its own meat cutting department. They have
good quality fresh meat in reasonable package sizes (or any size you
want) at good prices and a large well stocked produce department where I
can select any quantity I want at good prices. There are at least 3
conveniently located local places that will fill a propane tank for ~$8.
I can buy tires at local place for less etc. It just doesn't make sense
for us.

You're both right.

Its a matter of getting at Sam's Club what Sam's Club is good for, and getting
at other places the rest of the stuff.

My Sam's Club is about 20 miles away; so I factor in the distance/time/gas.
Leading me to go more locally for propane as I don't want to be storing much or
driving around with it too much, whatever the price. But if I want a pile of
little farmed tilapia fillets to fry up for everyday cooking over the next few
months Sam's Club is great - I separate them into bunches of a few and freeze
'em in sealed bags. When I want I quickly defrost them by putting the baggies
in tepid water, bread 'em and fry 'em up. On the other hand if I want nice
large fresh tilapia fillets for some special company dish I go to the same kind
of place you do. I prefer fresh produce too - I only buy Sam's produce for
special items I plan to freeze (blueberries for muffins out of season) or if I
have a party planned. Party stuff in general (plates, etc.) Sam's volume is
great. Stocking up on party supplies for our scale model hobby club - Sam's
club for sure.

We are a small family of only two, so certain volume items I'd otherwise be
interested in really aren't of use. I use a lot of peanut butter, but not THAT
much peanut butter. One would have to be a restaurant to go through THAT much
mayonnaise...

Wish I had discovered Sam's Club back when my son was in diapers...

But the main point is - I combine everything from Sam's Club to the local
mega-super grocery store for other stuff Sam's doesn't have the variety for, to
the local farm market for the stuff I want fresh. Theres little call for this
to be seen as an either-or thing.

Banty

readandpostrosie wrote:
costco takes american express and personal checks only.

And cash and debit cards.

--
"The symbolism of a major American presidential candidate with the middle name
of Hussein, who went to elementary school in Indonesia, certainly speaks to
Muslims abroad." -- Tamara Cofman Wittes, Brookings senior fellow

Now I'm not even sure the walmart cashier was right. I went back and
asked a manager where the sams cards were and she said they didn't sell
them.

I just came off of a free 3 month trial at BJ's and am hooked. I got
used to the savings and got to use my VIsa. But I go back up north soon
for the summer and there are no BJ's in that area. At least not the kind
that issues membership cards..')

I have a mastercard account but cut it up a couple of years ago when I
got my $$ house in order. But I think I'll have them send me a new one
just for sam's, even if I don't get the 1%.

I like my Visa. I get 15 dollars a month (or so) from them and they get
nothing from me. I'm enjoying a special 2.99% promo fo 6 months in case
I slip up and leave a balance. I just called and asked for a better
rate and got one..

"Who are you going to believe, me or your lying eyes?" -Groucho Marrx