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#1
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Tricky eBay Transaction
an eBay seller (Code, Camey & Assoc., codecamey.com) listed the following item on eBay: http://cgi.ebay.com/ws/eBayISAPI.dll...m=290174749827 if this product is purchased for an average size roof, one needs to order around 30 boxes (~ $3,300). PayPal covers only $200 of this purchase. To install this product, the purchaser also needs matching accessories (valleys, ridges, gables, clips,..) which the seller also supplies - off-line: (Further contact is needed for accessories and freight estimates....). I have already gone through the bidding process w/ him once before and the seller added the price for accessories to the final eBay purchase price and then demanded WU/bank draft for the entire purchase to proceed w/ shipping. Credit cards not accepted. Any other mode of payment is fine for as long as the money is in his bank before him shipping the product. Even though it is possible to get matching accessories from another source, it is a good practice to get all as one package to avoid color mismatch and extra shipping costs. Being risk-averse, I wonder if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous. An acceptable risk would be to pay with a credit card, examine the goods for quantity and defects once received and should the shipment not match the order, being able to dispute (successfully) and reverse the charge. Getting $200 back from paypal and forfeiting $3100 wont work for me. Any ideas how to go about this? |
#2
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Tricky eBay Transaction
On Fri, 26 Oct 2007 11:24:11 -0400, h wrote:
Your best option is a credit card, either directly or through PayPal. eBay expressly prohibits Western Union transactions. If you bought something through eBay the seller CANNOT require WU. Report him to eBay and use PayPal to complete the transaction. Didn't we already tell you this in a previous thread? - yes, you did. However, your "best option" doesnt work for the seller: a) doesnt accept CC b) paypal covers $200 of the total purchase c) eBay doesnt care what happens outside the bidding theater Also, previous thread dealt mainly with steel shingles and those users who dont care for steel shingles, wouldnt read it; thus, not comment as to what the "best option" is and how to handle the eBay purchase. Perhaps there are other users who are more eBay savvy than those who commented on steel shingles. And those are the ones I am addressing w/ my question. This thread deals directly with the mechanics of a specific purchase and its parameters. This thread (question) is not theoretical or general in nature as to what the ideal option is. It is about a solution to a specifically tabled problem. For example, I had offered a partial payment and the balance once I received the goods. The seller didnt accept. What other options are open to me? Other than the one I have chosen so far - not to purchase from him? |
#3
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Tricky eBay Transaction
h wrote:
Your best option is a credit card, either directly or through PayPal. eBay expressly prohibits Western Union transactions. If you bought something through eBay the seller CANNOT require WU. Report him to eBay and use PayPal to complete the transaction. Didn't we already tell you this in a previous thread? Yep. He's unwillng to listen to anything other than the voices in his head. I filtered him after his post about not ever responding to the manufacturer / distributor wo contacted him because he "assumed" that the mfg. / distr. would somehow screw him. He's a waste of electrons. |
#4
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Tricky eBay Transaction
On Fri, 26 Oct 2007 08:57:47 -0700, jJim McLaughlin
wrote: I filtered him after his post about not ever responding to the manufacturer / distributor wo contacted him because he "assumed" that the mfg. / distr. would somehow screw him. - incorrect ! I had clearly written that it was mainly a financial decision since the mfg, a friend of yours btw, sells aluminum, more expensive, shingles. His product sells for $190/SQ. Payment up front. No guarantees (except yours; and who are you?) the shipment will arrive. Comparable steel shingles sell for $110-$135/SQ. You do the math.. And make no mistake, nobody is asking you to waste electrons if this is all you have to offer. you are not the only one here. There's thousands of others contributing and asking for advice in this forum. You are here just to pick a fight w/ others if things dont go your way since you're the self-appointed cop of this group....? |
#5
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Tricky eBay Transaction
On Fri, 26 Oct 2007 12:09:20 -0400, h wrote:
Ok, ONE MORE TIME. Use a credit card with PayPal. If you don't receive the merchandise your CREDIT CARD ISSUER will refund your money. PayPal's $200 limit is irrelevant. Your best bet is ALWAYS to use a credit card for any purchase, whether it is directly with the merchant or through PayPal. How many times do we have to tell you this? Sheesh. And OK, ONE MORE TIME. I told in the previous thread that I took your advice to my bank manager and she told me, in no uncertain terms, that I am on my own and her bank will not reverse the charge because it is in paypal's disclaimer w/ credit card issuers as to what amount they guarantee for each transaction. Who am I going to believe? You or my bank? are you going to be there when I am out $3100 and say sorry, I was wrong? here's the money you're out? If you are ready to guarantee with your own money how my bank will deal w/ paypal, then I am ready to purchase the product on eBay as per your instructions. Are you up to it? |
#6
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Tricky eBay Transaction
On Oct 26, 9:00 am, Frugal Farmer
wrote: an eBay seller (Code, Camey & Assoc., codecamey.com) listed the following item on eBay: http://cgi.ebay.com/ws/eBayISAPI.dll...m=290174749827 if this product is purchased for an average size roof, one needs to order around 30 boxes (~ $3,300). PayPal covers only $200 of this purchase. To install this product, the purchaser also needs matching accessories (valleys, ridges, gables, clips,..) which the seller also supplies - off-line: (Further contact is needed for accessories and freight estimates....). I have already gone through the bidding process w/ him once before and the seller added the price for accessories to the final eBay purchase price and then demanded WU/bank draft for the entire purchase to proceed w/ shipping. Credit cards not accepted. Any other mode of payment is fine for as long as the money is in his bank before him shipping the product. Even though it is possible to get matching accessories from another source, it is a good practice to get all as one package to avoid color mismatch and extra shipping costs. Being risk-averse, I wonder if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous. An acceptable risk would be to pay with a credit card, examine the goods for quantity and defects once received and should the shipment not match the order, being able to dispute (successfully) and reverse the charge. Getting $200 back from paypal and forfeiting $3100 wont work for me. Any ideas how to go about this? My wife is an ebayer, and her rule of thumb is that if they don't accept paypal or CC's don't use them. She has had problems with sellers but because she only uses paypal they have been easily solved. John |
#7
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Tricky eBay Transaction
On 26 Oct, 11:00, Frugal Farmer
wrote: an eBay seller (Code, Camey & Assoc., codecamey.com) listed the following item on eBay: http://cgi.ebay.com/ws/eBayISAPI.dll...m=290174749827 if this product is purchased for an average size roof, one needs to order around 30 boxes (~ $3,300). PayPal covers only $200 of this purchase. To install this product, the purchaser also needs matching accessories (valleys, ridges, gables, clips,..) which the seller also supplies - off-line: (Further contact is needed for accessories and freight estimates....). I have already gone through the bidding process w/ him once before and the seller added the price for accessories to the final eBay purchase price and then demanded WU/bank draft for the entire purchase to proceed w/ shipping. Credit cards not accepted. Any other mode of payment is fine for as long as the money is in his bank before him shipping the product. Even though it is possible to get matching accessories from another source, it is a good practice to get all as one package to avoid color mismatch and extra shipping costs. Being risk-averse, I wonder if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous. An acceptable risk would be to pay with a credit card, examine the goods for quantity and defects once received and should the shipment not match the order, being able to dispute (successfully) and reverse the charge. Getting $200 back from paypal and forfeiting $3100 wont work for me. Any ideas how to go about this? Just some thoughts.... According to you, the rules set up by the seller a "Any other mode of payment is fine for as long as the money is in his bank before him shipping the product." Then you wonder aloud "if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous." It seems to me that the answer is pretty obvious - No. If the guy is not going to ship until he has cash (or its equivalent) in hand, you'll never get the product until you pay him, in full, using a payment vehicle that gives him full control of the funds. It doesn't get any riskier than that. If those are indeed the rules, you have 2 options: Buy from him and hope he's honest or move on. |
#8
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Tricky eBay Transaction
On Fri, 26 Oct 2007 11:24:11 -0400, h wrote Re Tricky eBay
Transaction: Being risk-averse, I wonder if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous. No, it is not possible. |
#9
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Tricky eBay Transaction
DerbyDad03 wrote:
On 26 Oct, 11:00, Frugal Farmer wrote: an eBay seller (Code, Camey & Assoc., codecamey.com) listed the following item on eBay: http://cgi.ebay.com/ws/eBayISAPI.dll...m=290174749827 if this product is purchased for an average size roof, one needs to order around 30 boxes (~ $3,300). PayPal covers only $200 of this purchase. To install this product, the purchaser also needs matching accessories (valleys, ridges, gables, clips,..) which the seller also supplies - off-line: (Further contact is needed for accessories and freight estimates....). I have already gone through the bidding process w/ him once before and the seller added the price for accessories to the final eBay purchase price and then demanded WU/bank draft for the entire purchase to proceed w/ shipping. Credit cards not accepted. Any other mode of payment is fine for as long as the money is in his bank before him shipping the product. Even though it is possible to get matching accessories from another source, it is a good practice to get all as one package to avoid color mismatch and extra shipping costs. Being risk-averse, I wonder if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous. An acceptable risk would be to pay with a credit card, examine the goods for quantity and defects once received and should the shipment not match the order, being able to dispute (successfully) and reverse the charge. Getting $200 back from paypal and forfeiting $3100 wont work for me. Any ideas how to go about this? Just some thoughts.... According to you, the rules set up by the seller a "Any other mode of payment is fine for as long as the money is in his bank before him shipping the product." Then you wonder aloud "if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous." It seems to me that the answer is pretty obvious - No. If the guy is not going to ship until he has cash (or its equivalent) in hand, you'll never get the product until you pay him, in full, using a payment vehicle that gives him full control of the funds. It doesn't get any riskier than that. If those are indeed the rules, you have 2 options: Buy from him and hope he's honest or move on. In all fairness, when it comes to eBay, nothing is fair. I wouldn't buy this type of product for this amount of money from eBay. I think you are an idiot for even trying. -- Zyp |
#10
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Tricky eBay Transaction
On Fri, 26 Oct 2007 10:09:54 -0700, runsrealfast
wrote: My wife is an ebayer, and her rule of thumb is that if they don't accept paypal or CC's don't use them. She has had problems with sellers but because she only uses paypal they have been easily solved. ...just got off the phone w/ visa customer rep. Paypal is just a 'middleman'. If paypal transaction is covered by a certain amount (i.e. $200 - link at top), it means the seller put up $200 as his collateral. Nothing else. Now, let's say transaction worth $3000 goes through. The merchandise is disputed a few days later. Since the seller most likely already transferred (spent) the $2800 he/she received, paypal can only yank the original $200 from the seller's account, not the disputed $3000. Paypal, as a middleman, is just making sure they dont end up on the hook for uncovered portions of transactions initiated by unscrupulous sellers. and that goes to show the quality of advice you get here from the likes of Jim McLaughlin and Anonymous. |
#11
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Tricky eBay Transaction
Frugal Farmer wrote:
On Fri, 26 Oct 2007 10:09:54 -0700, runsrealfast wrote: My wife is an ebayer, and her rule of thumb is that if they don't accept paypal or CC's don't use them. She has had problems with sellers but because she only uses paypal they have been easily solved. ..just got off the phone w/ visa customer rep. Paypal is just a 'middleman'. If paypal transaction is covered by a certain amount (i.e. $200 - link at top), it means the seller put up $200 as his collateral. Nothing else. .... But, the Consumer Credit Protection Act trumps PayPal. PayPal may only cover $200 out of their pocket, but if you use a CREDIT CARD (not draft card), and protest the payment the card issuer is on the hook. It depends again, as someone else has pointed out, whether you're talking credit of debit as to what the rules are; therefore the advice from VISA may or may not be appropriate. But, as someone else already noted, if you're uncomfortable with the transaction, your choice is to either bite you tongue and go through with it or not -- the seller doesn't have to change his published business practice, eBay or not, to cater to you. If he is in violation of eBay policy, then you can take that up w/ eBay, but even if he changes that doesn't mean he has to accept a credit card, PayPal or no. -- |
#12
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Tricky eBay Transaction
Comments inserted. BTW, there's nothing tricky about this potential
transaction. "Frugal Farmer" wrote in message an eBay seller (Code, Camey & Assoc., codecamey.com) listed the following item on eBay: http://cgi.ebay.com/ws/eBayISAPI.dll...m=290174749827 if this product is purchased for an average size roof, one needs to order around 30 boxes (~ $3,300). PayPal covers only $200 of this purchase. Then, tell the seller to run a "Dutch" auction. I have already gone through the bidding process w/ him once before and the seller added the price for accessories to the final eBay purchase price and then demanded WU/bank draft for the entire purchase to proceed w/ shipping. Credit cards not accepted. Any other mode of payment is fine for as long as the money is in his bank before him shipping the product. You should've sent eBay a copy of this along with full headers. You wouldn't be worrying about trying to deal with this seller which is undoubtly trying to circumvent fees. They would be NARU'ed by now. They also are not allowed to display the Paypal logo, without accepting it. Any ideas how to go about this? Yes, get a clue b/4 trying to make a big purchase on eBay. Try getting some eBay experience buying smaller items, b/4 jumping in over your idiotic head. |
#13
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Tricky eBay Transaction
Walk away from deal. If seller won't accept CC and requires Western
Union in violation of ebays rules just walk away. Youre asking for trouble. Are you telling us you cannot get shingles from a dealer near by. I'd pay a bit more rather than get ripped for $3k. On Oct 26, 11:56 am, Frugal Farmer wrote: On Fri, 26 Oct 2007 11:24:11 -0400, h wrote: Your best option is a credit card, either directly or through PayPal. eBay expressly prohibits Western Union transactions. If you bought something through eBay the seller CANNOT require WU. Report him to eBay and use PayPal to complete the transaction. Didn't we already tell you this in a previous thread? - yes, you did. However, your "best option" doesnt work for the seller: a) doesnt accept CC b) paypal covers $200 of the total purchase c) eBay doesnt care what happens outside the bidding theater Also, previous thread dealt mainly with steel shingles and those users who dont care for steel shingles, wouldnt read it; thus, not comment as to what the "best option" is and how to handle the eBay purchase. Perhaps there are other users who are more eBay savvy than those who commented on steel shingles. And those are the ones I am addressing w/ my question. This thread deals directly with the mechanics of a specific purchase and its parameters. This thread (question) is not theoretical or general in nature as to what the ideal option is. It is about a solution to a specifically tabled problem. For example, I had offered a partial payment and the balance once I received the goods. The seller didnt accept. What other options are open to me? Other than the one I have chosen so far - not to purchase from him? |
#14
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Tricky eBay Transaction
On Oct 26, 3:49 pm, h wrote:
But, the Consumer Credit Protection Act trumps PayPal. PayPal may only cover $200 out of their pocket, but if you use a CREDIT CARD (not draft card), and protest the payment the card issuer is on the hook. It depends again, as someone else has pointed out, whether you're talking credit of debit as to what the rules are; therefore the advice from VISA may or may not be appropriate. The OP seems to think that the credit card company will ONLY refund money if it can recover the funds. Not true. I had my credit card "skimmed" and the entire set of fraudulent charges (over $15,000 in 7 hours!) were reversed immediately. As a merchant I accepted a card which had been skimmed and the real card holder initiated a chargeback which was reversed because the signatures matched and the card was approved when scanned. The real credit card holder got his money back, I got my money back, and the card issuer ate the charges. In the event of a non-in-person sale the seller must prove that the buyer received the merchandise (signature on the delivery slip) or the buyer gets a refund. -- The OP just doesn't get it. Or doesn't want to. |
#15
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Tricky eBay Transaction
"Frugal Farmer" wrote in message ... an eBay seller (Code, Camey & Assoc., codecamey.com) listed the following item on eBay: http://cgi.ebay.com/ws/eBayISAPI.dll...m=290174749827 if this product is purchased for an average size roof, one needs to order around 30 boxes (~ $3,300). PayPal covers only $200 of this purchase. To install this product, the purchaser also needs matching accessories (valleys, ridges, gables, clips,..) which the seller also supplies - off-line: (Further contact is needed for accessories and freight estimates....). I have already gone through the bidding process w/ him once before and the seller added the price for accessories to the final eBay purchase price and then demanded WU/bank draft for the entire purchase to proceed w/ shipping. Credit cards not accepted. Any other mode of payment is fine for as long as the money is in his bank before him shipping the product. Even though it is possible to get matching accessories from another source, it is a good practice to get all as one package to avoid color mismatch and extra shipping costs. Being risk-averse, I wonder if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous. An acceptable risk would be to pay with a credit card, examine the goods for quantity and defects once received and should the shipment not match the order, being able to dispute (successfully) and reverse the charge. Getting $200 back from paypal and forfeiting $3100 wont work for me. Any ideas how to go about this? Yea, don't do it. This is a no-brainer. Go and buy roofing supplies from your local lumberyard!! I would never buy stuff like that on ebay. You are just asking to get hosed!! |
#16
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Tricky eBay Transaction
On Oct 26, 1:59 pm, h wrote:
"Frugal Farmer" wrote in message ... On Fri, 26 Oct 2007 12:09:20 -0400, h wrote: Ok, ONE MORE TIME. Use a credit card with PayPal. If you don't receive the merchandise your CREDIT CARD ISSUER will refund your money. PayPal's $200 limit is irrelevant. Your best bet is ALWAYS to use a credit card for any purchase, whether it is directly with the merchant or through PayPal. How many times do we have to tell you this? Sheesh. And OK, ONE MORE TIME. I told in the previous thread that I took your advice to my bank manager and she told me, in no uncertain terms, that I am on my own and her bank will not reverse the charge because it is in paypal's disclaimer w/ credit card issuers as to what amount they guarantee for each transaction. Who am I going to believe? You or my bank? are you going to be there when I am out $3100 and say sorry, I was wrong? here's the money you're out? If you are ready to guarantee with your own money how my bank will deal w/ paypal, then I am ready to purchase the product on eBay as per your instructions. Are you up to it? Your credit card is issued by a local bank? Doubt it. You're most likely talking to your "bank manager" about your debit card, which has a MC/V logo on it. Debit cards are a disaster waiting to happen, in that the bank never, ever, has to give you any money bank, since it's money from your checking account. PayPal is a third-party vendor, and they do not control the terms of your credit card. If you really do have a true "credit card" issued by a local bank which does NOT honor the MC/V guarantees, then you should switch cards. The PayPal $200.00 guarantee is designed to protect people using a bank account to fund the transaction, NOT a credit card. LAST TIME. As a merchant, I know that no matter the method, if the client doesn't receive something they bought using a credit card, they don't pay for it. Period. Yes. that's right. And who's the merchant in this case? Paypal, because they are the merchant registered with the credit card companies and are in the business of accepting the money via credit card and then forwarding the money on to someone, just as instructed by the card holder. And that is where it ends. The transaction where MC/VISA paid Paypal was legitimate and authorized. Paypal then sent the money where it was supposed to go. End of story. The credit card company is not going to reverse the charge or get involved in the dispute. You think if you use a credit card through Paypal to send $3000 to some Joe Schmoe unknown party, that Citibank is going to make good because the guy took your money and never sent anything? If they did that, the doors to fraud would be wide open, because just about anyone can open up a Paypal account. Since you're clearly so afraid of this transaction you shouldn't go through with it. It's probably best that you never buy anything online.- Hide quoted text - - Show quoted text - |
#17
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Tricky eBay Transaction
On Oct 26, 3:34 pm, wrote:
Walk away from deal. If seller won't accept CC and requires Western Union in violation of ebays rules just walk away. Youre asking for trouble. Are you telling us you cannot get shingles from a dealer near by. I'd pay a bit more rather than get ripped for $3k. On Oct 26, 11:56 am, Frugal Farmer wrote: On Fri, 26 Oct 2007 11:24:11 -0400, h wrote: Your best option is a credit card, either directly or through PayPal. eBay expressly prohibits Western Union transactions. If you bought something through eBay the seller CANNOT require WU. Report him to eBay and use PayPal to complete the transaction. Didn't we already tell you this in a previous thread? I'd like to see where it says in the Ebay rules that what the seller is doing is a violation. He said the buyer wanted either Western Union or bank draft for immediate shipment. If a regular check or similar is used, the seller will ship after it clears. There is nothing in any of that which violates Ebay rules and it sounds perfectly reasonable. |
#18
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Tricky eBay Transaction
On Oct 26, 5:03 pm, DerbyDad03 wrote:
On Oct 26, 3:49 pm, h wrote: But, the Consumer Credit Protection Act trumps PayPal. PayPal may only cover $200 out of their pocket, but if you use a CREDIT CARD (not draft card), and protest the payment the card issuer is on the hook. It depends again, as someone else has pointed out, whether you're talking credit of debit as to what the rules are; therefore the advice from VISA may or may not be appropriate. The OP seems to think that the credit card company will ONLY refund money if it can recover the funds. Not true. I had my credit card "skimmed" and the entire set of fraudulent charges (over $15,000 in 7 hours!) were reversed immediately. As a merchant I accepted a card which had been skimmed and the real card holder initiated a chargeback which was reversed because the signatures matched and the card was approved when scanned. The real credit card holder got his money back, I got my money back, and the card issuer ate the charges. In the event of a non-in-person sale the seller must prove that the buyer received the merchandise (signature on the delivery slip) or the buyer gets a refund. -- The OP just doesn't get it. Or doesn't want to.- Hide quoted text - - Show quoted text - Sorry guys, but it is you guys who think the credit card company is going to cover him that are wrong. The credit card companies will cover fraud if it's conducted by a fraudulent transaction, the goods are never sent, etc. If the SELLER took his credit card as payment and never shipped, they would reverse it, investigate, and ultimately he'd get his money back. But that is not the case here. Who's the "merchant" that has the contractual agreement with the credit card company? PAYPAL Paypal was asked to charge his credit card and then send the money to whoever the card holder asked it be sent to. That is exactly what they did. The credit card transaction with Paypal was legitimate and that is where the coverage by the credit card companies end. They will not cover it. End of story. Now Paypal and Ebay will certainly investigate if the guy never ships, and finally close his accounts, but that isn't going to get your $3000 back. Think about what you're proposing. If the credit card companies were to refund money for every credit card transaction where Paypal or Western Union sends money to some unknown Joe Scmoe in Pakistan, they would open the doors to fraud. |
#19
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Tricky eBay Transaction
On Fri, 26 Oct 2007 14:03:39 -0700, DerbyDad03
wrote: On Oct 26, 3:49 pm, h wrote: -- The OP just doesn't get it. Or doesn't want to. Every forum has trolls giving useless advice and irrelevant answers yet belittle others to boost their own miserable self-esteem and worth. This group is no exception. This is a simple Q & A, what is so difficult about it? Pay attention! Q: "I wonder if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous." A: i) seller issues an itemized invoice (product description, qty, part #,...) ii) purchaser notifies CC issuer of impending transaction, forwards invoice to CC cust. serv. & gets authoriz'n iii) CC iss'r notifies PayPal of transaction in progress iv) payPal confirms trans'n, notifies seller, flags the trans'n & holds funds v) seller ships vi) product lands vii) if (product = invoice) then purchaser accepts paypal remits funds in full to seller elseif (product not= invoice) then purchaser not accept product shipped back @ seller's expense CC charge reversed elsif (product = invoice) & (purchaser = buyer's remorse) product shipped back @ purchaser's expense CC charge reversed minus shipping endif Those who said the answer is not to pay upfront or walk away get partial marks for being partially correct. All others get an 'F' for not answering the question or being just plain wrong. Good bye. |
#20
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Tricky eBay Transaction
wrote I'd like to see where it says in the Ebay rules that what the seller is doing is a violation. He said the buyer wanted either Western Union or bank draft for immediate shipment. If a regular check or similar is used, the seller will ship after it clears. There is nothing in any of that which violates Ebay rules and it sounds perfectly reasonable. Wrong. If you're an eBayer, you better brush up on rules the rules on circumventing fees. http://pages.ebay.com/help/policies/...umventing.html http://pages.ebay.com/help/tutorial/...ial/intro.html |
#21
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Tricky eBay Transaction
On Oct 26, 8:13 pm, "Poppin Fresh" wrote:
wrote I'd like to see where it says in the Ebay rules that what the seller is doing is a violation. He said the buyer wanted either Western Union or bank draft for immediate shipment. If a regular check or similar is used, the seller will ship after it clears. There is nothing in any of that which violates Ebay rules and it sounds perfectly reasonable. Wrong. If you're an eBayer, you better brush up on rules the rules on circumventing fees. http://pages.ebay.com/help/policies/...umventing.html http://pages.ebay.com/help/tutorial/...ial/intro.html Did you even bother to look at those links before you posted them? Both those links cover avoiding paying Ebay fees. What does any of that have to do with what is being discussed here which is the claim that a seller requesting cash payment, wire transfer, WU, cashier's check, etc before shipping or else waiting for their check to clear is violating Ebay rules and should be reported. Reported? For what? You ever even do an Ebay transaction? |
#22
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Tricky eBay Transaction
wrote Yes. that's right. And who's the merchant in this case? Paypal, because they are the merchant registered with the credit card companies and are in the business of accepting the money via credit card and then forwarding the money on to someone, just as instructed by the card holder. And that is where it ends. The transaction where MC/VISA paid Paypal was legitimate and authorized. Paypal then sent the money where it was supposed to go. End of story. The credit card company is not going to reverse the charge or get involved in the dispute. You think if you use a credit card through Paypal to send $3000 to some Joe Schmoe unknown party, that Citibank is going to make good because the guy took your money and never sent anything? If they did that, the doors to fraud would be wide open, because just about anyone can open up a Paypal account. You don't have a clue about Paypal. Paypal will cover "x" amount, _IF_ the purchase was made through a legitimate purchase through eBay. eBay owns Paypal. To open a Paypal account, you need a credit card and/or bank account. You can't have credit through Paypal. It appears by your answer, you think Paypal is it's own bank/credit union or something. The only end of story in your writing is, you don't have a clue about it. The doors to fraud are wide open, did you just wake up Rumplestiltskin? |
#23
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Tricky eBay Transaction
wrote in message ps.com... Did you even bother to look at those links before you posted them? Both those links cover avoiding paying Ebay fees. What does any of that have to do with what is being discussed here which is the claim that a seller requesting cash payment, wire transfer, WU, cashier's check, etc before shipping or else waiting for their check to clear is violating Ebay rules and should be reported. Reported? For what? You ever even do an Ebay transaction? Hey bonehead, check the subject line b/4 opening your mouth and inserting feet. |
#24
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For asshole trader4
wrote Did you even bother to look at those links before you posted them? Both those links cover avoiding paying Ebay fees. What does any of that have to do with what is being discussed here which is the claim that a seller requesting cash payment, wire transfer, WU, cashier's check, etc before shipping or else waiting for their check to clear is violating Ebay rules and should be reported. Reported? For what? You never bothered to read the OP, otherwise you wouldn't post such an assinine reply. Here's part of it. "I have already gone through the bidding process w/ him once before and the seller added the price for accessories to the final eBay purchase price and then demanded WU/bank draft for the entire purchase to proceed w/ shipping. Credit cards not accepted. Any other mode of payment is fine for as long as the money is in his bank before him shipping the product." You ever even do an Ebay transaction? Yea, I've done 1 or 2. That's more than you. |
#26
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For asshole trader4
On Oct 26, 8:31 pm, "Poppin Fresh" wrote:
wrote Did you even bother to look at those links before you posted them? Both those links cover avoiding paying Ebay fees. What does any of that have to do with what is being discussed here which is the claim that a seller requesting cash payment, wire transfer, WU, cashier's check, etc before shipping or else waiting for their check to clear is violating Ebay rules and should be reported. Reported? For what? You never bothered to read the OP, otherwise you wouldn't post such an assinine reply. Here's part of it. "I have already gone through the bidding process w/ him once before and the seller added the price for accessories to the final eBay purchase price and then demanded WU/bank draft for the entire purchase to proceed w/ shipping. Credit cards not accepted. Any other mode of payment is fine for as long as the money is in his bank before him shipping the product." You ever even do an Ebay transaction? Yea, I've done 1 or 2. That's more than you. You wouldn't have to resort to vulgarity if you could follow a thread and learn how to communicate. Let's put this in context. I replied to Big's post, which stated: "Walk away from deal. If seller won't accept CC and requires Western Union in violation of ebays rules just walk away. Youre asking for trouble." To which I replied: "I'd like to see where it says in the Ebay rules that what the seller is doing is a violation. He said the buyer wanted either Western Union or bank draft for immediate shipment. If a regular check or similar is used, the seller will ship after it clears. There is nothing in any of that which violates Ebay rules and it sounds perfectly reasonable. " And then you posted links about circumventing fees? So, we're supposed to be mind readers? All you had to do was simply say that you think the seller tried to avoid Ebay fees in the previous transaction by adding on the accessories to the final Ebay purchase price. And you don't even know he avoided any Ebay fees. For example, it could have been a buy it now, and all the seller did was change the buy it now price and listing to include the accessories. It's sad that instead of adding to a rational discussion, you want to hurl obscenities over nothing. |
#27
Posted to alt.home.repair
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Tricky eBay Transaction
"Poppin Fresh" wrote in message ... wrote I'd like to see where it says in the Ebay rules that what the seller is doing is a violation. He said the buyer wanted either Western Union or bank draft for immediate shipment. If a regular check or similar is used, the seller will ship after it clears. There is nothing in any of that which violates Ebay rules and it sounds perfectly reasonable. Wrong. If you're an eBayer, you better brush up on rules the rules on circumventing fees. == Good call. Fee avoidance, alright. Also, his meager 10 feedback are all as a buyer. Did you report this to eBay? == http://pages.ebay.com/help/policies/...umventing.html http://pages.ebay.com/help/tutorial/...ial/intro.html |
#28
Posted to alt.home.repair
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For asshole trader4
wrote in message ps.com... And then you posted links about circumventing fees? So, we're supposed to be mind readers? All you had to do was simply say that you think the seller tried to avoid Ebay fees in the previous transaction by adding on the accessories to the final Ebay purchase price. And you don't even know he avoided any Ebay fees. For example, it could have been a buy it now, and all the seller did was change the buy it now price and listing to include the accessories. It's sad that instead of adding to a rational discussion, you want to hurl obscenities over nothing. Try to keep up! I replied to your nonsense of : wrote: "I'd like to see where it says in the Ebay rules that what the seller is doing is a violation. He said the buyer wanted either Western Union or bank draft for immediate shipment. If a regular check or similar is used, the seller will ship after it clears. There is nothing in any of that which violates Ebay rules and it sounds perfectly reasonable." You wanted to see where it violated eBay rules, and I clearly showed you. You then whined: "Did you even bother to look at those links before you posted them? Both those links cover avoiding paying Ebay fees. What does any of that have to do with what is being discussed here which is the claim that a seller requesting cash payment, wire transfer, WU, cashier's check, etc before shipping or else waiting for their check to clear is violating Ebay rules and should be reported. Reported? For what?" No one expects you to read minds, but _DO_ read the thread, especially what you wrote! The person avoided eBay fees by offering sales outside eBay, through his listing and contact. Exactly what are you missing? The OP _clearly_ stated this, and I copied/pasted it, and you still don't get it. It's no wonder more people than me call you an asshole. You attempt to insult me, by asking if I've ever done an eBay transaction, when I clearly know more about eBay than you ever will. When the insult doesn't work, you whine about a rational discussion. Go figure! You're quickly becoming the villiage idiot in news:alt.home.repair |
#29
Posted to alt.home.repair
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Tricky eBay Transaction
"Gini" wrote Good call. Fee avoidance, alright. Also, his meager 10 feedback are all as a buyer. Did you report this to eBay? No, I didn't. The OP should report it, along with full headers. This seller would be NARU'd in a heartbeat. |
#30
Posted to alt.home.repair
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For asshole trader4
On Oct 26, 9:23 pm, "Poppin Fresh" wrote:
wrote in message ps.com... And then you posted links about circumventing fees? So, we're supposed to be mind readers? All you had to do was simply say that you think the seller tried to avoid Ebay fees in the previous transaction by adding on the accessories to the final Ebay purchase price. And you don't even know he avoided any Ebay fees. For example, it could have been a buy it now, and all the seller did was change the buy it now price and listing to include the accessories. It's sad that instead of adding to a rational discussion, you want to hurl obscenities over nothing. Try to keep up! I replied to your nonsense of : wrote: "I'd like to see where it says in the Ebay rules that what the seller is doing is a violation. He said the buyer wanted either Western Union or bank draft for immediate shipment. If a regular check or similar is used, the seller will ship after it clears. There is nothing in any of that which violates Ebay rules and it sounds perfectly reasonable." You wanted to see where it violated eBay rules, and I clearly showed you. Are you trying to just completely obfuscate here? This latest response sure looks like it. I'll ask it again. Are you saying that any of the above is a violation of Ebay rules? Is asking for WU or bank draft for immediate shipment a violation? Is holding shipment unitl a check clears a violation You then whined: "Did you even bother to look at those links before you posted them? Both those links cover avoiding paying Ebay fees. What does any of that have to do with what is being discussed here which is the claim that a seller requesting cash payment, wire transfer, WU, cashier's check, etc before shipping or else waiting for their check to clear is violating Ebay rules and should be reported. Reported? For what?" No one expects you to read minds, but _DO_ read the thread, especially what you wrote! The person avoided eBay fees by offering sales outside eBay, through his listing and contact. Exactly what are you missing? The OP _clearly_ stated this, and I copied/pasted it, and you still don't get it. You only copied it and made it clear what you were referring to after you started using vulgarities. In fact, just with the reply just above where you again posted what looks like another claim that asking for WU or bank draft, etc is some violation of Ebay rules. And I'd like to see where in the Ebay rules, it's a violation to offer sales of items OTHER THAN WHAT WAS LISTED to a buyer outside of Ebay. Once I list something and someone buys it, must I then only sell OTHER items to that person through Ebay? Suppose I have my own online store and sometimes also list some items on Ebay. Must I refuse to deal with anyone who's bought from me on Ebay that comes to the online store, or walks into a physical store, or places a phone order? Of course not. There is no mention from the OP that the accessories which were added to the previous sale, were ever listed on Ebay by the seller. As I see it, offering the buyer additional items could have been done outside Ebay and not violated any rule. If it is a violation, I'd like to see where it says that on Ebay policies. Or, as i pointed out earlier, if it was a buy it now, the seller could also have added the additional accessories to the listing, changed the price and concluded the sale that way. The bottom line, you don't know what went on here and there very likely was no violation of any Ebay policy. It's no wonder more people than me call you an asshole. You attempt to insult me, by asking if I've ever done an eBay transaction, when I clearly know more about eBay than you ever will. When the insult doesn't work, you whine about a rational discussion. Go figure! You continue to impress all here with your brilliance and vulgarity. And yes, I'm still wondering how many Ebay transactions you've done, because you can't follow a thread and make comments clear in context and jump to wild conclusions that a seller is violating Ebay policy, when you don't even know the details of exactly what went on. |
#31
Posted to alt.home.repair
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Tricky eBay Transaction
"Poppin Fresh" wrote "Gini" wrote Good call. Fee avoidance, alright. Also, his meager 10 feedback are all as a buyer. Did you report this to eBay? No, I didn't. The OP should report it, along with full headers. This seller would be NARU'd in a heartbeat. == I dunno. Ebay is pretty slow to act on this kind of thing. They say they like to see "a pattern" before acting. I wonder how many buyers get screwed while eBay is waiting for the pattern to show up. |
#32
Posted to alt.home.repair
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Tricky eBay Transaction
On Oct 26, 10:17 pm, "Gini" wrote:
"Poppin Fresh" wrote "Gini" wrote Good call. Fee avoidance, alright. Also, his meager 10 feedback are all as a buyer. Did you report this to eBay? No, I didn't. The OP should report it, along with full headers. This seller would be NARU'd in a heartbeat. == I dunno. Ebay is pretty slow to act on this kind of thing. They say they like to see "a pattern" before acting. I wonder how many buyers get screwed while eBay is waiting for the pattern to show up. And once again, I ask, where exactly is the fee avoidance in this? Please be specific. |
#33
Posted to alt.home.repair
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For asshole trader4
wrote And I'd like to see where in the Ebay rules, it's a violation to offer sales of items OTHER THAN WHAT WAS LISTED to a buyer outside of Ebay. Once I list something and someone buys it, must I then only sell OTHER items to that person through Ebay? Suppose I have my own online store and sometimes also list some items on Ebay. Must I refuse to deal with anyone who's bought from me on Ebay that comes to the online store, or walks into a physical store, or places a phone order? Of course not. You're avoiding what was written. Quit writing something else into it. The seller responded in writing. Again, what exactly can't you comprehend about any of this? I'm not going to copy and paste again, if you can't comprehend at least once, out of being posted twice, you will never get. There is no mention from the OP that the accessories which were added to the previous sale, were ever listed on Ebay by the seller. As I see it, offering the buyer additional items could have been done outside Ebay and not violated any rule. If it is a violation, I'd like to see where it says that on Ebay policies. Or, as i pointed out earlier, if it was a buy it now, the seller could also have added the additional accessories to the listing, changed the price and concluded the sale that way. The bottom line, you don't know what went on here and there very likely was no violation of any Ebay policy. Read what was written, it's under you nose. Don't read anything into it, and don't leave anything out. As you see it? You avoid the facts, that is clearly your problem. Why is it, gini see's it, and you are just DUH? You continue to impress all here with your brilliance and vulgarity. And yes, I'm still wondering how many Ebay transactions you've done, because you can't follow a thread and make comments clear in context and jump to wild conclusions that a seller is violating Ebay policy, when you don't even know the details of exactly what went on. Keep wondering, maybe you can even do a little math. I've been an eBayer since 1998, I do over a measly 100 transactions a month, and I do hold one of those silly status symbols, which I don't display. And, my selling rating is a measly 99.8%, retalitory negatives by non-paying bidders are almost always a given. Sounds like you would be one of those type. LMAO, wild conclusions. You don't read what was posted, and I'm jumping to conclusions. LOL, if nothing else, you're hoot to laugh at. |
#34
Posted to alt.home.repair
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For asshole trader4
On Oct 26, 10:22 pm, "Poppin Fresh" wrote:
wrote And I'd like to see where in the Ebay rules, it's a violation to offer sales of items OTHER THAN WHAT WAS LISTED to a buyer outside of Ebay. Once I list something and someone buys it, must I then only sell OTHER items to that person through Ebay? Suppose I have my own online store and sometimes also list some items on Ebay. Must I refuse to deal with anyone who's bought from me on Ebay that comes to the online store, or walks into a physical store, or places a phone order? Of course not. You're avoiding what was written. Quit writing something else into it. The seller responded in writing. Again, what exactly can't you comprehend about any of this? I'm not going to copy and paste again, if you can't comprehend at least once, out of being posted twice, you will never get. There is no mention from the OP that the accessories which were added to the previous sale, were ever listed on Ebay by the seller. As I see it, offering the buyer additional items could have been done outside Ebay and not violated any rule. If it is a violation, I'd like to see where it says that on Ebay policies. Or, as i pointed out earlier, if it was a buy it now, the seller could also have added the additional accessories to the listing, changed the price and concluded the sale that way. The bottom line, you don't know what went on here and there very likely was no violation of any Ebay policy. Read what was written, it's under you nose. Don't read anything into it, and don't leave anything out. As you see it? You avoid the facts, that is clearly your problem. Why is it, gini see's it, and you are just DUH? You continue to impress all here with your brilliance and vulgarity. And yes, I'm still wondering how many Ebay transactions you've done, because you can't follow a thread and make comments clear in context and jump to wild conclusions that a seller is violating Ebay policy, when you don't even know the details of exactly what went on. Keep wondering, maybe you can even do a little math. I've been an eBayer since 1998, I do over a measly 100 transactions a month, and I do hold one of those silly status symbols, which I don't display. And, my selling rating is a measly 99.8%, retalitory negatives by non-paying bidders are almost always a given. Sounds like you would be one of those type. LMAO, wild conclusions. You don't read what was posted, and I'm jumping to conclusions. LOL, if nothing else, you're hoot to laugh at. I've asked you now several times to explain exactly what the seller did that violated Ebay policy? And you just refuse to address it, instead using vulgarity. A few concise sentences would suffice. Please spell it out for us. Was it: a - Asking for Western Union as possible payment for immediate shipment b - Asking for a bank draft for immediate shipment c- Not agreeing to ship until a personal check or similar had cleared? d - In discussions he had with buyer about the listed item, offering to sell additional items that were never listed and then selling those without Ebay getting fees? Most of your posts, including the first one which started this, make it appear that you think it's a,b, or c. And if it's not one of the above, then just spell it out specifically for us, instead of name calling and vulgarity. |
#35
Posted to alt.home.repair
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Tricky eBay Transaction
"Frugal Farmer" wrote in message ... an eBay seller (Code, Camey & Assoc., codecamey.com) listed the following item on eBay: http://cgi.ebay.com/ws/eBayISAPI.dll...m=290174749827 if this product is purchased for an average size roof, one needs to order around 30 boxes (~ $3,300). PayPal covers only $200 of this purchase. To install this product, the purchaser also needs matching accessories (valleys, ridges, gables, clips,..) which the seller also supplies - off-line: (Further contact is needed for accessories and freight estimates....). I have already gone through the bidding process w/ him once before and the seller added the price for accessories to the final eBay purchase price and then demanded WU/bank draft for the entire purchase to proceed w/ shipping. Credit cards not accepted. Any other mode of payment is fine for as long as the money is in his bank before him shipping the product. Even though it is possible to get matching accessories from another source, it is a good practice to get all as one package to avoid color mismatch and extra shipping costs. Being risk-averse, I wonder if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous. An acceptable risk would be to pay with a credit card, examine the goods for quantity and defects once received and should the shipment not match the order, being able to dispute (successfully) and reverse the charge. Getting $200 back from paypal and forfeiting $3100 wont work for me. Any ideas how to go about this? Yeah, don't!!!!!!!!! |
#36
Posted to alt.home.repair
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Tricky eBay Transaction
wrote On Oct 26, 10:17 pm, "Gini" wrote: "Poppin Fresh" wrote "Gini" wrote Good call. Fee avoidance, alright. Also, his meager 10 feedback are all as a buyer. Did you report this to eBay? No, I didn't. The OP should report it, along with full headers. This seller would be NARU'd in a heartbeat. == I dunno. Ebay is pretty slow to act on this kind of thing. They say they like to see "a pattern" before acting. I wonder how many buyers get screwed while eBay is waiting for the pattern to show up. And once again, I ask, where exactly is the fee avoidance in this? Please be specific. === This seller is using this auction as a "sell-through" for the balance of the materials normally needed to finish the project, while only paying eBay fees for the "limited amount" of material offered via the auction (which is precisely what he told the OP during previous communications). This is apparent in the following statements from the description: "Additional colors and styles are available from us" "Further contact is needed for accessories" "This offer is for a limited amount of this particular product." |
#37
Posted to alt.home.repair
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For asshole trader4
wrote .................. There is no mention from the OP that the accessories which were added to the previous sale, were ever listed on Ebay by the seller. As I see it, offering the buyer additional items could have been done outside Ebay and not violated any rule. If it is a violation, I'd like to see where it says that on Ebay policies. ==================== Scroll to the bottom of the said auction page and click on "Report this item," then highlight the following in order: 1. Listing policy violations 2. Circumvention of eBay fees. 3. Additional purchase offered or required as part of the transaction ==== |
#38
Posted to alt.home.repair
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For asshole trader4
wrote in message I've asked you now several times to explain exactly what the seller did that violated Ebay policy? And you just refuse to address it, instead using vulgarity. A few concise sentences would suffice. Please spell it out for us. Was it: a - Asking for Western Union as possible payment for immediate shipment b - Asking for a bank draft for immediate shipment c- Not agreeing to ship until a personal check or similar had cleared? d - In discussions he had with buyer about the listed item, offering to sell additional items that were never listed and then selling those without Ebay getting fees? Most of your posts, including the first one which started this, make it appear that you think it's a,b, or c. And if it's not one of the above, then just spell it out specifically for us, instead of name calling and vulgarity. Are you really this dense? I gave fee avoidance links, and you print this, that I think it's your a/b/c? You don't even have a clue what fee circumvention is. You really can't comprehend. I'm not going to ask what you don't comprehend, you have just confirmed you can't. |
#39
Posted to alt.home.repair
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Tricky eBay Transaction
On 26 Oct, 20:03, janrom wrote:
On Fri, 26 Oct 2007 14:03:39 -0700, DerbyDad03 wrote: On Oct 26, 3:49 pm, h wrote: -- The OP just doesn't get it. Or doesn't want to. Every forum has trolls giving useless advice and irrelevant answers yet belittle others to boost their own miserable self-esteem and worth. This group is no exception. This is a simple Q & A, what is so difficult about it? Pay attention! Q: "I wonder if it is possible to complete this transaction with minimal risk in case this seller is unscrupulous." A: i) seller issues an itemized invoice (product description, qty, part #,...) ii) purchaser notifies CC issuer of impending transaction, forwards invoice to CC cust. serv. & gets authoriz'n iii) CC iss'r notifies PayPal of transaction in progress iv) payPal confirms trans'n, notifies seller, flags the trans'n & holds funds v) seller ships vi) product lands vii) if (product = invoice) then purchaser accepts paypal remits funds in full to seller elseif (product not= invoice) then purchaser not accept product shipped back @ seller's expense CC charge reversed elsif (product = invoice) & (purchaser = buyer's remorse) product shipped back @ purchaser's expense CC charge reversed minus shipping endif Those who said the answer is not to pay upfront or walk away get partial marks for being partially correct. All others get an 'F' for not answering the question or being just plain wrong. Good bye. I think there is a bug in your code, based on this line from the OP: (the seller) "then demanded WU/bank draft for the entire purchase to proceed w/ shipping" Specifically, I think these lines are in error: iv) payPal confirms trans'n, notifies seller, flags the trans'n & holds funds v) seller ships Somewhere in your code, you need this line: if (not seller has funds) then not seller ships |
#40
Posted to alt.home.repair
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For asshole trader4
On Oct 26, 10:48 pm, wrote:
On Oct 26, 10:22 pm, "Poppin Fresh" wrote: wrote And I'd like to see where in the Ebay rules, it's a violation to offer sales of items OTHER THAN WHAT WAS LISTED to a buyer outside of Ebay. Once I list something and someone buys it, must I then only sell OTHER items to that person through Ebay? Suppose I have my own online store and sometimes also list some items on Ebay. Must I refuse to deal with anyone who's bought from me on Ebay that comes to the online store, or walks into a physical store, or places a phone order? Of course not. You're avoiding what was written. Quit writing something else into it. The seller responded in writing. Again, what exactly can't you comprehend about any of this? I'm not going to copy and paste again, if you can't comprehend at least once, out of being posted twice, you will never get. There is no mention from the OP that the accessories which were added to the previous sale, were ever listed on Ebay by the seller. As I see it, offering the buyer additional items could have been done outside Ebay and not violated any rule. If it is a violation, I'd like to see where it says that on Ebay policies. Or, as i pointed out earlier, if it was a buy it now, the seller could also have added the additional accessories to the listing, changed the price and concluded the sale that way. The bottom line, you don't know what went on here and there very likely was no violation of any Ebay policy. Read what was written, it's under you nose. Don't read anything into it, and don't leave anything out. As you see it? You avoid the facts, that is clearly your problem. Why is it, gini see's it, and you are just DUH? You continue to impress all here with your brilliance and vulgarity. And yes, I'm still wondering how many Ebay transactions you've done, because you can't follow a thread and make comments clear in context and jump to wild conclusions that a seller is violating Ebay policy, when you don't even know the details of exactly what went on. Keep wondering, maybe you can even do a little math. I've been an eBayer since 1998, I do over a measly 100 transactions a month, and I do hold one of those silly status symbols, which I don't display. And, my selling rating is a measly 99.8%, retalitory negatives by non-paying bidders are almost always a given. Sounds like you would be one of those type. LMAO, wild conclusions. You don't read what was posted, and I'm jumping to conclusions. LOL, if nothing else, you're hoot to laugh at. I've asked you now several times to explain exactly what the seller did that violated Ebay policy? And you just refuse to address it, instead using vulgarity. A few concise sentences would suffice. Please spell it out for us. Was it: a - Asking for Western Union as possible payment for immediate shipment b - Asking for a bank draft for immediate shipment c- Not agreeing to ship until a personal check or similar had cleared? d - In discussions he had with buyer about the listed item, offering to sell additional items that were never listed and then selling those without Ebay getting fees? Most of your posts, including the first one which started this, make it appear that you think it's a,b, or c. And if it's not one of the above, then just spell it out specifically for us, instead of name calling and vulgarity.- Hide quoted text - - Show quoted text - dude, ole' poppin opened a can of whoop ass on you. just accept the beating. BTW, can I have some of whatever you're smoking? dude, you're really out there, it must be pretty groovy. |
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