I bought a home about 10 years ago for $63,000. I have about $24,000
in equity in the house. I would like to get a home equity loan for
about $15,000 so that I can get some badly needed home improvements. I
plan on moving in the next couple of years (probably sooner). I was
planning to use my equity in the home to pay off the loan if I have
to. Do banks require that you pay off a home equity loan before you
sell a house? What should I look out for? I shouldn't have any problem
using the money I get from the sale of the house to pay off the loan,
should I? I was thinking about getting a home equity line of credit.
Do I have to worry about getting a variable rate since the rates are
low? Do I need a lawyer for a $15,000 loan? I don't want to refinance
because I don't plan on living in my house long enough to make the
closing cost worth it. I desperately need work done on my roof and
porch though. Any advice will be appreciated.

Thank You,