Shadow wrote
Bod wrote
Buck Fiden wrote
wrote

It's the same damned thing as with a national health system.
Someone always pays for someone else to use it.

Would you mind paying for my car insurance? And as long as you
got your checkbook out, pay my homeowner's insurance too.

Err, ALL insurances work the way that Cindy mentioned.

Well, not exactly. When it's run by the government it can be
up to 70% cheaper. No "investors" and "business owners"
(AKA playboys gambling with money pops left them) to pay off.

National car insurance in BraZil costs around U$ 8 a year,
and covers hospital bills and disability. It's mandatory

That must be a typo, mine in australia costs US$250 and
only covers the other party, not the driver or passengers.

If you want insurance for your car and any object you might
hit while "under the influence of Trump", you have to go private.
They charge around 12% of the value of your car a year.

Its quite a bit more than that here with older cars.

But it's optional. I haven't used it in 20 years,

I did use it when the car was brand new because it was
only $80 but that doubled the next year and then buy half
as much again the year after so I only bought it for 2 years.

so I'm over 2 cars richer.