On 13/6/20 9:30 am, Ed Pawlowski wrote:
On 6/12/2020 6:54 PM, Xeno wrote:
On 13/6/20 3:42 am, Commander Kinsey wrote:
On Fri, 12 Jun 2020 04:27:40 +0100, Ed Pawlowski wrote:

On 6/11/2020 9:42 PM, Xeno wrote:
On 12/6/20 7:11 am, Rod Speed wrote:


"Commander Kinsey" wrote in message
newsp.0l2fkwzjwdg98l@glass...
On Tue, 09 Jun 2020 03:58:37 +0100, Xeno
wrote:

On 9/6/20 2:55 am, Commander Kinsey wrote:
On Fri, 22 May 2020 22:26:09 +0100, Sam E
wrote:

On 5/21/20 12:45 PM, Rod Speed wrote:

[snip]

Or maybe they realise that anyone with an incontence
problem would have something to **** in which isnt upstairs.

I consider it a bad idea to have a multi-level house without even
a half
bathroom on each level.

But if you bought the house when you were 20....

I am living in my 4th purchased item of real estate. A house
purchased
in my 20s would not suit my current needs. I sell and buy as my
needs
change through life.

I guess you're one of those who somehow managed to pay off the
mortgage of the 1st three.

You don't have to have paid off the mortgage to be able to change
houses, stupid.

True. We just put all our efforts into paying our mortgage(s) off
asap.


Wow, I have to thank Mr. Rod for the laugh calling you stupid for
paying
off your mortgage.

On my third house and, of course, no mortgage.* My secont house started
at 15% and re-fi a couple of times.* Can't say I've done everything
right over the years but I knew retirement would be much better with no
debt.

Easier said than done.* Expenditure always exceeds income.* Unless
you have a magic wand or are really good at breaking into safes,
you'll always be in debt.

Only if you spend way too much and/or have a poorly paid job.


Exactly.* Anyone consistently going into greater debt has no clue how to
live within their means.* I know a couple of people with rather modest
incomes but not only get by, but have a cushion in the bank.

I've also known people with very good incomes with troubles. I know a
guy some years back making about 100K had a nice new house, boat,* and a
new BMW and the car finance called him most every month about the late
payment.

Yes, quite easy to do - live up to your income - and beyond. Back when I
was in the mining industry, and single, I was on huge incomes and spent
the lot. Necessary to live it up a little when you're working in remote
locations as I was. It was only when I worked OS that I began to save
some money and, a little later when I decided to get married, I was back
to square one in a new career at 28 on *start out pay rates*. Every week
my pay was pre-allocated. After 10 years into my new career, I was
moving up the pay scales and actually getting ahead, paid the house off
early, bought new cars again and still managed to save money. Still
doing that even though I am long retired, our two cars were both
purchased new 4 years ago. My wife goes OS to visit family every 2nd year.

--

Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)