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[email protected] hallerb@aol.com is offline
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Default Falling trees from taking them down

On Mar 12, 1:36�pm, "Not@home" wrote:
Insurance varies from state to state, and usenet is never a reliable
source for information on this subject, so you should talk to an
insurance agent.

I suspect you cannot get homeowners insurance on this property for two
reasons:
1. �It is not occupied and a common feature of homeowner policies is
that they require the property to be occupied, other than for short
times, such as when you take a vacation.
2. �Homeowners insurance is sold to people who own and live in the
property. �That ain't you. �If you are renting the property, or letting
someone else use it, you need the type of insurance landlords get.

As to your question, if you let the man cut the wood, and he doesn't
have suited insurance, anyone who suffers injury or damage would sue
both of you, and if he doesn't have insurance, he probably doesn't have
much to pay a judgment, so you end up holding the whole stick, which
means they can go after all your assets, not just the property you mention..

I'm not pimping for the insurance industry, but I think you really
should talk to an agent about getting some coverage. �There are plenty
of things that can go wrong even if the trees are not a problem. �If you
can't afford insurance, you should probably sell the property.



Terry wrote:
What kind of insurance is available for having trees cut down?


I have a house that I inherited from my parents. �I have been renting
it for over 10 years with no insurance. �No one is currently living in
the house but we may let my niece move in.


It is in a place that is going commercial, so the land is worth more
without the house than with the small house.


There are pine trees that are at least 50 year old and very high.


I have a guy that says he will climb the trees and cut them for free
just for the wood.


I plan to ask if he has insurance, but have not yet. �If it turns out
that he has no insurance what happens if a tree falls on neighbors
property?- Hide quoted text -


- Show quoted text -


you can get landlord insurance, it covers the structure and liability
if someone gets hurt.

doesnt cover the contents. but with a family member moving in its a
gray area insurance wise.

homeowners is likely cheaper than landlord plus tenant insurance, best
to ask a agent