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#1
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damage to the undercarriage!
I rented a car and bought insurance, but even if I had zero-deductible,
it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? |
#2
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damage to the undercarriage!
On Monday, April 15, 2019 at 1:56:49 PM UTC-4, micky wrote:
I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? Just pump the tires up to 500 PSI like that other poster recommended. That will solve the tire pressure problem and provide plenty of undercarriage clearance, preventing damage. |
#3
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damage to the undercarriage!
"micky" wrote in message ... I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Run over the kerb most obviously. 4 Other than busting a ball joint, they seem pretty reliable. But can end up a bit ****ed if you run over the kerb at speed. What does one have to do to do that damage to the undercarriage? See above. And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? |
#4
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Lonely Psychopathic Senile Ozzie Troll Alert!
On Tue, 16 Apr 2019 04:29:03 +1000, cantankerous trolling geezer Rot Speed,
the auto-contradicting senile sociopath, blabbered, again: Other than busting a ball joint, they seem pretty reliable. But can end up a bit ****ed if you run over the kerb at speed. No undercarriage could possibly ever be as ****ed as you are, senile Rot! -- FredXX to Rot Speed: "You are still an idiot and an embarrassment to your country. No wonder we shipped the likes of you out of the British Isles. Perhaps stupidity and criminality is inherited after all?" Message-ID: |
#5
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damage to the undercarriage!
On Mon, 15 Apr 2019 20:56:43 +0300, micky
wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? If you happen to damage the undercarriage - just activate the collision or comprehensive clause of your insurance - by hitting a tree or rolling it in the ditch .. or whatever - - then you'd be fully covered ! No worries ! You're welcome. John T. |
#6
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damage to the undercarriage!
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#7
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damage to the undercarriage!
On Mon, 15 Apr 2019 20:56:43 +0300, micky
wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? I have never heard them say that. When I buy the insurance they always tell me, no matter what happens I am covered. You should be since it is such a rip off. |
#8
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damage to the undercarriage!
On Monday, April 15, 2019 at 5:29:00 PM UTC-4, wrote:
On Mon, 15 Apr 2019 20:56:43 +0300, micky wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? I have never heard them say that. When I buy the insurance they always tell me, no matter what happens I am covered. You should be since it is such a rip off. That's a good point. I almost never take the insurance and I never read the fine print, but for what it costs, it really should cover undercarriage damage too. |
#9
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damage to the undercarriage!
In alt.home.repair, on Mon, 15 Apr 2019 14:35:11 -0700 (PDT), trader_4
wrote: On Monday, April 15, 2019 at 5:29:00 PM UTC-4, wrote: On Mon, 15 Apr 2019 20:56:43 +0300, micky wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? I have never heard them say that. When I buy the insurance they always tell me, no matter what happens I am covered. You should be since it is such a rip off. That's a good point. I almost never take the insurance and I never read the fine print, but for what it costs, it really should cover undercarriage damage too. The insurance definitely doesn't cover the undercarriage. They are specific and very clear. And there is no limit to how much one can be charged for damage, though I don't think I did any damage. One is also not permitted to drive on iirc an unpaved road, and there are a lot of them here. Today the road started off unpaved but quite flat, then there were a few ruts caused by water run-off. Then when I left the park area, it was much worse, where the rain had eventually washed away all the dirt and only rocks were left. A real challenge to figure out which side of the road to drive on. I ended up driving 5 miles and almost a mile was just on rocks. It's a amazing the tires hold up**. Somehow I didn't know all these rules 2 years ago. Life was better then. Ignorance is bliss. It was dark by the time I parked so I haven't looked at even the side of the car, but I think it's okay. **I did have a flat last year, but on a very quiet, totally smooth road. I couldn't figure out how to assemble the lug wrench so it took a longer time to unbolt and bolt the nuts and after 40 minutes a guy came by when I was almost done and finished up for me. And I was so tired I let him. Last year I also hit a short post, scraped the plastic panel (lower corner of the front) and I think they only charged me $16***. But I know from others that they are not always that nice. ***There were 3 charges around $20, and one could have been filling the gas tank, another could have been my driving on a toll road (the toll plus the rental company's fee for figuring out who was driving their car that day.) They didnt' say what any of the charges were for, but the previous year, another company didn't even send a final invoice until I asked for one 9 months later. I had forgotten to note how many miles I'd driven. |
#11
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damage to the undercarriage!
On Monday, April 15, 2019 at 6:32:50 PM UTC-4, micky wrote:
In alt.home.repair, on Mon, 15 Apr 2019 14:35:11 -0700 (PDT), trader_4 wrote: On Monday, April 15, 2019 at 5:29:00 PM UTC-4, wrote: On Mon, 15 Apr 2019 20:56:43 +0300, micky wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? I have never heard them say that. When I buy the insurance they always tell me, no matter what happens I am covered. You should be since it is such a rip off. That's a good point. I almost never take the insurance and I never read the fine print, but for what it costs, it really should cover undercarriage damage too. The insurance definitely doesn't cover the undercarriage. They are specific and very clear. And there is no limit to how much one can be charged for damage, though I don't think I did any damage. One is also not permitted to drive on iirc an unpaved road, and there are a lot of them here. Today the road started off unpaved but quite flat, then there were a few ruts caused by water run-off. Then when I left the park area, it was much worse, where the rain had eventually washed away all the dirt and only rocks were left. A real challenge to figure out which side of the road to drive on. I ended up driving 5 miles and almost a mile was just on rocks. It's a amazing the tires hold up**. The devil is in the details. Now that we know that, the undercarriage exception is starting to make sense. |
#12
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damage to the undercarriage!
On 4/15/2019 10:56 AM, micky wrote:
I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? In most cases your own car insurance should cover damage to a rental car if you have collision coverage. I once rented a car in Hawaii. The rental company insisted I should buy the "CDW" insurance. I told them my insurance company covered it. They insisted that I would have to pay them cash before I could leave Hawaii if any damage occurred. I bought the coverage. When I immediately called the state attorney generals office from my hotel, the guy I talked to said "What are they going to do, send a goon to the bank with you?." He asked me to write his office and the insurance commissioners office with my complaint. When I returned the car, I had extra time before the plane, so I hung around their drop off point, and got 3 other people to sign that they had also been told the same lies. After writing them and my own state attorney general when I got home, I received a letter from Alamo Rent a car with a check for what I had paid. A couple years later, I received a copy of the new recently passed rental car insurance regulations from Hawaii in which they increased regulations of rental companies. |
#13
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damage to the undercarriage!
On Mon, 15 Apr 2019 16:40:56 -0700, Bob F wrote:
On 4/15/2019 10:56 AM, micky wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? In most cases your own car insurance should cover damage to a rental car if you have collision coverage. Be sure to read all the fine print ! My car insurance only covers rental cars in Canada & USA. Even the premium credit card coverage has limitations - example Ireland is excluded as are a few other countries. John T. |
#14
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damage to the undercarriage!
On 4/15/2019 1:56 PM, micky wrote:
I rented a car and bought insurance..... Snip! Generally, you auto insurance will cover a rental. You can call them to confirm. I would never pay a rental extra insurance. |
#15
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damage to the undercarriage!
I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? If you happen to damage the undercarriage - just activate the collision or comprehensive clause of your insurance - by hitting a tree or rolling it in the ditch .. or whatever - - then you'd be fully covered ! No worries ! You're welcome. John T. That's an idea, all right, but I don't think it will work. The insurance will pay for the damage that's not undercarriage (except for the $500 deductible) but I'll still have to pay for the damage to the undercarriage. Like I say, it's not covered by insurance. But you will be in hospital, and your lawyers will be suing the rental company for renting you an unsafe car - that had undercarriage damage that caused the accident ! No worries ! You're welcome. As an added bonus - you will have so much more time - while in hospital - to post all your ideas here in Home Repair - ... why the little tubes are different colours ; or why they use left-handed clipboards in Denmark, etc etc John T. |
#16
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damage to the undercarriage!
On Mon, 15 Apr 2019 20:56:43 +0300, micky
wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? I'm sure with your luck you will find out!! DON'T TAKE IT OFF-ROAD and don't drive over kerbs - or hit big rocks. or drive over un-identified stuff on the road (like pieces of truck tire) And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? You going to take the chance???? |
#17
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damage to the undercarriage!
On Mon, 15 Apr 2019 16:10:43 -0400, Tekkie®
wrote: posted for all of us... On Mon, 15 Apr 2019 20:56:43 +0300, micky wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? If you happen to damage the undercarriage - just activate the collision or comprehensive clause of your insurance - by hitting a tree or rolling it in the ditch .. or whatever - - then you'd be fully covered ! No worries ! You're welcome. John T. Sorry John T to Micky I have Micky blocked so I did not see the original post. Hitting something that is laying on the highway like: landscapers toolbox, mufflers, truck tire treads, rocks, etc. You could bust a half shaft, ruin a wheel or bearing or bend the tie rods or... Micky you are still the same way. You ask a question that you could get a more accurate answer from another source-like your insurance agent. He's got a knack for finding things out the easy way (by first hand experience) |
#18
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damage to the undercarriage!
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#19
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damage to the undercarriage!
On Tue, 16 Apr 2019 01:34:32 +0300, micky
wrote: In alt.home.repair, on Mon, 15 Apr 2019 15:30:28 -0400, wrote: On Mon, 15 Apr 2019 20:56:43 +0300, micky wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? If you happen to damage the undercarriage - just activate the collision or comprehensive clause of your insurance - by hitting a tree or rolling it in the ditch .. or whatever - - then you'd be fully covered ! No worries ! That's an idea, all right, but I don't think it will work. The insurance will pay for the damage that's not undercarriage (except for the $500 deductible) but I'll still have to pay for the damage to the undercarriage. Like I say, it's not covered by insurance. You're welcome. John T. If I bought the CDW and I really believed that, if I did roll over a boulder that tumbled off a mountain in front of me and I thought they had undercarriage damage I would have to pay for. I would test the air bags. Within that "total", I doubt the undercarriage damage would be listed. I beat the crap out of rental cars so I usually buy the insurance. In South Dakota I put about 1300 miles on a 4wd Suburban on Forest Service roads. (Every road on the Rapid City "green map") They rented me a 4wd. Did they think I needed that to get from the airport to Mt. Rushmore? |
#20
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damage to the undercarriage!
On Tue, 16 Apr 2019 01:34:32 +0300, micky
wrote: In alt.home.repair, on Mon, 15 Apr 2019 15:30:28 -0400, wrote: On Mon, 15 Apr 2019 20:56:43 +0300, micky wrote: I rented a car and bought insurance, but even if I had zero-deductible, it would not apply at all to the "undercarriage". What is the undercarriage? The chassis and all the suspension parts? The exhaust sysem? Dents from below in the floor panels. What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. What does one have to do to do that damage to the undercarriage? And how hard do rental companies check whether there is undercarriage damage? If it's not creaking when you drive in and not crawling sideways, are you okay, or do they actually look underneath? If you happen to damage the undercarriage - just activate the collision or comprehensive clause of your insurance - by hitting a tree or rolling it in the ditch .. or whatever - - then you'd be fully covered ! No worries ! That's an idea, all right, but I don't think it will work. The insurance will pay for the damage that's not undercarriage (except for the $500 deductible) but I'll still have to pay for the damage to the undercarriage. Like I say, it's not covered by insurance. You're welcome. John T. Write the dang thing off and there is no "undercarriage damage". Just make sure you do it on a paved road. |
#21
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damage to the undercarriage!
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#22
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damage to the undercarriage!
On Mon, 15 Apr 2019 20:54:54 -0400, Ed Pawlowski wrote:
On 4/15/2019 8:13 PM, wrote: Be sure to read all the fine print ! My car insurance only covers rental cars in Canada & USA. Even the premium credit card coverage has limitations - example Ireland is excluded as are a few other countries. John T. In Italy, the rental company told me by law I had to have the insurance. Different rental companies, different airports so it may be true. My Ontario autoinsurance covers me anywherre in the USA and CanadaJF I decline the CDW. One of my credit cards does too IF I pay the ENTIRE cost with that card AND decline the CDW from the rental company. If you don't drcline the CDW neither one can cover a cent. When I was in Austria and in the Canary Islands my insurance covered the CDW. I DO have "non owned vehicle cpverage" |
#23
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damage to the undercarriage!
On Mon, 15 Apr 2019 20:54:54 -0400, Ed Pawlowski wrote:
On 4/15/2019 8:13 PM, wrote: Be sure to read all the fine print ! My car insurance only covers rental cars in Canada & USA. Even the premium credit card coverage has limitations - example Ireland is excluded as are a few other countries. John T. In Italy, the rental company told me by law I had to have the insurance. Different rental companies, different airports so it may be true. I had to buy the insurance in New Zealand too. I think it is just that they don't want to screw with foreign companies even if you were covered ... and you probably aren't. When we are on vacation I usually buy the insurance. It seems like a lot of money but what is a few hundred bucks on a $10,000 vacation just so you have one less thing to worry about. |
#24
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damage to the undercarriage!
In article , NONONOmisc07
@bigfoot.com says... What is the undercarriage? I believe that's what the English refer to as "twig and berries". What sort of damage can one do to the undercarriage? Other than busting a ball joint, they seem pretty reliable. You don't want to know. Trust me on this. What does one have to do to do that damage to the undercarriage? Be on the receiving end of a well-placed kick, lose one's footing at an inopportune moment when climbing over a fence, suffer a bicycle-riding mishap, **** off a spouse who's fond of knives... -- Dave |
#26
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damage to the undercarriage!
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#27
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damage to the undercarriage!
In alt.home.repair, on Mon, 15 Apr 2019 21:54:48 -0400, Clare Snyder
wrote: On Mon, 15 Apr 2019 20:54:54 -0400, Ed Pawlowski wrote: On 4/15/2019 8:13 PM, wrote: Be sure to read all the fine print ! My car insurance only covers rental cars in Canada & USA. Even the premium credit card coverage has limitations - example Ireland is excluded as are a few other countries. John T. In Italy, the rental company told me by law I had to have the insurance. Different rental companies, different airports so it may be true. My Ontario autoinsurance covers me anywherre in the USA and CanadaIf I decline the CDW. One of my credit cards does too IF I pay the ENTIRE cost with that card AND decline the CDW from the rental company. There might be some of that here too. I think I remember hearing that, but it's certainly not on the webpage where you make the original reservation. If you don't drcline the CDW neither one can cover a cent. When I was Wow. in Austria and in the Canary Islands my insurance covered the CDW. I My credit card would cover CDW, but only if I rented for less than 31 days. Even then, only for the first month. Even if I changed rental car companies after a month, they keep track of that, and even if I changed charge cards, they exclude that (and might keep track of it). Plus if I went below a month, like the last partial month of rental, I'd lose my monthly rate. Plus even if you can do it, the rental company won't accept a printout of the credit card webpage that says your covered, probably because there are so many credit card plans (and webpages, and even more so printouts of webpages, can stay the same while actual plans change). All the rental companies insist on a letter addressed to the customer saying he is covered for CDW. I think this has to be a postal letter, so one has to remember to do this enough days before leaving home, but I know the credit card companies know what the rental companies want from them. DO have "non owned vehicle cpverage" It certainly gets complicated. |
#28
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damage to the undercarriage!
On 4/17/19 4:57 AM, micky wrote:
My credit card would cover CDW, but only if I rented for less than 31 days. Even then, only for the first month. Even if I changed rental car companies after a month, they keep track of that, and even if I changed charge cards, they exclude that (and might keep track of it). Plus if I went below a month, like the last partial month of rental, I'd lose my monthly rate. Plus even if you can do it, the rental company won't accept a printout of the credit card webpage that says your covered, probably because there are so many credit card plans (and webpages, and even more so printouts of webpages, can stay the same while actual plans change). All the rental companies insist on a letter addressed to the customer saying he is covered for CDW. I think this has to be a postal letter, so one has to remember to do this enough days before leaving home, but I know the credit card companies know what the rental companies want from them. You're a foreign tourist.Â* They're supposed to **** you.Â* Enjoy your vacation. |
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