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Default Getting cash out of American Home Shield ? Experiences sought

On Sunday, July 17, 2016 at 8:38:47 PM UTC-4, Ed Pawlowski wrote:
On 7/17/2016 7:44 PM, 1MANSHO wrote:
replying to MAG, 1MANSHO wrote:
1st of all you have the right to refuse any of there vendors.You are the
homeowner and it is against the law for them to make you use anyone.2nd
installing an AC can be a safety issue and if you feel there incapable of
doing the job safely and properly then you can refuse to use them for
safety
concerns.3rd if you wish to cash out and the repairs are over the cost
of the
cash out demand then they must cash you out.Tell them you want a cash
out NOW
or you will involve your attorney and they will cash you out.



MAG passed away from heat stroke when his AC broke 13 years ago. His
policy has since lapsed.

I will, however, take this opportunity to reminf all new readers that
home insurance polices are a poor investment. Put the amount of the
premium in a savings account and you will be able to pay for normal
repairs.


I agree with you. For a moment I thought you were employed by one of these rip off companies. But in any event, the initial investment is at best an eye-opener. One does not typically expect that the need for a home warranty will come as soon as the first year of ownership or even the second for that matter. But things do happens and as a gentleman posted until you get a feel for the house, you are basically in the dark. But a renewal of these warranties is stupidity, plain and simple, better off putting the money in the bank for the certain events in life.
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Default Getting cash out of American Home Shield ? Experiences sought

wrote:
On Sunday, July 17, 2016 at 8:38:47 PM UTC-4, Ed Pawlowski wrote:
On 7/17/2016 7:44 PM, 1MANSHO wrote:
replying to MAG, 1MANSHO wrote:
1st of all you have the right to refuse any of there vendors.You are the
homeowner and it is against the law for them to make you use anyone.2nd
installing an AC can be a safety issue and if you feel there incapable of
doing the job safely and properly then you can refuse to use them for
safety
concerns.3rd if you wish to cash out and the repairs are over the cost
of the
cash out demand then they must cash you out.Tell them you want a cash
out NOW
or you will involve your attorney and they will cash you out.



MAG passed away from heat stroke when his AC broke 13 years ago. His
policy has since lapsed.

I will, however, take this opportunity to reminf all new readers that
home insurance polices are a poor investment. Put the amount of the
premium in a savings account and you will be able to pay for normal
repairs.


I agree with you. For a moment I thought you were employed by one of these rip off companies. But in any event, the initial investment is at best an eye-opener. One does not typically expect that the need for a home warranty will come as soon as the first year of ownership or even the second for that matter. But things do happens and as a gentleman posted until you get a feel for the house, you are basically in the dark. But a renewal of these warranties is stupidity, plain and simple, better off putting the money in the bank for the certain events in life.


I have never purchased a home shield policy, but I have a neighbor who
did. When his hot water heater sprung a leak, he called his company for
service. First they said it would be several days before they sent
someone to replace the unit, and then his deductible was higher than
what we spent when I replaced it with them. Not only did it cost less
in spite of the insurance, they had hot water in hours rather than days.
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Default Getting cash out of American Home Shield ? Experiences sought

On Sunday, December 8, 2019 at 10:12:05 AM UTC-5, Ken wrote:
wrote:
On Sunday, July 17, 2016 at 8:38:47 PM UTC-4, Ed Pawlowski wrote:
On 7/17/2016 7:44 PM, 1MANSHO wrote:
replying to MAG, 1MANSHO wrote:
1st of all you have the right to refuse any of there vendors.You are the
homeowner and it is against the law for them to make you use anyone.2nd
installing an AC can be a safety issue and if you feel there incapable of
doing the job safely and properly then you can refuse to use them for
safety
concerns.3rd if you wish to cash out and the repairs are over the cost
of the
cash out demand then they must cash you out.Tell them you want a cash
out NOW
or you will involve your attorney and they will cash you out.



MAG passed away from heat stroke when his AC broke 13 years ago. His
policy has since lapsed.

I will, however, take this opportunity to reminf all new readers that
home insurance polices are a poor investment. Put the amount of the
premium in a savings account and you will be able to pay for normal
repairs.


I agree with you. For a moment I thought you were employed by one of these rip off companies. But in any event, the initial investment is at best an eye-opener. One does not typically expect that the need for a home warranty will come as soon as the first year of ownership or even the second for that matter. But things do happens and as a gentleman posted until you get a feel for the house, you are basically in the dark. But a renewal of these warranties is stupidity, plain and simple, better off putting the money in the bank for the certain events in life.


I have never purchased a home shield policy, but I have a neighbor who
did. When his hot water heater sprung a leak, he called his company for
service. First they said it would be several days before they sent
someone to replace the unit, and then his deductible was higher than
what we spent when I replaced it with them. Not only did it cost less
in spite of the insurance, they had hot water in hours rather than days.


There are car warranty companies selling the same story. One of the big
ones that's on TV all the time, if you read the reviews and stories online,
it's horrific. People sign up with a car, three months later they have
a problem, they tell them that car isn't the one they signed up. Or they
take it to a service place, the service guy says he can't get a hold of
the warranty company, they keep him on hold for an hour, won't return
calls, their guy who has to come look at it never shows up, the car
sits there for days. And this company doesn't even do the warranties,
they are just a marketing/sales company that sells policies from some
other company. If you can't write a check for a couple thousand, best
thing to do is start putting $100 or whatever away for the day when you
will need it.

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