Nick wrote:
hi, folks.
what is the difference between single family home and town house?
When I do some research for housing, and the websites always ask me
what type of house I want to search,like single family home, town
house, house. What is the difference?
Thanks.

A townhouse is classified by lenders as a single family attached
dwelling. It shares a wall - called a party wall - with another
dwelling on one or both sides. They can also be called a rowhouse.

The form of ownership varies. In most cases you own the lot under the
townhouse. There may also be a homeowners association. In those
cases, if membership in the association is mandatory, its considered a
planned unit development or PUD.

Some townhouses are owned as condominiums. That means you own a unit
as defined in the condo documents - typically the inside walls and
airspace - and a percentage of the common elements. In a
townshouse/condo form of ownership you typically have exclusive rights
to the land in front and back of the unit.

So when you are defining your search, you're deciding whether to look
at attached dwellings or not. Townhouses are always attached.

Hope that helps. Good luck on your search.